topic Re: Bank of Americard LOOOOVE!! in Credit Card Approvals

Bank of Americard LOOOOVE!!

bigtyde78 — Mon, 10 Mar 2014 14:39:42 GMT

Long story short, I called the number on the back of the card to see if I could get a little bumpski on the CL.

After about 5 minutes, she came back with "congrats you are approved". I've only had this card about 3 months now, and figured what the heck. My FICO scores are Exp 661 and TU 659.

My line was increased from 5000 to 9000. I requested 9000 and received the full limit. I kind of wish I would have went higher, but hey what the heck right?!

I also just bought a 2014 4Runner limited and picked up 5 inquires from that.

Just thought I'd share my situation with you guys. I know I've seen a lot of guys saying you cant do an increase under 6 months. It worked for me so maybe it'll your for you!

Happy Monday!!

Re: Bank of Americard LOOOOVE!!

yudeology101 — Mon, 10 Mar 2014 14:41:51 GMT

Congrats on your CLI! Getting that bump just after 3months is awesome, enjoy your new limit!

Re: Bank of Americard LOOOOVE!!

coldnmn — Mon, 10 Mar 2014 14:50:52 GMT

Congrats! Thanks for sharing.

Re: Bank of Americard LOOOOVE!!

alvon123 — Mon, 10 Mar 2014 14:55:18 GMT

congrats

Re: Bank of Americard LOOOOVE!!

baller4life — Mon, 10 Mar 2014 15:10:04 GMT

Amazing after only 3 months! Congrats!

Re: Bank of Americard LOOOOVE!!

Joebunaga — Mon, 10 Mar 2014 16:14:11 GMT

Any idea if it was HP or SP?

Re: Bank of Americard LOOOOVE!!

asphaltcowboy — Mon, 10 Mar 2014 16:16:33 GMT

Congrats on the bump! WTG

Re: Bank of Americard LOOOOVE!!

CreditMagic7 — Mon, 10 Mar 2014 16:36:20 GMT

Congrats!! on both prizes!!

Re: Bank of Americard LOOOOVE!!

bigtyde78 — Mon, 10 Mar 2014 16:39:40 GMT

I'm assuming a HP, but the lady on the phone never asked me for permission to obtain a credit report? She just verified residence, income, etc. Very exciting either way for me!

Re: Bank of Americard LOOOOVE!!

gdale6 — Mon, 10 Mar 2014 17:16:56 GMT

Grats

Re: Bank of Americard LOOOOVE!!

eagle2013 — Mon, 10 Mar 2014 17:20:26 GMT

Awesome! I am looking for a bumpity bump too on BofA. I also had it for three months. Do you know who they pulled? It seems like they pull TU for CLIs.

Congrats again!

Re: Bank of Americard LOOOOVE!!

-Wade- — Mon, 10 Mar 2014 22:19:50 GMT

@bigtyde78 wrote:
Long story short, I called the number on the back of the card to see if I could get a little bumpski on the CL.

After about 5 minutes, she came back with "congrats you are approved". I've only had this card about 3 months now, and figured what the heck. My FICO scores are Exp 661 and TU 659.

My line was increased from 5000 to 9000. I requested 9000 and received the full limit. I kind of wish I would have went higher, but hey what the heck right?!

I also just bought a 2014 4Runner limited and picked up 5 inquires from that.

Just thought I'd share my situation with you guys. I know I've seen a lot of guys saying you cant do an increase under 6 months. It worked for me so maybe it'll your for you!

Happy Monday!!

Congrats on your CLI

Re: Bank of Americard LOOOOVE!!

Anonymous — Mon, 10 Mar 2014 22:34:13 GMT

income?

Re: Bank of Americard LOOOOVE!!

Anonymous — Tue, 11 Mar 2014 02:40:48 GMT

BOA is a very good bank to work with. They gave me a secured credit card when no bank willing to give me credit. Now that card which started from 600 in 2009 now is at 65k

Re: Bank of Americard LOOOOVE!!

youngandcreditwrthy — Tue, 11 Mar 2014 04:37:02 GMT

I freaking love BOA these days!

Re: Bank of Americard LOOOOVE!!

bigtyde78 — Tue, 11 Mar 2014 15:15:22 GMT

Thanks again guys!!

Income is a little over 100K a year

Re: Bank of Americard LOOOOVE!!

MsLadyRover — Wed, 12 Mar 2014 13:12:24 GMT

Congrats on the increase!

Re: Bank of Americard LOOOOVE!!

bigtyde78 — Wed, 12 Mar 2014 14:15:45 GMT

Just an FYI, it was a HP and the pulled TU (for anyone who wanted to know)

Re: Bank of Americard LOOOOVE!!

Anonymous — Wed, 12 Mar 2014 14:37:50 GMT

BofA loves you. A $4K CLI! Awesome.

Re: Bank of Americard LOOOOVE!!

Anonymous — Mon, 24 Mar 2014 14:22:09 GMT

@youngandcreditwrthy wrote:
I freaking love BOA these days!

Awesome, love Birdie Holy Spirit my mentor, love BOA,

Another BOA credit increase (3-times more) for me....TU-HP well worth it.

I freaking love BOA too-!!!!