topic Re: Approved for Purdue FCU Visa in Credit Card Approvals

Approved for Purdue FCU Visa

rostrow416 — Fri, 07 Aug 2020 18:38:31 GMT

Joined the credit union 2 weeks ago. Took a shot and apped for their Signature Visa. Took about a week to hear back, they had some questions since my report was not spotless. Offered me their regular Visa SL $5000 15.5% APR (first year 1.9).

Pulled TU - 717, 5 lates (none this year), 11% util

I've had a good summer so far, my report is finally starting to look good and I've gotten several nice CLIs, 1 not so nice CLI (thanks Cap One) and a couple new cards. Loving the credit unions.

Re: Approved for Purdue FCU Visa

blindambition — Fri, 07 Aug 2020 18:47:45 GMT

Congrats on the approval! Other products will open with established relationship. 👍🏻

Re: Approved for Purdue FCU Visa

CYBERSAM — Fri, 07 Aug 2020 18:56:15 GMT

Congrats on your approval! 👍

Re: Approved for Purdue FCU Visa

rostrow416 — Fri, 07 Aug 2020 19:04:51 GMT

@blindambition wrote:
Congrats on the approval! Other products will open with established relationship. 👍🏻

Thank you, there wasn't much data on this CU so I knew it was a shot in the dark. I am surprised at the personal approach though. When I joined, a rep contacted me to ask me about the inquiries on my TU report (9), so I was wondering if that was gonna affect my CC app. Luckily, it was just about house payment and to explain the late payments I had last year.

Re: Approved for Purdue FCU Visa

gdale6 — Fri, 07 Aug 2020 19:49:38 GMT

not bad, congrats on that card

Re: Approved for Purdue FCU Visa

AllZero — Fri, 07 Aug 2020 20:02:45 GMT

Congratulations on your approval!

Re: Approved for Purdue FCU Visa

cashorcharge — Fri, 07 Aug 2020 20:30:57 GMT

Congratulations on your approval!!!

Re: Approved for Purdue FCU Visa

CreditAggie — Fri, 07 Aug 2020 21:27:32 GMT

Congratulations on your Purdue FCU Visa approval!

Re: Approved for Purdue FCU Visa

M_Smart007 — Sat, 08 Aug 2020 00:21:05 GMT

Congratulations on your Approval..

Re: Approved for Purdue FCU Visa

mrcraft — Sat, 08 Aug 2020 02:23:36 GMT

Congratulations on your approval!!

Re: Approved for Purdue FCU Visa

Meanmchine — Sat, 08 Aug 2020 02:59:00 GMT

Congrats on your new card and good luck with your rebuild

Re: Approved for Purdue FCU Visa

Anonymous — Sat, 08 Aug 2020 04:08:24 GMT

Congratulations on your approval! That’s a respectable SL!

Re: Approved for Purdue FCU Visa

CreditJourney007 — Sun, 09 Aug 2020 05:00:39 GMT

Congrats & thanks for the DPs!

As a Purdue Alum, I might go for this next year when some inquiries fall off.

Re: Approved for Purdue FCU Visa

rostrow416 — Sun, 09 Aug 2020 15:47:09 GMT

@CreditJourney007 wrote:
Congrats & thanks for the DPs!

As a Purdue Alum, I might go for this next year when some inquiries fall off.

Purdue Alum here too, I figured why not give it a shot. The minimum $1,000 limit for the traditional Visa and $10,000 for the signature Visa meant that as long as it was an approval it wasn't a terrible SL. And since an actual human got in touch with me to explain any issues they had and let me explain first before they made a decision, it really feels like a good credit union to be a part of. NASA turned me down flat for their Visa over the same payment history and basically blew me off with a one line response when I tried to explain the lates in my report.

Re: Approved for Purdue FCU Visa

CreditobsessedinFL — Sun, 09 Aug 2020 17:38:17 GMT

Congratulations!

Re: Approved for Purdue FCU Visa

coreyb80 — Sun, 09 Aug 2020 20:42:27 GMT

Congrats on the approval!

Re: Approved for Purdue FCU Visa

nuohlac — Sun, 09 Aug 2020 21:04:13 GMT

Congratulations on your approval!!!

Re: Approved for Purdue FCU Visa

Anonymous — Sun, 09 Aug 2020 23:42:49 GMT

Congratulations!

Re: Approved for Purdue FCU Visa

snickerpedia — Tue, 11 Aug 2020 19:59:29 GMT

Congratulations!!

@rostrow416 was it a hard pull to join Purdue??

Re: Approved for Purdue FCU Visa

rostrow416 — Tue, 11 Aug 2020 20:28:56 GMT

@snickerpedia wrote:
Congratulations!!

@rostrow416 was it a hard pull to join Purdue??

Soft pull to join (TU), hard pull (TU) for the card.