topic Re: Capital One Platinum approval in Credit Card Approvals

Capital One Platinum approval

Anonymous — Sat, 01 Aug 2020 16:10:40 GMT

Hello!
Here to celebrate my Capital One Platinum approval with a starting limit of $1,000! The very next day my credit score moved into Good at 673. I'm in a rebuild working towards buying a house next year and I'll now enter a garden phase as to not get anymore Inquiries and treat this card kindly!

woot woot!

Re: Capital One Platinum approval

AllZero — Sat, 01 Aug 2020 16:11:10 GMT

Congratulations on your approval!

Re: Capital One Platinum approval

AllZero — Sat, 01 Aug 2020 16:14:43 GMT

In case you did not know, try to product upgrade from Platinum to QuickSilver (not QuickSilver One) in 3-4 months.

Capital One check for upgrade link

Re: Capital One Platinum approval

Anonymous — Sat, 01 Aug 2020 16:16:41 GMT

@AllZero good to know, would that add another inquiry or be a soft pull?

Re: Capital One Platinum approval

AllZero — Sat, 01 Aug 2020 16:21:03 GMT

@Anonymous wrote:
@AllZero good to know, would that add another inquiry or be a soft pull?

No hard pull inquiry. It will not be another new account with product upgrade. Nothing changes except card design and 1.5% cash back reward structure.

Are you on Capital One credit steps?

Re: Capital One Platinum approval

Anonymous — Sat, 01 Aug 2020 16:24:05 GMT

I think so, the automatic credit increases if qualified? It said that at statement 5 it will automatically check for a CLI approval. @AllZero

Re: Capital One Platinum approval

gdale6 — Sat, 01 Aug 2020 16:27:21 GMT

Congrats on getting the platinum card

Re: Capital One Platinum approval

AllZero — Sat, 01 Aug 2020 16:33:13 GMT

@Anonymous wrote:
I think so, the automatic credit increases if qualified? It said that at statement 5 it will automatically check for a CLI approval. @AllZero

Yes, that's it. Depending on your other available rewards cards, if you put sufficient spend on the Capital One card you may see a CLI. It may not be huge but any CLI is better than zero.

Re: Capital One Platinum approval

Anonymous — Sat, 01 Aug 2020 16:54:47 GMT

Congratulations!

Re: Capital One Platinum approval

CYBERSAM — Sat, 01 Aug 2020 17:49:29 GMT

Congrats, nice job. 👍

Re: Capital One Platinum approval

CreditAggie — Sat, 01 Aug 2020 17:55:34 GMT

Congratulations on your Capital One Platinum approval!

Re: Capital One Platinum approval

mrcraft — Sat, 01 Aug 2020 18:07:46 GMT

Congratulations on your approval!!

Re: Capital One Platinum approval

cashorcharge — Sat, 01 Aug 2020 18:24:07 GMT

Congratulations on moving the needle forward!!

Re: Capital One Platinum approval

MyFault — Sat, 01 Aug 2020 18:43:31 GMT

Congrats on your approval!

Re: Capital One Platinum approval

M_Smart007 — Sat, 01 Aug 2020 19:30:00 GMT

Congratulations on your Approval..

Re: Capital One Platinum approval

UH_HUH — Sat, 01 Aug 2020 22:20:27 GMT

@Anonymous wrote:
Hello!
Here to celebrate my Capital One Platinum approval with a starting limit of $1,000! The very next day my credit score moved into Good at 673. I'm in a rebuild working towards buying a house next year and I'll now enter a garden phase as to not get anymore Inquiries and treat this card kindly!

woot woot!

Congratulations on your success with Capital One!!
It is a great story so thank you so much for sharing it :-)
I am sure you will have a great relationshipwith them,and a house in
your future :-)
Enjoy your new card,
Cheers

Re: Capital One Platinum approval

Mr_Mojo_Risin — Sat, 01 Aug 2020 23:48:02 GMT

Nicely done Lulah! I started with the same card.

At day 100 of having the card many others and myself were eligible for an upgrade to the Quicksilver with no AF.

Give it a try when the time comes and good luck to you on your rebuild!

Re: Capital One Platinum approval

blazerein — Sun, 02 Aug 2020 03:53:27 GMT

@Anonymouscongrats on the approval. I started with platinum 2 years ago with a 500 SL on credit steps. I go it to upgrade to Quicksilver and now it's 3000 limit. Good Luck!

Re: Capital One Platinum approval

Meanmchine — Sun, 02 Aug 2020 03:55:17 GMT

Congrats on your new Cap1 card and good luck with your rebuild !

Re: Capital One Platinum approval

Anonymous — Sun, 02 Aug 2020 12:46:05 GMT

That's is wonderful to hear!

what does AF mean? Sorry I'm new!