topic Re: Williams-Sonoma VISA CLI in Credit Card Approvals

Williams-Sonoma VISA CLI

Anonymous — Tue, 07 Jul 2020 05:45:37 GMT

Well on the tail of closing my PayPal Cashback, I was going to close my WS VISA too. They shot me down for a CLI back in May and at $1K, it is one of my smallest cards. Decided to hit them again and see what happens and I got an immediate 2X CLI. $2K is still low for me but it's moving in the right direction.

I guess this card will stick around awhile longer.

TU8 780, EX8 774, EQ8 732

No HP alerts so it appears it was a SP

TCL 91,850

AAoA 2y6m, AoOA 10y3m, AoYA 3m

Citi shot me down for presence of a BK (probably going to take them a few months to update their records), Disco shot me down on both cards, AMEX shot me down last month for asking before the 90 days was up since my last denial and I want to wait until my roommates pay off the $800 on my Cash Magnet before I ask again... Not going to poke Sync about my Marvel when I closed my PayPal specifically to reduce my exposure.

Re: Williams-Sonoma VISA CLI

AllZero — Tue, 07 Jul 2020 05:47:41 GMT

Congratulations on your CLI!

Re: Williams-Sonoma VISA CLI

M_Smart007 — Tue, 07 Jul 2020 06:08:23 GMT

@Anonymous Congratulations on your Increase!!!

bowing down emoticon.gif

Re: Williams-Sonoma VISA CLI

blindambition — Tue, 07 Jul 2020 06:15:44 GMT

Congrats @Anonymous ! You lil rebel!! Take that Sync!!! 😉

Re: Williams-Sonoma VISA CLI

mrcraft — Tue, 07 Jul 2020 06:39:06 GMT

Congratulations on your CLI!!

Re: Williams-Sonoma VISA CLI

Anonymous — Tue, 07 Jul 2020 07:07:07 GMT

Thanks everyone! Makes me happy to get something after a whole bunch of no the past few months.

Re: Williams-Sonoma VISA CLI

M_Smart007 — Tue, 07 Jul 2020 07:17:31 GMT

@Anonymous wrote:
Thanks everyone! Makes me happy to get something after a whole bunch of no the past few months.

Always nice to get a bone after tons of rejection

Re: Williams-Sonoma VISA CLI

Anonymous — Tue, 07 Jul 2020 08:40:45 GMT

@M_Smart007 wrote:
@Anonymous wrote:
Thanks everyone! Makes me happy to get something after a whole bunch of no the past few months.
Always nice to get a bone after tons of rejection

It is indeed! It wouldn't bother me as much if I wasn't forcing myself to garden because I could just cheer myself up with a fresh approval for a new card but I'm sticking to my goals.

Re: Williams-Sonoma VISA CLI

RootDet — Tue, 07 Jul 2020 10:57:03 GMT

Congrats on the approval!

Re: Williams-Sonoma VISA CLI

credit_endurance — Tue, 07 Jul 2020 11:59:39 GMT

Congrats @Anonymous on your belated increase!! Question for you how often have you made requests? Just was approved recently for mine. When are you first eligible for one?

Re: Williams-Sonoma VISA CLI

blindambition — Tue, 07 Jul 2020 13:35:07 GMT

@credit_endurance wrote:
Congrats @Anonymous on your belated increase!! Question for you how often have you made requests? Just was approved recently for mine. When are you first eligible for one?

What happened? You look like a whole new screen name. I'm gonna miss Bruised, but like the makeover. 😉 🤣

Re: Williams-Sonoma VISA CLI

CreditAggie — Tue, 07 Jul 2020 13:36:34 GMT

Congratulations on your Williams-Sonoma Visa CLI!

Re: Williams-Sonoma VISA CLI

gdale6 — Tue, 07 Jul 2020 14:20:41 GMT

Very good, congrats on your increase

Re: Williams-Sonoma VISA CLI

credit_endurance — Tue, 07 Jul 2020 15:35:12 GMT

@blindambition wrote:
@credit_endurance wrote:
Congrats @Anonymous on your belated increase!! Question for you how often have you made requests? Just was approved recently for mine. When are you first eligible for one?
What happened? You look like a whole new screen name. I'm gonna miss Bruised, but like the makeover. 😉 🤣

😆😂 @blindambition I finally got my reports clean after 7 years from the hindering "dirt" over this past weekend see this thread:

https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Reports-are-FINALLY-clean-as-a-whistle/td-p/6073043

And decided it was time to push forward from my past! 😁 Thanks my friend for the kind words!

Re: Williams-Sonoma VISA CLI

Mahraja — Tue, 07 Jul 2020 19:03:31 GMT

@Anonymous

Congrats buddy well done and yes you are moving to the right direction wish you Good Luck..

Re: Williams-Sonoma VISA CLI

UH_HUH — Tue, 07 Jul 2020 19:23:11 GMT

Hiya @AllZero :-)

Re: Williams-Sonoma VISA CLI

UH_HUH — Tue, 07 Jul 2020 19:24:31 GMT

Awesome job on your CLI @Anonymous !!!!

Great to read good things aboit you :-)

Enjoy your success!!!

Cheers

Re: Williams-Sonoma VISA CLI

AllZero — Tue, 07 Jul 2020 19:25:31 GMT

@UH_HUH wrote:
Hiya @AllZero :-)

@UH_HUH .Hiya. 😃

Re: Williams-Sonoma VISA CLI

Anonymous — Tue, 07 Jul 2020 19:28:27 GMT

@credit_endurance wrote:
Congrats @Anonymous on your belated increase!! Question for you how often have you made requests? Just was approved recently for mine. When are you first eligible for one?

I got the card in October and since I didn't ask for a CLI right away because I didn't realize that was a thing, I wasn't eligible for one until April when it turned 6 months old. It actually went to review in April and I got a message from customer service that they want to see more payment history before they'll grant me an increase. Put a dollar on it a month or two ago on Amazon and paid it off and decided to ask again now. 😂

Re: Williams-Sonoma VISA CLI

Anonymous — Tue, 07 Jul 2020 20:35:07 GMT

BOOM! Congrats on your CLI!