topic Re: Citi CLI trifecta in Credit Card Approvals

Citi CLI trifecta

nuohlac — Sat, 30 May 2020 14:21:15 GMT

Today was my 6 month mark with Citi for CLI requests. I have an 8 year relationship with Citi and I am a Citigold client. However, I discovered MyFICO two years ago and my credit adventure really took off. Prior to that, I had been AMEX Platinum and cash only since 2010. What I am attempting to say is I am not sure if my overall relationship with Citi has influenced their decisions while handling my accounts. I have dubbed it the @Aim_High effect because he really started driving the point home to me in his posts. In two rounds of CLI request (a 12 month span) Citi has nearly doubled the limit on my Prestige card and given me $21,000 in increases total. My scores in signature are current. I have tried to provide as much pertinent information as possible. If you have any questions please feel free to ask. Citi always seems to be very generous with my Prestige card. I am not sure if it is because that is always the card I ask on first or not.

Citi Prestige: $28,000 ---> $36,000

AoA: 1 year 3 months

Original SL: $20,000

Average spend: $1,800 - $2,200 monthly with $1,700 of that being my mortgage.

Citi AAdvantage Platinum Select: $11,400 ---> $12,900

AoA: 1 year

Original SL: $10,400

Average spend: $50 - $75 monthly when not traveling for work. $1,100 - $2,100 when traveling. I strictly fly AA because they have a lounge in my home terminal.

To anyone reading this with the AAdvantage Executive do you find the card worth the AF? Please share your thoughts. I am considering upgrading my card when travel resumes.

Citi Rewards+ : $8,000 ---> $9,500

AoA: 8 years 2 months - This card was converted from a SD'd Citi Simplicity card in September 2019 on a promo offer and given a $2,000 CLI to $7,000.

Original SL: $5,000

Average spend: $25 - $75 monthly; whatever gas & grocery purchases are made after my AMEX EDP has reached 30 transactions for the month.

Re: Citi CLI trifecta

AllZero — Sat, 30 May 2020 14:40:04 GMT

Congratulations on your CLIs x 3!

Re: Citi CLI trifecta

CreditAggie — Sat, 30 May 2020 14:50:17 GMT

Congratulations on your Citi CLIs!

Re: Citi CLI trifecta

kerplunk — Sat, 30 May 2020 14:53:52 GMT

Very cool!

Re: Citi CLI trifecta

Anonymous — Sat, 30 May 2020 15:01:52 GMT

Congrats on your CLI trifecta.

Re: Citi CLI trifecta

UH_HUH — Sat, 30 May 2020 15:09:19 GMT

I would send Citi a dozen roses and a bottle

of wine if they gave me those CLI's

Congratulations @nuohlac !!! Very cool post.

Thanks so much for sharing your story and dp's.

Yeah can't go wrong listening to @Aim_High

Enjoy,

Cheers

Re: Citi CLI trifecta

M_Smart007 — Sat, 30 May 2020 15:41:56 GMT

@nuohlac Congratulations on your Increases!!!

Re: Citi CLI trifecta

nuohlac — Sat, 30 May 2020 15:45:40 GMT

@AllZero wrote:
Congratulations on your CLIs x 3!

I could set a watch to you... I would not know what time it is though. You're always up late. You're always up early. We must share a circadian rhythm 😂🤣

Re: Citi CLI trifecta

Anonymous — Sat, 30 May 2020 16:02:08 GMT

Congrats on your three CLI's with Citi. I just got a CLI on my Double Cash this morning as well. I've also been able to almost double the limit on that card in less than a year. Citi's been good to me thus far 😬

Re: Citi CLI trifecta

Gmood1 — Sat, 30 May 2020 16:07:49 GMT

Congratulations @nuohlac !!!

I paid my mortgage for a year or so using the Citi DC.

I think it made a big difference over the last 5 years with other Citi approvals.

If Plasitq would offer a long term promotion. I'd use the DC now to pay the mortgage.

