topic Re: AMEX Charles Schwab Platinum Approval! in Credit Card Approvals

AMEX Charles Schwab Platinum Approval!

Anonymous — Sun, 05 Jul 2020 22:48:38 GMT

DW and I just recently closed on our home and decided it was time to apply for a few new cards to fit my spending patterns. I recently posted about the AMEX Green approval which was great for hotels & uber/lyft rides, but was missing out on maximum points on airfare. I decided to apply for the Schwab Platinum for 2 reasons, 1. The 5x points on airfare as I fly every other week for work. 2. Transferring MR points to an investment account for cash value.

We typically travel to Florida for beach vacations and since we just moved there, I decided that the $'s would be more valuable to me now than transferring to airline partners. So now I have Plat, Gold & Green to maximize my MR points!

I should have no problem washing the AF on all of the cards with the perks, so I felt it was a good plan while traveling for work.

DP's:

SP approval

60K SUB after $5K in spend

683 EX at time of app

3 Inq at time of app (2 were mortgage pulls)

Wasnt an instant approval as I had to call & verify my address.

Opened the AMEX Green 1 week prior.

Had AMEX Gold for just over 1 year.

1 Prior CO with AMEX PIF May of 2019.

Re: AMEX Charles Schwab Platinum Approval!

gdale6 — Sun, 05 Jul 2020 22:50:23 GMT

Grats on the Schwab card

Re: AMEX Charles Schwab Platinum Approval!

Mr_Mojo_Risin — Sun, 05 Jul 2020 22:58:01 GMT

Lookin good DB!! You and DW enjoy the new CC and that Florida home!!

Re: AMEX Charles Schwab Platinum Approval!

coreyb80 — Sun, 05 Jul 2020 23:20:42 GMT

Congrats on the approval!

Re: AMEX Charles Schwab Platinum Approval!

AllZero — Sun, 05 Jul 2020 23:23:01 GMT

Congratulations on your approval!

Re: AMEX Charles Schwab Platinum Approval!

Anonymous — Sun, 05 Jul 2020 23:27:40 GMT

BOOM! Congrats on the approval!

Re: AMEX Charles Schwab Platinum Approval!

mrcraft — Sun, 05 Jul 2020 23:38:14 GMT

Congratulations on your approval!!

Re: AMEX Charles Schwab Platinum Approval!

PointsBonus — Mon, 06 Jul 2020 00:02:17 GMT

Congrats !! now it will become addicting to transfer all yoru points at 1.25% Cash to your Schwab account.... :-) Like me !

Re: AMEX Charles Schwab Platinum Approval!

CreditAggie — Mon, 06 Jul 2020 00:35:05 GMT

Congratulations on your Amex Charles Schwab Platinum approval!

Re: AMEX Charles Schwab Platinum Approval!

Brian_Earl_Spilner — Mon, 06 Jul 2020 00:59:20 GMT

Congrats. This is my next card. Just have to let the reports cool down a bit.

Re: AMEX Charles Schwab Platinum Approval!

M_Smart007 — Mon, 06 Jul 2020 01:51:02 GMT

Congratulations on your Approval..

Re: AMEX Charles Schwab Platinum Approval!

Meanmchine — Mon, 06 Jul 2020 04:30:54 GMT

Congrats on your closing and your new Amex card

Re: AMEX Charles Schwab Platinum Approval!

RickNATL — Mon, 06 Jul 2020 13:49:48 GMT

Congrats! I am aiming for the day to open a Charles Schwab Platinum. Do you have account(s) with them?

Re: AMEX Charles Schwab Platinum Approval!

Brian_Earl_Spilner — Mon, 06 Jul 2020 13:52:53 GMT

@RickNATL wrote:
Congrats! I am aiming for the day to open a Charles Schwab Platinum. Do you have account(s) with them?

An account is required as you have to apply through them.

Re: AMEX Charles Schwab Platinum Approval!

Anonymous — Tue, 07 Jul 2020 01:52:46 GMT

@RickNATL I opened an account 20 min before I applied. That's all it takes. In order to transfer MR points to money you need a Schwab Brokerage account to transfer them to.

Re: AMEX Charles Schwab Platinum Approval!

M_Smart007 — Tue, 07 Jul 2020 07:19:12 GMT

@Anonymous wrote:
@RickNATL I opened an account 20 min before I applied. That's all it takes. In order to transfer MR points to money you need a Schwab Brokerage account to transfer them to.

That is the process

Re: AMEX Charles Schwab Platinum Approval!

Anonymous — Tue, 07 Jul 2020 10:54:06 GMT

@Anonymous Super Congrats on your Amex Charles Schwab Platinum approval!!!