topic Re: Chase Sapphire Reserve approval in Credit Card Approvals

Chase Sapphire Reserve approval

AnaMKMK — Sun, 14 Jun 2020 19:46:23 GMT

Hey all,

Just ended a long gardening period (close to 3yrs maybe?).... I wanted the Chase Sapphire Reserve card and was hesitant because I kept reading how they don't like giving you your highest limit, how you need to have other cards with over 10k limit, etc. I have exactly 1 card over 10k, but I was also not pre-approved for anything on Chase. I applied using the "Because you are a current customer" option and was approved within seconds for 26.5k CL. Did it today, and already got alerts showing Chase pulled Experian and TU, Fico8 scores are 732 and 787 respectively. This is my 5th card with Chase (4 older ones all have $0 balance, CLs of 1k, 1k, 3k, and 5k), I also have 2 checking accounts and 1 savings account with Chase. Other CC include amex 7k, BoA 5.5k, Discover 13k, and CapOne 6k. Current overall utilization is reporting more current at TU at 5%, and Experian is still showing about 13%. Experian also has an old collection account reporting from 2016.

My old Chase cards have never ever seen any CLI, and I always avoided requesting one because I didn't want the hard pull; honestly I didn't think Chase liked me for high limits. One of these accounts is 5yrs old, and the others are 12yrs old. Looks like I shouldn't have shied away from asking for the CLI! I'm now itching to go request CLI for the other accounts, they've been stale for so long!

Just wanted to share because I know there are questions about credit limits for this card.... Anyways, good luck with your app!

Re: Chase Sapphire Reserve approval

AllZero — Sun, 14 Jun 2020 19:47:46 GMT

Congratulations on your approval!

Re: Chase Sapphire Reserve approval

M_Smart007 — Sun, 14 Jun 2020 19:52:40 GMT

Re: Chase Sapphire Reserve approval

CreditAggie — Sun, 14 Jun 2020 19:52:43 GMT

Congratulations on your Chase Sapphire Reserve approval and awesome SL!

Re: Chase Sapphire Reserve approval

Anonymous — Sun, 14 Jun 2020 19:53:00 GMT

Congrats on your approval for the Sapphire Reserve card.

Re: Chase Sapphire Reserve approval

Anonymous — Sun, 14 Jun 2020 19:55:33 GMT

BOOM!! Loved that card for the few months I had it. Use it well. Congrats!!!

Re: Chase Sapphire Reserve approval

Credit_Flavours — Sun, 14 Jun 2020 20:06:16 GMT

A big fat congrats! A very nice SL

Re: Chase Sapphire Reserve approval

K-in-Boston — Sun, 14 Jun 2020 20:14:43 GMT

Congrats on the approval and great starting line! That was quite a gardening commitment. Thanks so much for sharing your data points.

Re: Chase Sapphire Reserve approval

Anonymous — Sun, 14 Jun 2020 20:35:34 GMT

Congrats on your approval, nice SL!

Re: Chase Sapphire Reserve approval

MyFault — Sun, 14 Jun 2020 21:18:29 GMT

Congrats!

Re: Chase Sapphire Reserve approval

Drwaz99 — Sun, 14 Jun 2020 21:36:47 GMT

Heck yeah! Congrats!

Re: Chase Sapphire Reserve approval

mrcraft — Sun, 14 Jun 2020 21:54:13 GMT

Congratulations on your approval!!

Re: Chase Sapphire Reserve approval

gingerflower — Sun, 14 Jun 2020 22:05:00 GMT

@AnaMKMK Congratulations on your monster SL with Chase. 👍

Re: Chase Sapphire Reserve approval

coreyb80 — Sun, 14 Jun 2020 22:24:26 GMT

Congrats on the approval!

Re: Chase Sapphire Reserve approval

Anonymous — Sun, 14 Jun 2020 22:26:12 GMT

This is HUGE!! Your patience and discipline has totally paid off- excellent job👍 and Congratulations!!

Re: Chase Sapphire Reserve approval

nuohlac — Sun, 14 Jun 2020 22:38:39 GMT

Congratulations on your approval!!! Thanks for the DP's.

Re: Chase Sapphire Reserve approval

Anonymous — Sun, 14 Jun 2020 23:34:05 GMT

@AnaMKMK Super Congrats on your Chase Sapphire Reserve approval!!!

Re: Chase Sapphire Reserve approval

gdale6 — Sun, 14 Jun 2020 23:54:38 GMT

Grats on getting your CSR!

Re: Chase Sapphire Reserve approval

Anonymous — Mon, 15 Jun 2020 00:13:37 GMT

Congrats on your approval and great limit !

Re: Chase Sapphire Reserve approval

Anonymous — Mon, 15 Jun 2020 01:47:28 GMT

Congratulations on your Chase approval!