Re: Citi CLI trifecta

Anonymous — Sat, 30 May 2020 16:55:34 GMT

@nuohlac wrote:
... I have tried to provide as much pertinent information as possible ...

I guess so. Wowser -- now THAT's DPs! Great job -- thank you & Congrats! on all the Citi luv.

Re: Citi CLI trifecta

slickwidit — Sat, 30 May 2020 19:16:53 GMT

congrats on the triple play

Re: Citi CLI trifecta

Anonymous — Sat, 30 May 2020 19:43:10 GMT

Congrats on your Citi CLI success!

Re: Citi CLI trifecta

5KRunner — Sat, 30 May 2020 19:49:24 GMT

Congrats on the CLIs from Citi! Looks like they've been very generous with you!

Re: Citi CLI trifecta

gdale6 — Sat, 30 May 2020 20:02:18 GMT

Excellent trifecta, congrats to all!

Re: Citi CLI trifecta

AI_JMV — Sat, 30 May 2020 20:03:17 GMT

@nuohlac I am going to need you to be my credit shephard soon.. I am looking into Citi Prestige and the HSBC World Premier... But.. I still want the Chase Sapphire (Preferred now, because I can't justify another $550 AF). I am not eligible for the CSP until Feb due to # of accounts, which leave me with one more space in my arsenal for the either of the above two between now and then. I have seen you post about the HSBC.. I think I am going to try for that one next month.

Re: Citi CLI trifecta

nuohlac — Sat, 30 May 2020 20:18:41 GMT

@Gmood1 wrote:
Congratulations @nuohlac !!!
I paid my mortgage for a year or so using the Citi DC.
I think it made a big difference over the last 5 years with other Citi approvals.
If Plasitq would offer a long term promotion. I'd use the DC now to pay the mortgage.

I locked them in for 12 months on their last promo. Now I'm just eating the fee in exchange for points. It is such a black hole of wasted points/cash back to just walk away from over $25. I have found the amount of times they seem to make some mistake delaying payment that I do not notice and I get FFD's in return really adds up too.

Re: Citi CLI trifecta

nuohlac — Sat, 30 May 2020 20:23:29 GMT

@Anonymous wrote:
@nuohlac wrote:
... I have tried to provide as much pertinent information as possible ...
I guess so. Wowser -- now THAT's DPs! Great job -- thank you & Congrats! on all the Citi luv.

I may not be as direct as you, but when I am in the mood I hound people just as much as you do about DP's @Anonymous . So I have always tried to provide what I would like to see in each post. Especially, when the numbers are big and sexy. You want people to see that you are offering information not seeking attention.

Re: Citi CLI trifecta

Aim_High — Sat, 30 May 2020 20:48:58 GMT

@nuohlac wrote:
Today was my 6 month mark with Citi for CLI requests. I have an 8 year relationship with Citi and I am a Citigold client. However, I discovered MyFICO two years ago and my credit adventure really took off. Prior to that, I had been AMEX Platinum and cash only since 2010. What I am attempting to say is I am not sure if my overall relationship with Citi has influenced their decisions while handling my accounts. I have dubbed it the @Aim_High effect because he really started driving the point home to me in his posts. In two rounds of CLI request (a 12 month span) Citi has nearly doubled the limit on my Prestige card and given me $21,000 in increases total.

Congrats on a very nice run with CITI, @nuohlac !

Thanks for the mention and the credits!

I'm glad I could be of help and thanks for your

contribution of data points back to the community!

~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~

@UH_HUH wrote:

Yeah can't go wrong listening to @Aim_High

@UH_HUH You're too kind!

Re: Citi CLI trifecta

AllZero — Sat, 30 May 2020 22:07:36 GMT

@nuohlac wrote:
@AllZero wrote:
Congratulations on your CLIs x 3!
I could set a watch to you... I would not know what time it is though. You're always up late. You're always up early. We must share a circadian rhythm 😂🤣

Yes, you could. It would be beer o'clock somewhere. My hours have been all over the place. Not sure what time or day it is anymore.