topic Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK in Credit Card Approvals

WHOA!!! PenFed - 17.5 SL- 2 years post BK

Phoenixupward — Sat, 01 Aug 2020 13:20:04 GMT

I'm in absolute shock. I joined PenFed 10/2018. I only have a savings account with PenFed which has a nice chunk of change. I'm 2 years post bankruptcy and things are pretty good. Cap 1 upgraded me to the Quicksilver without me asking, I've requested cli for Kohl's, and some comenity cards which have been all successful. But today, I decided to see how I would gauge with PenFed if I were to apply for the Power Cash Card. I submitted my app, thinking that it would go to automatic review or an upfront denial. The little blue circle kept going around and around. I'm getting impatient because I'm thinking something must be wrong with my wi-fi service. It finally stopped and said Congratulations you have been approved. I misread the approval and I thought it said 7.5k SL which is my SL for my Navy Amex Rewards. But, I read it once more and it said 17.5k SL. I'm so done. I'm in shock. Happy Saturday!

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

LakeLife — Sat, 01 Aug 2020 13:28:04 GMT

Congrats! Sounds like you've been working hard on your credit profile, and it's paying off.

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

Rogue46 — Sat, 01 Aug 2020 13:35:58 GMT

Congratulations! @Phoenixupward PenFed has been knocking it out of the park lately

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

gdale6 — Sat, 01 Aug 2020 13:48:07 GMT

Excellent hit, congrats on it

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

Anonymous — Sat, 01 Aug 2020 13:53:07 GMT

Wow! Congratulations! Awesome work on your rebuild!

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

Phoenixupward — Sat, 01 Aug 2020 13:59:09 GMT

Thank you. I have worked extremely hard but I've gotten so much help from this forum especially from @FireMedic1 I believe in learning from your mistakes.

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

Wavester64 — Sat, 01 Aug 2020 14:17:45 GMT

@Phoenixupward

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

AllZero — Sat, 01 Aug 2020 14:55:04 GMT

Congratulations on your approval!

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

Phoenixupward — Sat, 01 Aug 2020 15:20:55 GMT

👍 I'm still in complete shock. Thank you

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

M_Smart007 — Sat, 01 Aug 2020 15:27:12 GMT

Congratulations on your Approval..

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

cashorcharge — Sat, 01 Aug 2020 16:02:21 GMT

Outstanding! Congratulations!!!

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

Anonymous — Sat, 01 Aug 2020 17:03:05 GMT

Congratulations!

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

FireMedic1 — Sat, 01 Aug 2020 17:27:42 GMT

@Phoenixupward wrote:
Thank you. I have worked extremely hard but I've gotten so much help from this forum especially from @FireMedic1 I believe in learning from your mistakes.

Thanks for the kind words. Man you hit the flippin jackpot. Congrats @Phoenixupward Massive!!!!!!!!!!!!!!!!

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

CreditAggie — Sat, 01 Aug 2020 17:58:08 GMT

Congratulations on your PenFed Power Cash Rewards approval and nice SL!

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

mrcraft — Sat, 01 Aug 2020 17:59:53 GMT

Congratulations on your approval!!

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

Shooting-For-800 — Sat, 01 Aug 2020 18:08:36 GMT

PenFed can be quite generous if they like you.

Congrats!

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

Phoenixupward — Sat, 01 Aug 2020 18:25:06 GMT

I'm stunned. I still can't believe it. I keep looking at my confirmation email and my eyes are not deceiving me. But, I want to thank you. You have given me such awesome advice. You told me to stop applying which I did and allow my accounts to age. I utilized the AZEO method which has worked well for me. When I apped today, my utilization was 1% and my EQ score was 701. Again, thanks for the kudos. It's because of your awesomeness I'm experiencing this credit victory. Blessings.

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

Phoenixupward — Sat, 01 Aug 2020 18:27:53 GMT

Thank you. I guess they do. They like me. They really, really like me 🙂

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

wantitgone — Sun, 02 Aug 2020 02:37:20 GMT

Congrats! I've recently joined Penfed and this gives me hope, being 1 year post bk, that once I hit the 2 year mark, things might actually work out for me.

Re: WHOA!!! PenFed - 17.5 SL- 2 years post BK

gingerflower — Sun, 02 Aug 2020 02:41:07 GMT

@Phoenixupward

Happy dance for you! Congratulations on your awesome SL! 👍