topic Re: Amazing App Spree Results in Credit Card Approvals

Amazing App Spree Results

Anonymous — Mon, 29 Jun 2020 03:01:39 GMT

I have never posted on myfico, but I have read hundreds of posts over the years. On friday I closed on my house and decided to go on an APP Spree. Below is the results of that app spree.

Rooms to Go CLI - current SL $4k, requested CLI and new SL $10k

Lowes CLI - Current SL $300, requested $25k and was approved for $17k

Chase Marriott Bonvy boundless - Approved for $9k - Amex wouldn't give me any love, but Chase had my back. I travel a lot for business and always stay at Marriott.

BJ's Mastercard - Approved for $6k - Was pre-approved

Chase Sapphire Preferred - Denied

Amex - Denied for Marriott Bonvoy Card

Amex - Denied for Cash Magnet - a little disappointing because I have the platinum and gold card and normally put about $15k/month of spend on them. I was pre-approved for both but cards but got denied.

Discover - Was pre-approved for Discover but denied

Additionally, I applied for Credit limit increases on both of my NAVY Federal Credit Union Cards, but have not heard back from them yet. Just thought I would share the amazing news.

In all I increased my SL by $37,700 in one day.

Re: Amazing App Spree Results

M_Smart007 — Mon, 29 Jun 2020 03:36:39 GMT

Re: Amazing App Spree Results

Anonymous — Mon, 29 Jun 2020 03:30:09 GMT

Congratulations on your new home and increased spending power, @Anonymous! An app spree only consists of new credit apps, though. In your case, you went 2 for 6. Is that really amazing? You clickbaited me, bro!

Re: Amazing App Spree Results

Anonymous — Mon, 29 Jun 2020 03:40:08 GMT

Can you find it in your heart to forgive me...I'm the new guy here...lol.

Re: Amazing App Spree Results

CreditAggie — Mon, 29 Jun 2020 03:53:14 GMT

Congratulations on your home, CLIs, and approvals!

Re: Amazing App Spree Results

Anonymous — Mon, 29 Jun 2020 04:05:30 GMT

@Anonymous wrote:
Can you find it in your heart to forgive me...I'm the new guy here...lol.

Okay. BUT just this once. You're a martial artist, for Bruce Lee's sake. I'm new too, by the way (3rd post).

Re: Amazing App Spree Results

CYBERSAM — Mon, 29 Jun 2020 04:20:53 GMT

Congrats on your house and CLI spree 🤑

Re: Amazing App Spree Results

Anonymous — Mon, 29 Jun 2020 12:29:03 GMT

BOOM! Congrats on a mostly successful spree!

Now GARDEN GARDEN GARDEN - tend to those new flowers and help them grow!

Re: Amazing App Spree Results

Anonymous — Mon, 29 Jun 2020 12:35:51 GMT

Congratulations! Nice way to end a weekend!!

Re: Amazing App Spree Results

gdale6 — Mon, 29 Jun 2020 13:40:59 GMT

Quite a run congrats on it and your new home

Welcome to myFico.

Re: Amazing App Spree Results

MyFault — Mon, 29 Jun 2020 14:19:54 GMT

Congrats on your approvals!

Re: Amazing App Spree Results

AllZero — Mon, 29 Jun 2020 14:24:57 GMT

Congratulations on your approvals and CLIs!

Re: Amazing App Spree Results

zerofire — Mon, 29 Jun 2020 17:07:51 GMT

@Anonymous wrote:
Congratulations on your new home and increased spending power, @Anonymous! An app spree only consists of new credit apps, though. In your case, you went 2 for 6. Is that really amazing? You clickbaited me, bro!

It is fair game to apply for a credit line increase or app for a CLi. AmEx and Discover are tightening their everything. I am also fairly certain that the massive HP's from the Mortgage and previous applications turned them off if you applied to them last. Neither likes being late to the party.

Congratulations on your new found liquidity.

Re: Amazing App Spree Results

coreyb80 — Mon, 29 Jun 2020 17:11:22 GMT

Congrats on both the home and the app spree!

Re: Amazing App Spree Results

newfossil — Tue, 30 Jun 2020 11:27:58 GMT

Congratulations!!!

Re: Amazing App Spree Results

nuohlac — Tue, 30 Jun 2020 12:48:34 GMT

Congratulations!!! 🎈🎉🎊