topic Re: Summit Racing/Synchrony approval!! in Credit Card Approvals

Summit Racing/Synchrony approval!!

ThaDude — Fri, 29 May 2020 15:56:40 GMT

Browsed around here for a good store card pick up. Obviously something I'd need to use I let DW use the Wayfair and overstock cards for me! Appd for this little guy to help with those future car expenses only asked for 1k recieved $2.2k. Small limits compared to my Navy Fed $10k.
Fortunately I'm on the grind working to get to the goal 🥅 800 club... currently sitting at 665 just about across the board. This will definitely help while I pay down my one baddie (that same nfcu credit card (balance $8200/$10500) high utilisation..Throwing anywhere between 750-1500 a month at it.

Thanks for all the good posts on here. I just wanted to share a small win for me!

any advice or feedback is appreciated!!!

DP:

pulled TU. with Fico at 665

(2) 30 day lates last year in April. 99% payment history.
no collections

15 inquiries (7 due to fall off throughout 2020; 6 fall off in 2021; and 2 fall off in 2022).

Re: Summit Racing/Synchrony approval!!

AllZero — Fri, 29 May 2020 15:58:40 GMT

Congratulations on your approval!

Re: Summit Racing/Synchrony approval!!

Anonymous — Fri, 29 May 2020 16:05:34 GMT

@ThaDude wrote:
... nfcu credit card (balance $8200/$10500) high utilisation ...

Nice approval -- Congrats! & thanks for the DPs. Also, if you haven't gotten a NFCU CLI in the last 6 months, you might want to ask. Don't let high utilization scare you -- it doesn't scare them!

Re: Summit Racing/Synchrony approval!!

ThaDude — Fri, 29 May 2020 16:15:08 GMT

Yea thanks for that I actually got a small one right before the pandemic. Think they were just trying to help me jumpstart my credit card pay down. Still waiting on this secured navy to graduate. Didn't know it graduated until this January and I've had the card for 2 dang years lolol. That's all on me!! Just using that and a cap one quicksilver one I got to hopefully grow these a little Every bit helps. TCL is $14.4k now and the total balance is 8200. Thatll b a good score bump since total utilization will be about 56% and my NFCU Visa rewards will be at 78%. After another 1500 in the month of June I'll be at about 64% this time then! We making our way!!!!!

Re: Summit Racing/Synchrony approval!!

gdale6 — Fri, 29 May 2020 16:20:23 GMT

Congrats on your new SR card!

Re: Summit Racing/Synchrony approval!!

MyFault — Fri, 29 May 2020 17:47:51 GMT

Congrats!

Re: Summit Racing/Synchrony approval!!

Girlzilla88 — Fri, 29 May 2020 18:29:32 GMT

@ThaDude Awesome Congrats

Re: Summit Racing/Synchrony approval!!

M_Smart007 — Fri, 29 May 2020 20:12:49 GMT

Congratulations! ..

Re: Summit Racing/Synchrony approval!!

ChazzieT — Fri, 29 May 2020 22:46:09 GMT

Congratulations!

Re: Summit Racing/Synchrony approval!!

Anonymous — Fri, 29 May 2020 22:50:49 GMT

@ThaDude Super Congrats on your Summit Racing Synchrony $2,200 approval!!!

Re: Summit Racing/Synchrony approval!!

AverageJoesCredit — Fri, 29 May 2020 23:44:32 GMT

🤙

Re: Summit Racing/Synchrony approval!!

UH_HUH — Fri, 29 May 2020 23:48:09 GMT

Vroom Vroom!!!!! WTG!!!!!!

Congratulations on your new card,

and thank you for all the data points :-)

Enjoy,

Cheers

Re: Summit Racing/Synchrony approval!!

Anonymous — Sat, 30 May 2020 00:04:38 GMT

Congratulations on your approval!

Re: Summit Racing/Synchrony approval!!

Meanmchine — Sat, 30 May 2020 00:26:18 GMT

Congrats !

Re: Summit Racing/Synchrony approval!!

CreditAggie — Sat, 30 May 2020 05:53:54 GMT

Congratulations on your Summit Racing approval!

Re: Summit Racing/Synchrony approval!!

nuohlac — Mon, 01 Jun 2020 02:26:30 GMT

Congratulations on your approval!!! Thanks for the DP's.

Re: Summit Racing/Synchrony approval!!

JNA1 — Wed, 03 Jun 2020 02:18:23 GMT

Congrats! My Summit Racing card grew from $1K >>> $10K (which I found out is the max god this card) in a little over a year. If yours is co-branded with Car Care, it will also work at all gas stations, auto part stores, and most auto mechanic shops. Summit regularly offers $10 or $20 off purchases of $199 or more with the card, essentially making it either a 5% or 10% rewards card for the first $199. It also offers 6 month interest free financing on all purchases above $199. It’s a pretty decent card, as long as you don’t carry a balance (29.99%😞)

Re: Summit Racing/Synchrony approval!!

Anonymous — Fri, 05 Jun 2020 09:14:17 GMT

Congrats....nice card to have. Its accepted at gas stations also which makes it easy to cycle spend. Got it @ $500 and within 60 days was at 4k just got another 1k this morning to bring it 5k

Re: Summit Racing/Synchrony approval!!

AllZero — Sat, 06 Jun 2020 18:49:48 GMT

@Anonymous wrote:
Congrats....nice card to have. Its accepted at gas stations also which makes it easy to cycle spend. Got it @ $500 and within 60 days was at 4k just got another 1k this morning to bring it 5k

Congratulations on your CLI!

Re: Summit Racing/Synchrony approval!!

M_Smart007 — Sun, 07 Jun 2020 18:22:39 GMT

@Anonymous wrote:
Congrats....nice card to have. Its accepted at gas stations also which makes it easy to cycle spend. Got it @ $500 and within 60 days was at 4k just got another 1k this morning to bring it 5k