topic Re: Macy's & Amazon Prime Store SP CLI in Credit Card Approvals

Macy's & Amazon Prime Store SP CLI

newmomnewme — Mon, 17 Aug 2020 04:43:44 GMT

In preparation for a mortgage in the next few months, I am supposed to be paying my high UTIL down and spending the rest of my days deep in the garden. After reading some of your posts, I remembered that while gardening, we are encouraged to help our credit lines grow and with a little more research, I found out that right now Macys and Amazon are both soft pulls.

Even though these aren't huge CLIs, I am still ultra excited that they were soft pulls and added a tiny bit of padding to my UTIL. Also set my alarm to ask again after 30 days.

Macys - 900 to 2400

Amazon - 580 to 1800

NOTE: Both of these cards received CLD in 2018 when I was ALL THE WAY MAXED...so I am almost back to the original CLs.

Re: Macy's & Amazon Prime Store SP CLI

AllZero — Mon, 17 Aug 2020 04:46:37 GMT

Congratulations on your CLIs!

Re: Macy's & Amazon Prime Store SP CLI

cashorcharge — Mon, 17 Aug 2020 05:19:00 GMT

Congratulations on your CLI's

Re: Macy's & Amazon Prime Store SP CLI

Gladius — Mon, 17 Aug 2020 13:14:31 GMT

@newmomnewme wrote:
In preparation for a mortgage in the next few months, I am supposed to be paying my high UTIL down and spending the rest of my days deep in the garden. After reading some of your posts, I remembered that while gardening, we are encouraged to help our credit lines grow and with a little more research, I found out that right now Macys and Amazon are both soft pulls.
Even though these aren't huge CLIs, I am still ultra excited that they were soft pulls and added a tiny bit of padding to my UTIL. Also set my alarm to ask again after 30 days.
Macys - 900 to 2400
Amazon - 580 to 1800
NOTE: Both of these cards received CLD in 2018 when I was ALL THE WAY MAXED...so I am almost back to the original CLs.

Since when has Amazon been a soft pull?!

Re: Macy's & Amazon Prime Store SP CLI

coldfusion — Mon, 17 Aug 2020 13:26:35 GMT

@Gladius wrote:
@newmomnewme wrote:
In preparation for a mortgage in the next few months, I am supposed to be paying my high UTIL down and spending the rest of my days deep in the garden. After reading some of your posts, I remembered that while gardening, we are encouraged to help our credit lines grow and with a little more research, I found out that right now Macys and Amazon are both soft pulls.
Even though these aren't huge CLIs, I am still ultra excited that they were soft pulls and added a tiny bit of padding to my UTIL. Also set my alarm to ask again after 30 days.
Macys - 900 to 2400
Amazon - 580 to 1800
NOTE: Both of these cards received CLD in 2018 when I was ALL THE WAY MAXED...so I am almost back to the original CLs.
Since when has Amazon been a soft pull?!

OP did not indicate if they were discussing the Amazon store card or the Amazon Visa.

SP CLIs are par for the course with the Synchrony-issued store card. The Visa is a typical Chase card - CLI requests will trigger a HP.

Re: Macy's & Amazon Prime Store SP CLI

gdale6 — Mon, 17 Aug 2020 13:28:55 GMT

Grats on your double play CLIs

Re: Macy's & Amazon Prime Store SP CLI

newmomnewme — Mon, 17 Aug 2020 14:25:13 GMT

@Gladius @coldfusion sorry for any confusion it was the store card...I searched a few threads and saw they were still giving SP CLI every 4 months or so. Another member advised to keep asking until they counter. For me, they countered on my first request.

Thanks Guys!!!! I'm on my way back to 700!!

Re: Macy's & Amazon Prime Store SP CLI

coreyb80 — Mon, 17 Aug 2020 14:47:55 GMT

Congrats on the CLIs!

Re: Macy's & Amazon Prime Store SP CLI

CreditAggie — Mon, 17 Aug 2020 15:22:15 GMT

Congratulations on your CLIs!

Re: Macy's & Amazon Prime Store SP CLI

mrcraft — Mon, 17 Aug 2020 15:31:12 GMT

Congratulations on your CLI!!

Re: Macy's & Amazon Prime Store SP CLI

M_Smart007 — Mon, 17 Aug 2020 16:14:27 GMT

C O N G R A T U L A T I O N S !

Re: Macy's & Amazon Prime Store SP CLI

comebackkid15 — Tue, 18 Aug 2020 02:31:51 GMT

@newmomnewme wrote:
@Gladius @coldfusion sorry for any confusion it was the store card...I searched a few threads and saw they were still giving SP CLI every 4 months or so. Another member advised to keep asking until they counter. For me, they countered on my first request.

Thanks Guys!!!! I'm on my way back to 700!!

Congrats on the Amazon CLI...!

Question; did you asak for the CLI through the Synchrony portal? I had recently, but I guess my UTI is still too rich, so they said NO!...lol

Ah well, maybe in December...

Re: Macy's & Amazon Prime Store SP CLI

newmomnewme — Wed, 19 Aug 2020 02:28:15 GMT

@comebackkid15 Yes, I requested through Synchrony...I will keep trying as long as it's SP. Every little bit helps.

Re: Macy's & Amazon Prime Store SP CLI

newmomnewme — Wed, 19 Aug 2020 02:32:56 GMT

@gdale6 wrote:
Grats on your double play CLIs

Hi @gdale6 Thank you!!! You were the very first member that helped me when I just started my first rebuild in 2013. I really can't thank you enough for all the knowledge sharing, insight, and encouragement that you continue to give. Much appreciated...Kudos to you. 👍🏼