topic Re: Increase Credit Card with Bank of America in Credit Card Approvals

Increase Credit Card with Bank of America

Anonymous — Sun, 09 Aug 2020 20:23:04 GMT

I requested increase my credit card and it was granted but I was surprised my FICO score reduce by 28 point. I pay all my credit card on time.

Re: Increase Credit Card with Banf of America

ccquest — Sun, 09 Aug 2020 12:42:39 GMT

Check your credit report to see what else changed. Did you carry a balance last month and now all your cards are at $0? Did you recently finish paying off a loan? Those are two big immediate score drops.

A higher limit won't drop your score on it's own.

Re: Increase Credit Card with Bank of America

gdale6 — Sun, 09 Aug 2020 20:23:47 GMT

Congrats on your CLI with BoA and welcome to myfico!

Re: Increase Credit Card with Bank of America

nuohlac — Sun, 09 Aug 2020 20:30:21 GMT

Congrats!!! Welcome to MyFico.

Re: Increase Credit Card with Bank of America

AllZero — Sun, 09 Aug 2020 20:42:07 GMT

Congratulations on your CLI!

Re: Increase Credit Card with Bank of America

M_Smart007 — Sun, 09 Aug 2020 22:25:44 GMT

Congratulations on your Increase!!!

Re: Increase Credit Card with Bank of America

slickwidit — Sun, 09 Aug 2020 23:29:01 GMT

Congratulations 🎊🍾🎉🎈

Re: Increase Credit Card with Bank of America

CreditAggie — Sun, 09 Aug 2020 23:48:49 GMT

Congratulations on your BofA CLI!

Re: Increase Credit Card with Bank of America

cashorcharge — Mon, 10 Aug 2020 02:19:54 GMT

Congratulations on your CLI!!!!!

Re: Increase Credit Card with Bank of America

Conceptual23 — Mon, 10 Aug 2020 02:25:43 GMT

Congrats on your CLI.

Re: Increase Credit Card with Bank of America

TSlop — Mon, 10 Aug 2020 12:02:26 GMT

Congrats on the CLI!

Re: Increase Credit Card with Banf of America

Anonymous — Mon, 10 Aug 2020 15:32:32 GMT

I did not carry a balance last month, I always pay my credit cards on time every month with balance $0. I did not have any other loan and my FICO decreases from 814 to 786.

Re: Increase Credit Card with Banf of America

ccquest — Mon, 10 Aug 2020 16:08:46 GMT

Did the balance report $0 this month and some other amount the month before? Still seems like a big drop and that you should check your full credit report if you really want to find out what caused it because that's the only way to tell the change. My score dropped 16 points this week just because I have all my cards at $0.