topic Re: Fidelity Rewards Visa Signature Approval! in Credit Card Approvals

Fidelity Rewards Visa Signature Approval!

Anonymous — Sat, 18 Jul 2020 14:10:37 GMT

I have been on the road to recovery this year! I have paid/settled all my deliquencies that have been haunting me over the years: Car repo, medical bills, charged off phone lines, etc. My oldest CC is a Discover card that was initially a secured card with a $300 limit, that graduated a few months ago to a SLI with $2,000. That $2,000 was my highest limit card.

My goal has been to have credit good enough to get all of the higher tiered cards: Chase Freedom, Chase Sapphire, Amex, Citi, etc. I applied to Amex Gold, but was declined... I felt a little bummed about that, but no biggie!

I bank with First Tech Fed, and was approved for their baseline Platinum card with a $1,000 limit. This is a win because I didn't qualify for anything last year!

On a whim this morning, I decided to apply for the Fidelity Rewards Visa Signature card. I have had an account with Fidelity for about 5 years from one of my former employers (but, I didn't start actually using them until recently).

Let me tell you, I was not expecting an approval, BUT I GOT MY HIGHEST TO DATE! It was also an immediate approval!

Approval Limit $8,250

Fico 8: 636 EQ | 639 TU | 660 EX
Fico Bankcard: 632 EQ | 651 TU | 661 EX
AAoA: 23 Months, Oldest card: 4 yrs, 7 mos
Util: 11%
Baddies: Paid & Closed, age around 5 years

I want to take a stab at more, but I'm not sure I'll have this luck with anything else, lol! I'm pretty happy with this! Hopefully, it'll open the way to cards with higher limits as I have it.

Re: Fidelity Rewards Visa Signature Approval!

AllZero — Sat, 18 Jul 2020 14:11:31 GMT

Congratulations on your approval!

Re: Fidelity Rewards Visa Signature Approval!

KLEXH25 — Sat, 18 Jul 2020 14:16:30 GMT

Congratulations!!! It's such a great feeling when you get a nice approval like that!

Re: Fidelity Rewards Visa Signature Approval!

slickwidit — Sat, 18 Jul 2020 14:29:05 GMT

Congratulations 🎈🎉🎊🍾! I'm gonna tell my DW about this fidelity card because she has a similar situation.

Re: Fidelity Rewards Visa Signature Approval!

Anonymous — Sat, 18 Jul 2020 14:57:18 GMT

BOOM! Congrats on the approval! Good luck on your rebuild... takes patience and perseverance. KEEP UP THE GOOD WORK.

Re: Fidelity Rewards Visa Signature Approval!

gdale6 — Sat, 18 Jul 2020 15:13:01 GMT

Good card to have if you are into investments, congrats

Re: Fidelity Rewards Visa Signature Approval!

mrcraft — Sat, 18 Jul 2020 15:15:27 GMT

Congratulations on your approval!!

Re: Fidelity Rewards Visa Signature Approval!

coreyb80 — Sat, 18 Jul 2020 15:25:12 GMT

Congrats on the approval and the continued rebuild!

Re: Fidelity Rewards Visa Signature Approval!

M_Smart007 — Sat, 18 Jul 2020 15:29:34 GMT

Congrats! ..

Re: Fidelity Rewards Visa Signature Approval!

Anonymous — Sat, 18 Jul 2020 16:42:05 GMT

Welcome @Anonymous!

Congratulations that is great! No doubt your prior relationship with them helped! You should see the score boost by adding a third card, not to mention the assistance with utilization. That can be offset by the scorecard change for the new account. No matter what it is a win situation and you should be very happy.

No I wouldn't try for anymore for at least 12 months. At that point, if your scores are in the right place, another 2 may make sense. (There's no score reason to have more than 5.)

Re: Fidelity Rewards Visa Signature Approval!

Anonymous — Sat, 18 Jul 2020 16:58:10 GMT

Thank you!

I always wonder if the cards people have on their footer are all the cards they currently have open or ones they've opened at some point, then closed, haha.

I only want 5 at most for sure, though

Re: Fidelity Rewards Visa Signature Approval!

CreditAggie — Sat, 18 Jul 2020 17:09:16 GMT

Congratulations on your Fidelity Rewards Visa Signature approval!

Re: Fidelity Rewards Visa Signature Approval!

Anonymous — Sat, 18 Jul 2020 18:24:33 GMT

@Anonymous wrote:
Thank you!

I always wonder if the cards people have on their footer are all the cards they currently have open or ones they've opened at some point, then closed, haha.

I only want 5 at most for sure, though

I can't speak for others, but mine are all open, except for the one after RIP. I actually have a couple more closed ones that I haven't posted.

Re: Fidelity Rewards Visa Signature Approval!

M_Smart007 — Sat, 18 Jul 2020 18:30:43 GMT

@Anonymous wrote:
Thank you!

I always wonder if the cards people have on their footer are all the cards they currently have open or ones they've opened at some point, then closed, haha.

I only want 5 at most for sure, though

Mine are all open, a few closed

Re: Fidelity Rewards Visa Signature Approval!

AlpedHuez — Sat, 18 Jul 2020 18:59:54 GMT

Congrats on the approval! Great SL, that is higher than my total CL for that card even after having it over 3 years so far.

Re: Fidelity Rewards Visa Signature Approval!

gingerflower — Sat, 18 Jul 2020 22:21:25 GMT

@Anonymous

Big Congratulations!

Re: Fidelity Rewards Visa Signature Approval!

MyFault — Sun, 19 Jul 2020 04:44:12 GMT

Congrats!

Re: Fidelity Rewards Visa Signature Approval!

ahmeyer — Mon, 10 Aug 2020 23:49:00 GMT

Do you know if they only pull Transunion or any of the other 2?

Congrats on your approval, this is the only card I want. I have 5 open CC only 1 with a balance.

Re: Fidelity Rewards Visa Signature Approval!

CYBERSAM — Tue, 11 Aug 2020 00:42:14 GMT

Congrats on your approval! Nice job 👍

Re: Fidelity Rewards Visa Signature Approval!

Anonymous — Tue, 11 Aug 2020 02:25:49 GMT

Congratulations on the big approval and for your rebuilding success! Onwards and upwards my friend.