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    <title>topic PenFed Approval!! in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085375#M692636</link>
    <description>&lt;P&gt;So this is surprising!! About two weeks ago I had my 91/3 with NFCU and I applied for my 2nd CC. It was approved $500. I was a little disappointed after reading about everyone sucess stories about their 2nd cc cl at NFCU. I was also disappointed that my highest non store cl was only $750 even though my FICO went from 500s to high 600s in the last 12 months. I did receive a cli on my 1st NFCU to $900, so that gave me a little comfort. Well, fast forward to today.. I was bored sitting at the dog park and started browsing PenFed website. I had been turned down by PenFed about 4 times over the last 2 years, even though I have a car loan and cloc with them. It's been about 3 months since my last denial from them and I was bored, so I said !:$&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; it &amp;nbsp;BOOM! I was instantly for $15,000&amp;nbsp;@Anonymous.49%.&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="2534C4E2-D143-45CC-823B-CA2CEE58CBEC.jpeg" style="width: 511px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/62328i52C3EDF9E130538A/image-size/large?v=v2&amp;amp;px=999" role="button" title="2534C4E2-D143-45CC-823B-CA2CEE58CBEC.jpeg" alt="2534C4E2-D143-45CC-823B-CA2CEE58CBEC.jpeg" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Sat, 18 Jul 2020 19:59:52 GMT</pubDate>
    <dc:creator>egghead88</dc:creator>
    <dc:date>2020-07-18T19:59:52Z</dc:date>
    <item>
      <title>PenFed Approval!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085375#M692636</link>
      <description>&lt;P&gt;So this is surprising!! About two weeks ago I had my 91/3 with NFCU and I applied for my 2nd CC. It was approved $500. I was a little disappointed after reading about everyone sucess stories about their 2nd cc cl at NFCU. I was also disappointed that my highest non store cl was only $750 even though my FICO went from 500s to high 600s in the last 12 months. I did receive a cli on my 1st NFCU to $900, so that gave me a little comfort. Well, fast forward to today.. I was bored sitting at the dog park and started browsing PenFed website. I had been turned down by PenFed about 4 times over the last 2 years, even though I have a car loan and cloc with them. It's been about 3 months since my last denial from them and I was bored, so I said !:$&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; it &amp;nbsp;BOOM! I was instantly for $15,000&amp;nbsp;@Anonymous.49%.&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="2534C4E2-D143-45CC-823B-CA2CEE58CBEC.jpeg" style="width: 511px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/62328i52C3EDF9E130538A/image-size/large?v=v2&amp;amp;px=999" role="button" title="2534C4E2-D143-45CC-823B-CA2CEE58CBEC.jpeg" alt="2534C4E2-D143-45CC-823B-CA2CEE58CBEC.jpeg" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 18 Jul 2020 19:59:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085375#M692636</guid>
      <dc:creator>egghead88</dc:creator>
      <dc:date>2020-07-18T19:59:52Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Approval!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085379#M692639</link>
      <description>&lt;P&gt;Congratulations on your approval!&lt;/P&gt;</description>
      <pubDate>Sat, 18 Jul 2020 20:01:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085379#M692639</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2020-07-18T20:01:48Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Approval!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085382#M692640</link>
      <description>&lt;P&gt;Congratulations 🎊 🎉 🎈 🍾! do you recall the reasons for the previous denials?&lt;/P&gt;</description>
      <pubDate>Sat, 18 Jul 2020 20:04:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085382#M692640</guid>
      <dc:creator>slickwidit</dc:creator>
      <dc:date>2020-07-18T20:04:31Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Approval!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085406#M692642</link>
      <description>&lt;P&gt;Very cool&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;. I havent seen Penfed giving out this much credit since.....never lol&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 18 Jul 2020 20:30:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085406#M692642</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2020-07-18T20:30:56Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Approval!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085410#M692643</link>
      <description>&lt;P&gt;Congrats on your sweet PenFed PCR approval!&lt;/P&gt;</description>
      <pubDate>Sat, 18 Jul 2020 20:32:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085410#M692643</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-07-18T20:32:10Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Approval!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085427#M692645</link>
      <description>&lt;P&gt;Congratulations on your PenFed Power Cash Rewards approval and nice SL!&lt;/P&gt;</description>
      <pubDate>Sat, 18 Jul 2020 20:44:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085427#M692645</guid>
      <dc:creator>CreditAggie</dc:creator>
      <dc:date>2020-07-18T20:44:32Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Approval!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085429#M692646</link>
      <description>&lt;P&gt;Persistence has paid off handsomely for you,, congrats &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 18 Jul 2020 20:47:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085429#M692646</guid>
      <dc:creator>gdale6</dc:creator>
      <dc:date>2020-07-18T20:47:14Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Approval!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085444#M692647</link>
      <description>&lt;P&gt;Congratulations on your approval!!&lt;/P&gt;</description>
      <pubDate>Sat, 18 Jul 2020 21:11:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085444#M692647</guid>
      <dc:creator>mrcraft</dc:creator>
