topic Re: Citi rewards+ SP CLI...Approved in Credit Card Approvals

Citi rewards+ SP CLI...Approved

Credit_Flavours — Sun, 14 Jun 2020 11:11:31 GMT

My Rewards+ is roughly 3months old. Before the 2nd statement cut, the soft pull language showed up and I requested a CLI and was instantly shut down. That was last month. the third statement will cut in 2 days, so I decided to try again and was instantly approved for an extra $1500, bringing my limit to $13,100 from the SL of $11,600.

For those who are interested, my score they provide right now is 733, a far cry for what it was when the card was approved. The time between denial and approval is roughly 4weeks and around 90 days from card approval. I have spent around $2k on the card all before initial CLI request. I have spent $0 between denial and approval. My overall UTI on all cards is presently 1%, more like 0.1%.

Re: Citi rewards+ SP CLI...Approved

Anonymous — Sun, 14 Jun 2020 11:29:14 GMT

Nice cli! Most impressive!

When you say "a far cry" re your score - far cry lower or far cry higher? (for the DPs....)

Re: Citi rewards+ SP CLI...Approved

Mr_Mojo_Risin — Sun, 14 Jun 2020 11:42:30 GMT

Nicely done Kad! Enjoy that 1500!!

Re: Citi rewards+ SP CLI...Approved

Credit_Flavours — Sun, 14 Jun 2020 12:19:07 GMT

@Anonymous wrote:

Nice cli! Most impressive!

When you say "a far cry" re your score - far cry lower or far cry higher? (for the DPs....)

Lower. Can't remember clearly but the bankcard Fico8 score that came with their letter after approval was between 780-790. I have since added 4 accounts and refinanced my auto loan which dropped my scores and my EQ was hit the most for some reason. The 733 score was from the May 21 update on their website.

Re: Citi rewards+ SP CLI...Approved

gdale6 — Sun, 14 Jun 2020 13:17:03 GMT

Congrats to your success!

Re: Citi rewards+ SP CLI...Approved

AllZero — Sun, 14 Jun 2020 14:31:10 GMT

Congratulations on your CLI!

Re: Citi rewards+ SP CLI...Approved

M_Smart007 — Sun, 14 Jun 2020 15:07:55 GMT

Congratulations on your Increase!!!

Re: Citi rewards+ SP CLI...Approved

Anonymous — Sun, 14 Jun 2020 15:15:17 GMT

Congrats on your CLI.

Re: Citi rewards+ SP CLI...Approved

Rebuild2019 — Sun, 14 Jun 2020 15:25:20 GMT

Congratulations on your CLI.

Re: Citi rewards+ SP CLI...Approved

Credit_Flavours — Sun, 14 Jun 2020 17:46:10 GMT

Thanks a lot, guys!! Always a great feeling when they finally say yes.

Re: Citi rewards+ SP CLI...Approved

mrcraft — Sun, 14 Jun 2020 19:05:51 GMT

Congratulations on your CLI!!

Re: Citi rewards+ SP CLI...Approved

CreditAggie — Sun, 14 Jun 2020 19:59:20 GMT

Congratulations on your Citi Rewards+ CLI!

Re: Citi rewards+ SP CLI...Approved

nuohlac — Mon, 15 Jun 2020 03:12:27 GMT

Congratulations on your CLI!!!