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    <title>topic Re: GS Apple Card Approval in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079132#M691238</link>
    <description>&lt;P&gt;Congrats! Nice job &lt;SPAN class="emoji"&gt;🤑👍&lt;/SPAN&gt;&lt;/P&gt;</description>
    <pubDate>Sat, 11 Jul 2020 23:56:15 GMT</pubDate>
    <dc:creator>CYBERSAM</dc:creator>
    <dc:date>2020-07-11T23:56:15Z</dc:date>
    <item>
      <title>GS Apple Card Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079129#M691235</link>
      <description>&lt;P&gt;I was approved for the GS Apple Card today and accepted the offer terms. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Transunion HP. Not sure which FICO model was used yet. As of 6/27 - my TU Fico 8 was 747.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="251EC7DF-A981-45D7-B08E-4B21E640A075.jpeg" style="width: 788px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/62123i32379687480A3D6C/image-size/large?v=v2&amp;amp;px=999" role="button" title="251EC7DF-A981-45D7-B08E-4B21E640A075.jpeg" alt="251EC7DF-A981-45D7-B08E-4B21E640A075.jpeg" /&gt;&lt;span class="lia-inline-image-caption" onclick="event.preventDefault();"&gt;251EC7DF-A981-45D7-B08E-4B21E640A075.jpeg&lt;/span&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I am taking advantage of the 0% financing for 12mos. &amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;Also&lt;/STRONG&gt;.. I've spent&amp;nbsp;&lt;SPAN&gt;the last few months obsessively reading this forum and learning a lot. My credit score was 648 in April and has increased +100 pts by decreasing my utilization from like 80% down to 1%. I also received $12K in SP CLIs across accounts.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;So thank you to everyone who has shared their experiences, tips, answered my questions, etc. It has been very valuable!&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 11 Jul 2020 23:52:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079129#M691235</guid>
      <dc:creator>Dgr24</dc:creator>
      <dc:date>2020-07-11T23:52:20Z</dc:date>
    </item>
    <item>
      <title>Re: GS Apple Card Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079130#M691236</link>
      <description>&lt;P&gt;Congratulations on your approval!! They use TU Fico 9. You can see the score they pulled if you click terms and conditions.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 11 Jul 2020 23:53:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079130#M691236</guid>
      <dc:creator>KLEXH25</dc:creator>
      <dc:date>2020-07-11T23:53:41Z</dc:date>
    </item>
    <item>
      <title>Re: GS Apple Card Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079131#M691237</link>
      <description>&lt;P&gt;Congratulations on your approval!&lt;/P&gt;</description>
      <pubDate>Sat, 11 Jul 2020 23:53:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079131#M691237</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2020-07-11T23:53:59Z</dc:date>
    </item>
    <item>
      <title>Re: GS Apple Card Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079132#M691238</link>
      <description>&lt;P&gt;Congrats! Nice job &lt;SPAN class="emoji"&gt;🤑👍&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 11 Jul 2020 23:56:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079132#M691238</guid>
      <dc:creator>CYBERSAM</dc:creator>
      <dc:date>2020-07-11T23:56:15Z</dc:date>
    </item>
    <item>
      <title>Re: GS Apple Card Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079137#M691241</link>
      <description>&lt;P&gt;Congratulations!&lt;/P&gt;</description>
      <pubDate>Sun, 12 Jul 2020 00:06:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079137#M691241</guid>
      <dc:creator>newfossil</dc:creator>
      <dc:date>2020-07-12T00:06:06Z</dc:date>
    </item>
    <item>
      <title>Re: GS Apple Card Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079139#M691243</link>
      <description>&lt;P&gt;&lt;IMG src="https://i.imgur.com/gYvQFyv.gif" border="0" title="BOOM!" /&gt;&lt;/P&gt;&lt;P&gt;BOOM! Congrats on the great Apple approval!&lt;/P&gt;</description>
      <pubDate>Sun, 12 Jul 2020 00:09:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079139#M691243</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-07-12T00:09:40Z</dc:date>
    </item>
    <item>
      <title>Re: GS Apple Card Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079170#M691245</link>
      <description>&lt;P&gt;Congrats! ..&lt;/P&gt;</description>