      <dc:date>2020-07-18T21:11:11Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Approval!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085464#M692654</link>
      <description>&lt;P&gt;&lt;IMG src="https://i.imgur.com/hgWF7VX.gif" border="0" title="Ride the train" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;WOO!!! Congrats! RIDE that PENFED Train!!!&lt;/P&gt;</description>
      <pubDate>Sat, 18 Jul 2020 21:39:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085464#M692654</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-07-18T21:39:33Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Approval!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085492#M692661</link>
      <description>&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/29371"&gt;@egghead88&lt;/a&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Big Congratulations on that awesome SL 👍&lt;/P&gt;</description>
      <pubDate>Sat, 18 Jul 2020 22:19:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085492#M692661</guid>
      <dc:creator>gingerflower</dc:creator>
      <dc:date>2020-07-18T22:19:45Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Approval!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085568#M692677</link>
      <description>&lt;P&gt;Congrats on the approval!&lt;/P&gt;</description>
      <pubDate>Sat, 18 Jul 2020 23:34:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085568#M692677</guid>
      <dc:creator>coreyb80</dc:creator>
      <dc:date>2020-07-18T23:34:59Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Approval!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085598#M692680</link>
      <description>&lt;P&gt;Congratulations on your Approval..&lt;/P&gt;</description>
      <pubDate>Sun, 19 Jul 2020 00:12:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6085598#M692680</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2020-07-19T00:12:26Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Approval!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6086066#M692808</link>
      <description>&lt;P&gt;Congrats. 15k is a good number.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I would rather have 15,000 than 15700 or something. Lol&lt;/P&gt;</description>
      <pubDate>Sun, 19 Jul 2020 16:45:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6086066#M692808</guid>
      <dc:creator>randomguy1</dc:creator>
      <dc:date>2020-07-19T16:45:56Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Approval!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6086230#M692849</link>
      <description>&lt;P&gt;Congrats! PenFed is on a roll here lately! That's a MONSTER SL, especially compared to what your other CL's are...It seems PenFed and NFCU (compared to most) are the opposite. Something in PenFed's underwriting system must LOVE your profile!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Keep up the great work!&lt;/P&gt;</description>
      <pubDate>Sun, 19 Jul 2020 19:38:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6086230#M692849</guid>
      <dc:creator>DebtStinks</dc:creator>
      <dc:date>2020-07-19T19:38:37Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Approval!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6086249#M692854</link>
      <description>Congrats on the approval.</description>
      <pubDate>Sun, 19 Jul 2020 20:04:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6086249#M692854</guid>
      <dc:creator>arifjk</dc:creator>
      <dc:date>2020-07-19T20:04:37Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Approval!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6086253#M692855</link>
      <description>&lt;P class="lia-align-left"&gt;Congrats on the approval. Nice SL&lt;/P&gt;</description>
      <pubDate>Sun, 19 Jul 2020 20:06:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6086253#M692855</guid>
      <dc:creator>arifjk</dc:creator>
      <dc:date>2020-07-19T20:06:06Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Approval!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6104112#M695972</link>
      <description>&lt;P&gt;Congrats on the approval!&amp;nbsp; I'm tempted to pull the trigger on a Penfed card myself.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 10 Aug 2020 21:09:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6104112#M695972</guid>
      <dc:creator>Conceptual23</dc:creator>
      <dc:date>2020-08-10T21:09:15Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Approval!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6111020#M697470</link>
      <description>&lt;P&gt;WOWZERS!!! Congratulations on that awesome SL!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 18 Aug 2020 07:26:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6111020#M697470</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-08-18T07:26:03Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Approval!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6111021#M697471</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1077655"&gt;@randomguy1&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Congrats. 15k is a good number.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I would rather have 15,000 than 15700 or something. Lol&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Right? Rounded numbers are so much healthier! 🤣🤣🤣&lt;/P&gt;</description>
      <pubDate>Tue, 18 Aug 2020 07:28:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6111021#M697471</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-08-18T07:28:15Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Approval!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6112060#M697712</link>
      <description>&lt;P&gt;Hey Now!!!! That will get your dog barking!!!&lt;/P&gt;&lt;P&gt;Congratulations on your PenFed luv :-)&lt;/P&gt;&lt;P&gt;Glad to see them treating you so well,&lt;/P&gt;&lt;P&gt;ENJOY your new success!!&lt;/P&gt;&lt;P&gt;Cheers&lt;/P&gt;</description>
      <pubDate>Wed, 19 Aug 2020 12:55:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Approval/m-p/6112060#M697712</guid>
      <dc:creator>UH_HUH</dc:creator>
      <dc:date>2020-08-19T12:55:52Z</dc:date>
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