topic Re: Citizens Bank CC Approval! in Credit Card Approvals

Citizens Bank CC Approval!

Pit-Smoker — Wed, 09 Sep 2020 21:25:02 GMT

$3500 SL, which I understand for them is pretty ok. Anyone know when to hit these guys on a CLI request? Any rules?

DPs: 700 EX; Appx. 29% total Util (working it down.) Rebuilding aggressively since Feb of 19 so INQs are through the roof.

Was recently approved for a HELOC with them, and apparently that comes with a 'preapproval' for a CC. It's supposed to be a soft pull... but wasn't (More on that in another thread.)

0% rate on BTs through 12/21. Can't complain.

Now... whether to max it out for the monetary benefits or keep it under 50% for the FICO... Hmmm...

Re: Citizens Bank CC Approval!

gdale6 — Wed, 09 Sep 2020 21:42:50 GMT

Sweet, congrats on the Citizens approval

I would not take it past 89% of its CL you get whacked even more points for maxed out card.

Re: Citizens Bank CC Approval!

Pit-Smoker — Wed, 09 Sep 2020 21:45:00 GMT

Thank you! That was one of my thoughts too... so thanks for the reinforcement.

I may drop it at 66...and pay it down to 50 quick.

Re: Citizens Bank CC Approval!

AllZero — Wed, 09 Sep 2020 21:53:18 GMT

Congratulations on your approval!

Re: Citizens Bank CC Approval!

cashorcharge — Wed, 09 Sep 2020 22:59:29 GMT

Congrats on your Citizens Approval!

Re: Citizens Bank CC Approval!

M_Smart007 — Wed, 09 Sep 2020 23:31:03 GMT

Congratulations on your Approval..

Re: Citizens Bank CC Approval!

Irv02 — Wed, 09 Sep 2020 23:48:55 GMT

Congratulations on your Citizens Bank approval!!!

Re: Citizens Bank CC Approval!

Meanmchine — Thu, 10 Sep 2020 00:52:45 GMT

Congrats !

Re: Citizens Bank CC Approval!

MyFault — Thu, 10 Sep 2020 00:53:52 GMT

Congrats on your approval!

Re: Citizens Bank CC Approval!

CreditAggie — Thu, 10 Sep 2020 02:14:37 GMT

Congratulations on your Citizens Bank approval!

Re: Citizens Bank CC Approval!

mrcraft — Thu, 10 Sep 2020 02:39:05 GMT

Congratulations on your approval!!

Re: Citizens Bank CC Approval!

coldfusion — Thu, 10 Sep 2020 02:58:55 GMT

You can ask for a CLI after 9 months. It will be a hard pull.

Since you got a BT, I am guessing you got the Clear Value card. A $3500 SL from them is not shabby.

Re: Citizens Bank CC Approval!

Pit-Smoker — Thu, 10 Sep 2020 03:02:44 GMT

Thank you everyone!

I appreciate the 9mo, HP info, @coldfusion

Re: Citizens Bank CC Approval!

Anonymous — Thu, 10 Sep 2020 03:27:28 GMT

Congratulations!

Re: Citizens Bank CC Approval!

boyboy1520 — Tue, 10 Nov 2020 01:14:38 GMT

Congrats 🎊🍾