topic Re: Chase Freedom CLI in Credit Card Approvals

Chase Freedom Unlimited CLI

Anonymous — Thu, 23 Jul 2020 18:44:00 GMT

Hello all!

Today I received a $4,000 CLI on my Chase freedom, bringing my limit to $5,000!

I was approved for this card back in March. I was initially auto-declined, but I called the recon number and was granted $1,000, maybe because that's what I had in my checking account at the time, lol.

My initial CLI request was declined as well, too many credit inquires.

Called and spoke to a̶n̶ ̶I̶R̶S̶ ̶a̶u̶d̶i̶t̶o̶r̶ lending services to reconsider the denial. She went over questions regarding my credit report, income, and explanation of my deposits to my checking account.

Four statements officially cut, with my fifth statement generating five days from now. During this time, I've put $14,230 onto the card and made $14,250 in payments.

I don't have many data points regarding my credit report at the moment. I can say, they pulled Transunion and attempted to pull Experian (didn't know my EXP profile was locked, didn't seem to cause a problem)

Re: Chase Freedom CLI

Anonymous — Thu, 23 Jul 2020 18:24:20 GMT

Sorry, just realized I misspoke on the product. I have a Chase Freedom Unlimited, forgot it was two different products.

Re: Chase Freedom CLI

AllZero — Thu, 23 Jul 2020 18:24:29 GMT

Congratulations on your CLI!

Re: Chase Freedom CLI

MyFault — Thu, 23 Jul 2020 18:24:41 GMT

Congrats on your CLI!

Re: Chase Freedom CLI

blindambition — Thu, 23 Jul 2020 18:26:01 GMT

@Anonymous wrote:
Hello all!

Today I received a $4,000 CLI on my Chase freedom, bringing my limit to $5,000!

I was approved for this card back in March. I was initially auto-declined, but I called the recon number and was granted $1,000, maybe because that's what I had in my checking account at the time, lol.

My initial CLI request was declined as well, too many credit inquires.

Called and spoke to a̶n̶ ̶I̶R̶S̶ ̶a̶u̶d̶i̶t̶o̶r̶ lending services to reconsider the denial. She went over questions regarding my credit report, income, and explanation of my deposits to my checking account.

Four statements officially cut, with my fifth statement generating five days from now. During this time, I've put $14,230 onto the card and made $14,250 in payments.

I don't have many data points regarding my credit report at the moment. I can say, they pulled Transunion and attempted to pull Experian (didn't know my EXP profile was locked, didn't seem to cause a problem)

Congrats on the CLI!! 🙌

Re: Chase Freedom CLI

M_Smart007 — Thu, 23 Jul 2020 18:40:24 GMT

"Called and spoke to a̶n̶ ̶I̶R̶S̶ ̶a̶u̶d̶i̶t̶o̶r̶ lending services to reconsider the denial"

Congratulations on your ~~audit~~ Increase

Re: Chase Freedom Unlimited CLI

gdale6 — Thu, 23 Jul 2020 18:44:27 GMT

Sweet CLI, congrats on getting it out of Chase

Re: Chase Freedom Unlimited CLI

CreditAggie — Thu, 23 Jul 2020 18:50:13 GMT

Congratulations on your Chase Freedom Unlimited CLI!

Re: Chase Freedom Unlimited CLI

mrcraft — Thu, 23 Jul 2020 18:53:32 GMT

Congratulations on your CLI!!

Re: Chase Freedom Unlimited CLI

slickwidit — Thu, 23 Jul 2020 19:20:55 GMT

congratulation👏

Re: Chase Freedom Unlimited CLI

cashorcharge — Thu, 23 Jul 2020 21:27:35 GMT

Great work! Keeping Chase happy these days seems to be a full time gig! Congratulations!

Re: Chase Freedom Unlimited CLI

blindambition — Thu, 23 Jul 2020 22:43:05 GMT

@cashorcharge wrote:
Great work! Keeping Chase happy these days seems to be a full time gig! Congratulations!

This statement is no joke. They are the reason I watch spending and patterns like a hawk.

Re: Chase Freedom Unlimited CLI

newfossil — Thu, 23 Jul 2020 22:47:40 GMT

Congratulations!

Re: Chase Freedom Unlimited CLI

Anonymous — Fri, 24 Jul 2020 00:52:55 GMT

BOOM! Congrats on a CLI, especially from Chase right now!

Re: Chase Freedom Unlimited CLI

Meanmchine — Fri, 24 Jul 2020 01:41:01 GMT

Congrats !

Re: Chase Freedom CLI

Meanmchine — Fri, 24 Jul 2020 01:42:33 GMT

@M_Smart007 wrote:
"Called and spoke to a̶n̶ ̶I̶R̶S̶ ̶a̶u̶d̶i̶t̶o̶r̶ lending services to reconsider the denial"

Congratulations on your ~~audit~~ Increase