topic Re: Discover - small CLI and Double Dip in Credit Card Approvals

Discover - small CLI and Double Dip

jasonbourne84 — Sun, 06 Sep 2020 17:15:42 GMT

Hi all, quick data point. Not the greatest CLI ever, but I'll take it:

13 months ago, when my TU FICO8 was at about 630, I applied for a Discover IT Cashback and was approved for $6000. I hit the CLI button today (TU Fico8 at 737, AZEO w/ total util at 1%) and received $300, bringing it to $6300. I called for double dip and was bumped another $600, for a total CL of $6900.

Re: Discover - small CLI and Double Dip

AllZero — Sun, 06 Sep 2020 17:15:37 GMT

Congratulations on your CLI x 2!

Re: Discover - small CLI and Double Dip

M_Smart007 — Sun, 06 Sep 2020 17:26:59 GMT

Congratulations on your ..

Re: Discover - small CLI and Double Dip

Girlzilla88 — Sun, 06 Sep 2020 17:33:51 GMT

@jasonbourne84 Congrats any increase is a good one

Re: Discover - small CLI and Double Dip

jasonbourne84 — Sun, 06 Sep 2020 17:36:22 GMT

@Girlzilla88 wrote:
@jasonbourne84 Congrats any increase is a good one

Yup. Can't complain. I'm still grateful they trusted me to begin with.

Re: Discover - small CLI and Double Dip

blindambition — Sun, 06 Sep 2020 17:49:28 GMT

When I dip, you dip, we dip...

Congrats on your DD!! 👍🏻

Re: Discover - small CLI and Double Dip

mrcraft — Sun, 06 Sep 2020 17:53:58 GMT

Congratulations on your CLI!!

Re: Discover - small CLI and Double Dip

Credit4Growth — Sun, 06 Sep 2020 18:21:31 GMT

Great work on the double dip, Congratulations!

Re: Discover - small CLI and Double Dip

gdale6 — Sun, 06 Sep 2020 18:24:18 GMT

Grats on the double hit

Re: Discover - small CLI and Double Dip

CreditAggie — Sun, 06 Sep 2020 22:49:10 GMT

Congratulations on your Discover CLIs!

Re: Discover - small CLI and Double Dip

Anonymous — Mon, 07 Sep 2020 04:13:29 GMT

Congrats on the successful double dip

Re: Discover - small CLI and Double Dip

cashorcharge — Mon, 07 Sep 2020 04:37:33 GMT

WooHoo

Re: Discover - small CLI and Double Dip

jasonbourne84 — Tue, 08 Sep 2020 14:29:32 GMT

Thanks, all. A little surprised it was so low, but *shrug*. Maybe they've figured out I'm in the middle of buying a house and taking out a huge loan.

Re: Discover - small CLI and Double Dip

randomguy1 — Tue, 08 Sep 2020 15:24:48 GMT

Congrats on the dd!

Re: Discover - small CLI and Double Dip

MyFault — Tue, 08 Sep 2020 15:44:18 GMT

Congrats on your Disco double dip CLI!

Re: Discover - small CLI and Double Dip

Anonymous — Wed, 09 Sep 2020 02:58:58 GMT

@jasonbourne84 Congrats on the increase! Unfortunately, if you do any research around here on Discover CLIs you will find that they are unpredictable. Literally there is no rhyme or reason to their CLI.

Re: Discover - small CLI and Double Dip

Anonymous — Wed, 09 Sep 2020 03:16:04 GMT

Congratulations on the Disco DD. They've been tough lately. Everyone has been a little tough on the amounts their giving if they're giving at all.

And... Bigger Congrats on the new mortgage / home. That is even more awesome.

Re: Discover - small CLI and Double Dip

jasonbourne84 — Sat, 10 Oct 2020 00:43:09 GMT

Recieved another $1K CLI today ($500 with a $500 DD), bringing the total CL on that card to $7900.

This was after also opening a second Discover account on 9/17 (with a SL of $13,100).

Discover has my TUFICO8 as 733 at the time of the CLI.
I have a $1600 balance on the card that got the CLI, and a $7800 balance on the second (new) acccount.

Re: Discover - small CLI and Double Dip

AllZero — Sat, 10 Oct 2020 00:51:42 GMT

@jasonbourne84 wrote:
Recieved another $1K CLI today ($500 with a $500 DD), bringing the total CL on that card to $7900.

This was after also opening a second Discover account on 9/17 (with a SL of $13,100).

Discover has my TUFICO8 as 733 at the time of the CLI.
I have a $1600 balance on the card that got the CLI, and a $7800 balance on the second (new) acccount.

Congratulations on your CLI x 2!

Re: Discover - small CLI and Double Dip

jasonbourne84 — Sat, 10 Oct 2020 01:01:34 GMT

Thanks. All told, Discover has extended me another $15K in CL in the past 33 days. Can't complain.