      <pubDate>Sun, 12 Jul 2020 00:52:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079170#M691245</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2020-07-12T00:52:51Z</dc:date>
    </item>
    <item>
      <title>Re: GS Apple Card Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079177#M691247</link>
      <description>&lt;P&gt;Congrats on your new Apple card&lt;/P&gt;</description>
      <pubDate>Sun, 12 Jul 2020 01:08:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079177#M691247</guid>
      <dc:creator>simplynoir</dc:creator>
      <dc:date>2020-07-12T01:08:15Z</dc:date>
    </item>
    <item>
      <title>Re: GS Apple Card Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079181#M691249</link>
      <description>&lt;P&gt;Congratulations on your approval!!&lt;/P&gt;</description>
      <pubDate>Sun, 12 Jul 2020 01:11:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079181#M691249</guid>
      <dc:creator>mrcraft</dc:creator>
      <dc:date>2020-07-12T01:11:35Z</dc:date>
    </item>
    <item>
      <title>Re: GS Apple Card Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079210#M691251</link>
      <description>&lt;P&gt;Congrats on your new Apple card&lt;/P&gt;</description>
      <pubDate>Sun, 12 Jul 2020 01:56:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079210#M691251</guid>
      <dc:creator>Meanmchine</dc:creator>
      <dc:date>2020-07-12T01:56:31Z</dc:date>
    </item>
    <item>
      <title>Re: GS Apple Card Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079253#M691259</link>
      <description>&lt;P&gt;Congratulations on your approval and welcome to the Apple Card family!&lt;/P&gt;</description>
      <pubDate>Sun, 12 Jul 2020 03:11:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079253#M691259</guid>
      <dc:creator>CreditAggie</dc:creator>
      <dc:date>2020-07-12T03:11:02Z</dc:date>
    </item>
    <item>
      <title>Re: GS Apple Card Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079306#M691264</link>
      <description>Congrats!</description>
      <pubDate>Sun, 12 Jul 2020 05:03:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079306#M691264</guid>
      <dc:creator>MyFault</dc:creator>
      <dc:date>2020-07-12T05:03:06Z</dc:date>
    </item>
    <item>
      <title>Re: GS Apple Card Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079446#M691291</link>
      <description>&lt;P&gt;Sweet, welcome to the Apple family &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 12 Jul 2020 14:00:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6079446#M691291</guid>
      <dc:creator>gdale6</dc:creator>
      <dc:date>2020-07-12T14:00:27Z</dc:date>
    </item>
    <item>
      <title>Re: GS Apple Card Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6080034#M691456</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1094988"&gt;@Dgr24&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;STRONG&gt;Also&lt;/STRONG&gt;&lt;SPAN&gt;.. I've spent&amp;nbsp;&lt;/SPAN&gt;&lt;SPAN&gt;the last few months obsessively reading this forum and learning a lot. &lt;STRONG&gt;My credit score was 648 in April and has increased +100 pts by decreasing my utilization from like 80% down to 1%&lt;/STRONG&gt;. I also received $12K in SP CLIs across accounts.&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;So thank you to everyone who has shared their experiences, tips, answered my questions, etc. It has been very valuable!&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;HR /&gt;&lt;BR /&gt;&lt;BR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Whoa +100 points since April?&lt;/P&gt;</description>
      <pubDate>Mon, 13 Jul 2020 01:14:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6080034#M691456</guid>
      <dc:creator>NoMoreE46</dc:creator>
      <dc:date>2020-07-13T01:14:40Z</dc:date>
    </item>
    <item>
      <title>Re: GS Apple Card Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6080045#M691457</link>
      <description>&lt;P&gt;Congratulations!&lt;/P&gt;</description>
      <pubDate>Mon, 13 Jul 2020 01:34:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6080045#M691457</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-07-13T01:34:15Z</dc:date>
    </item>
    <item>
      <title>Re: GS Apple Card Approval</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6080073#M691462</link>
      <description>&lt;P&gt;Congrats! Enjoy that Titanium!&lt;/P&gt;</description>
      <pubDate>Mon, 13 Jul 2020 02:04:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GS-Apple-Card-Approval/m-p/6080073#M691462</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-07-13T02:04:14Z</dc:date>
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