topic Re: After 4 long years, I finally got it! #ChaseSapphireReserve in Credit Card Approvals

After 4 long years, I finally got it! #ChaseSapphireReserve

Anonymous — Sun, 23 Aug 2020 06:38:44 GMT

Hey myFico Fam,

Started the journey for the pursuit of this card since college days in 2016 and let me tell ya, it was one hell of a journey. Always thought Chase was out to get me because of my negative balance days for eating Jack in the box during midterm season, but after paying my dues and grinding post grad, I was blessed to have finally qualified for this card. For me personally, this accomplishment has shown me that if you work hard, trust the process, and be responsible, the sky is the limit Never let 1 rejection blind you from the light that is up ahead.

Data Points:

Age: 24

Chase Rule --> 1/24

Scores: Experian 756 | Equifax 735 | Transunion 755

Utilization: 8%

Income: $116k

Inquiries: 2

AAoA: 6 Years

Clean file (No baddies, delinquents, bankruptcies, judgements, etc)

Re: After 4 long years, I finally got it! #ChaseSapphireReserve

MyFault — Sun, 23 Aug 2020 06:39:14 GMT

Congrats on your CSR!

Re: After 4 long years, I finally got it! #ChaseSapphireReserve

mrcraft — Sun, 23 Aug 2020 06:39:28 GMT

Congratulations on your approval!!

Re: After 4 long years, I finally got it! #ChaseSapphireReserve

Anonymous — Sun, 23 Aug 2020 06:39:42 GMT

Congratulations!!!

Re: After 4 long years, I finally got it! #ChaseSapphireReserve

Anonymous — Sun, 23 Aug 2020 06:39:56 GMT

Congrats

@Anonymous wrote:
Always thought Chase was out to get me because of my negative balance days for eating Jack in the box during midterm season, but after paying my dues and grinding post grad, I was blessed to have finally qualified for this card.

My friend called Chase recon one time... the rep quoted how many times he went negative in his checking (like 9 or 10) when saying they wouldn't approve. They know all

Re: After 4 long years, I finally got it! #ChaseSapphireReserve

GApeachy — Sun, 23 Aug 2020 06:40:10 GMT

Well done! Not sure which is more impressive....the sl or your goal for this card. JK, your focus and drive at the ripe old age of 24. Congrats and kutgw!

Re: After 4 long years, I finally got it! #ChaseSapphireReserve

Slabenstein — Sun, 23 Aug 2020 07:55:49 GMT

Grtz on getting your dream card!

Re: After 4 long years, I finally got it! #ChaseSapphireReserve

Drwaz99 — Sun, 23 Aug 2020 09:37:57 GMT

Heck yeah! Congrats!

Re: After 4 long years, I finally got it! #ChaseSapphireReserve

GmbH — Sun, 23 Aug 2020 11:34:52 GMT

That is very nice credit line to start with, congratulations.

Re: After 4 long years, I finally got it! #ChaseSapphireReserve

gdale6 — Sun, 23 Aug 2020 12:41:11 GMT

Sweet, congrats on the reserve card

Re: After 4 long years, I finally got it! #ChaseSapphireReserve

coreyb80 — Sun, 23 Aug 2020 12:52:55 GMT

Congrats on the approval!

Re: After 4 long years, I finally got it! #ChaseSapphireReserve

Jetiquette — Sun, 23 Aug 2020 15:12:37 GMT

Congrats. I have the same feeling about the CIP. Still waiting to get it but it's been on my radar for several years.

Re: After 4 long years, I finally got it! #ChaseSapphireReserve

Anonymous — Sun, 23 Aug 2020 16:04:04 GMT

Thank you for the kind words!

Re: After 4 long years, I finally got it! #ChaseSapphireReserve

Anonymous — Sun, 23 Aug 2020 16:04:38 GMT

Thank you so much!

Re: After 4 long years, I finally got it! #ChaseSapphireReserve

Anonymous — Sun, 23 Aug 2020 16:04:49 GMT

Thank you !!!

Re: After 4 long years, I finally got it! #ChaseSapphireReserve

Anonymous — Sun, 23 Aug 2020 16:05:57 GMT

Hahaha this is very true! At least I would rather get an overdraft waiver if I couldn't get a CC approval.

Re: After 4 long years, I finally got it! #ChaseSapphireReserve

Anonymous — Sun, 23 Aug 2020 16:07:30 GMT

Thank you so much for the encouraging words! I would say the amount of overdraft fee waivers I received from all my balances is more impressive than those 2 combined haha.

Re: After 4 long years, I finally got it! #ChaseSapphireReserve

Anonymous — Sun, 23 Aug 2020 16:08:02 GMT

Thanks so much! I still feel like I have to pinch myself

Re: After 4 long years, I finally got it! #ChaseSapphireReserve

Anonymous — Sun, 23 Aug 2020 16:08:13 GMT

Thanks a bunch!

Re: After 4 long years, I finally got it! #ChaseSapphireReserve

Anonymous — Sun, 23 Aug 2020 16:08:43 GMT

Indeed! Time to grind and get into the 100k club collectively Thank you for the kind words!