topic Re: Fidelity Rewards Visa Signature application and approval in Credit Card Approvals

Fidelity Rewards Visa Signature application and approval

boosnark — Tue, 25 Aug 2020 21:27:32 GMT

I just wanted to detail how I recently got approved for this card.

I made an application online at fidelity.com
It was a hard pull (Equifax - current 796)
I didn't hear anything for about two business days - the message was "you will hear from us within 7-10 business days" or something to that effect
I received a phone call two days later from Elan Financial Services to verify my application - they also sent a code via SMS which I had to confim over the phone (just have your cell handy!)
Approval was two days later with a line of credit of $20K. The card showed up in my Fidelity account, which was nice. I went ahead an set up the auto cashback redemption feature.
Why did I get this card?
- It was primarily to max any cashbacks (2% unlimited for this card) and automatically redeem that to my Fidelity Go robo advisor account - every $2500 in charges nets me $50 cash back for bonds/mutual funds which is not too shabby.
- It's also a free card!
Been gardening for a while so this is my first card after a two year wait (approximately).

Re: Fidelity Rewards Visa Signature application and approval

gdale6 — Tue, 25 Aug 2020 21:29:50 GMT

Congrats on your Fidelity card

Canned mine when I departed Fidelity and 50 bucks is a high redemption threshold, they never got with the rest of the banks allowing any amount. Hope it works for ya.

Re: Fidelity Rewards Visa Signature application and approval

coreyb80 — Tue, 25 Aug 2020 22:09:47 GMT

Congrats on both the approval and the great disciplline gardening as well!

Re: Fidelity Rewards Visa Signature application and approval

M_Smart007 — Tue, 25 Aug 2020 22:34:18 GMT

Congratulations on your Approval..

Re: Fidelity Rewards Visa Signature application and approval

CreditAggie — Tue, 25 Aug 2020 22:41:40 GMT

Congratulations on your Fidelity Rewards Visa Signature approval!

Re: Fidelity Rewards Visa Signature application and approval

Credit4Growth — Tue, 25 Aug 2020 23:06:22 GMT

Nice, Congrats on the approval and that is a great SL too!

Re: Fidelity Rewards Visa Signature application and approval

AllZero — Tue, 25 Aug 2020 23:09:22 GMT

Congratulations on your approval!

Re: Fidelity Rewards Visa Signature application and approval

mrcraft — Tue, 25 Aug 2020 23:29:36 GMT

Congratulations on your approval!!

Re: Fidelity Rewards Visa Signature application and approval

cashorcharge — Wed, 26 Aug 2020 00:31:44 GMT

Nicely done! Congratulations!!

Re: Fidelity Rewards Visa Signature application and approval

Anonymous — Thu, 27 Aug 2020 00:25:35 GMT

@gdale6 wrote:
Congrats on your Fidelity card

Canned mine when I departed Fidelity and 50 bucks is a high redemption threshold, they never got with the rest of the banks allowing any amount. Hope it works for ya.

@gdale6 they've recently lowered the redemption threshold to 25 dollars. Also noticed that it appears you can transfer points between accts. From the verbiage I would assume this just refers to the ability to redeem points into other ppl's accts, (they've had this for awhile) but it may also mean between Fidelity CC accts. I didn't look too closely... EDITED to add... Congrats OP!

Re: Fidelity Rewards Visa Signature application and approval

MyFault — Thu, 27 Aug 2020 00:48:10 GMT

Congrats on your approval!