topic Re: GreenState World MC Approval in Credit Card Approvals

GreenState World MC Approval

5KRunner — Fri, 29 May 2020 14:26:36 GMT

I've been a member of GreenState CU (formerly University of Iowa Community CU) since February, and only joined so I could eventually apply for their World Mastercard. It offers 5x on hotels and airlines, 2x on gas, and 1x on everything else, with APR starting at 13.9%. Minimum SL is $10K, which is what I requested when I submitted the application last Thursday. I was contacted by a member service rep, who requested 2 pay stubs for income verification, followed by a DocuSign package. Everything was submitted by Thursday evening.

Yesterday (a week after I applied), I still hadn't received a response from the MSR, so I sent an email requesting a status. She replied this mornign with the following: "I funded the card today. You will receive your new cards within 7-10 business days." I guess that's when I'll discover the APR, since she didn't mention that in her response.

You can find some DPs in this thread about my recent approval for the MSGCU Rewards Visa. GreenState pulled TU, though I'm not sure which scoring model they use. At the time of the pull, TU reported FICO 8 of 771, and I have 18 INQs in the past 24 months.

I'm guessing that @credit_is_crack and I may be the only ones here with this card!

Re: GreenState World MC Approval

gdale6 — Fri, 29 May 2020 14:42:19 GMT

Sweet, congrats on getting that card!

Re: GreenState World MC Approval

M_Smart007 — Fri, 29 May 2020 14:45:03 GMT

Congratulations on your approval! ...

Re: GreenState World MC Approval

simplynoir — Fri, 29 May 2020 14:55:53 GMT

Congrats there

Re: GreenState World MC Approval

AllZero — Fri, 29 May 2020 14:59:03 GMT

Congratulations on your approval!

Re: GreenState World MC Approval

5KRunner — Fri, 29 May 2020 15:04:15 GMT

Thanks for the kudos - much appreciated!

The field of membership for this CU is fairly restrictive. I snuck in by donating to the Iowa Assoc. for the Education of Young Children, which seems to have been pulled since my application was approved. But I like to provide DPs just in case anyone who IS eligible is considering the card.

Re: GreenState World MC Approval

Anonymous — Fri, 29 May 2020 15:10:07 GMT

@5KRunner wrote:
... I'm guessing that @credit_is_crack and I may be the only ones here with this card!

Not for long! Congrats! on a sweet approval & thanks for the great DPs.

Re: GreenState World MC Approval

M_Smart007 — Fri, 29 May 2020 15:15:19 GMT

@Anonymous wrote:
@5KRunner wrote:
... I'm guessing that @credit_is_crack and I may be the only ones here with this card!
Not for long!

@Anonymous .. A True MF'er

Re: GreenState World MC Approval

5KRunner — Fri, 29 May 2020 15:20:40 GMT

@M_Smart007 wrote:

@Anonymous .. A True MF'er

🤣🤣🤣

I don't think there's any danger of this becoming the new AOD, but it's a very good travel card and would probably appeal to a lot of MF'ers!

Re: GreenState World MC Approval

Anonymous — Fri, 29 May 2020 17:13:32 GMT

Congratulations!

Re: GreenState World MC Approval

19eighty5 — Fri, 29 May 2020 17:22:08 GMT

Congratulations!

Re: GreenState World MC Approval

AverageJoesCredit — Fri, 29 May 2020 20:22:18 GMT

@5KRunner wrote:
I've been a member of GreenState CU (formerly University of Iowa Community CU) since February, and only joined so I could eventually apply for their World Mastercard. It offers 5x on hotels and airlines, 2x on gas, and 1x on everything else, with APR starting at 13.9%. Minimum SL is $10K, which is what I requested when I submitted the application last Thursday. I was contacted by a member service rep, who requested 2 pay stubs for income verification, followed by a DocuSign package. Everything was submitted by Thursday evening.

Yesterday (a week after I applied), I still hadn't received a response from the MSR, so I sent an email requesting a status. She replied this mornign with the following: "I funded the card today. You will receive your new cards within 7-10 business days." I guess that's when I'll discover the APR, since she didn't mention that in her response.

You can find some DPs in this thread about my recent approval for the MSGCU Rewards Visa. GreenState pulled TU, though I'm not sure which scoring model they use. At the time of the pull, TU reported FICO 8 of 771, and I have 18 INQs in the past 24 months.

I'm guessing that @credit_is_crack and I may be the only ones here with this card!

Noice. I really like the looks of their cards. Happy for ya!

Re: GreenState World MC Approval

ChazzieT — Fri, 29 May 2020 22:44:07 GMT

Congratulations!

Re: GreenState World MC Approval

Anonymous — Fri, 29 May 2020 22:47:01 GMT

@5KRunner Super Congrats on your Greenstate World MC $10,000 approval!!!

Re: GreenState World MC Approval

5KRunner — Fri, 29 May 2020 23:02:49 GMT

@AverageJoesCredit wrote:
Noice. I really like the looks of their cards. Happy for ya!

Thanks!

Re: GreenState World MC Approval

nuohlac — Fri, 29 May 2020 23:13:59 GMT

Congratulations on your approval!!!

Re: GreenState World MC Approval

credit_is_crack — Sat, 30 May 2020 01:16:23 GMT

Nice score @5KRunner ! I've been using this one last few days to make sure I bank on that SUB quickly, but with the rewards structure it's definitely a keeper! Congrats on the approval!!

Re: GreenState World MC Approval

credit_is_crack — Sat, 30 May 2020 01:17:03 GMT

@Anonymous wrote:
@5KRunner wrote:
... I'm guessing that @credit_is_crack and I may be the only ones here with this card!
Not for long! Congrats! on a sweet approval & thanks for the great DPs.

LOL @Anonymous Go Get It!

Re: GreenState World MC Approval

credit_is_crack — Sat, 30 May 2020 01:36:38 GMT

Also FYI @5KRunner , I've noticed 2 things.

They don't show pending transactions, it just goes from "non-existent" to "posted" over a few days which seems so odd in this day and age (well also my PCM does this so I guess it's common with small joints), but on the bright side it looks like they post rewards as transactions post -- I like!

Re: GreenState World MC Approval

5KRunner — Sat, 30 May 2020 02:11:02 GMT

Appreciate the advice, @credit_is_crack !

I'm nearing the completion of the SUB on my NFCU Flagship, so I shouldn't have any issues meeting this one ($1000 for $100 in 2 months if I remember correctly).