topic Re: Chase Sapphire Reserve Approval in Credit Card Approvals

Chase Sapphire Reserve Approval

Anonymous — Thu, 10 Sep 2020 02:39:39 GMT

Hello to all! I am a long time lurker and have been building my credit for some time. I started with several derogatory remarks from college, which have all disappeared and fell off my report.

I wanted to share this information for any individual reading the forums, there is hope and light at the end of the tunnel. Keep reading, researching, and listening to the users here. It has helped me change my entire credit health and life around. Some stats to my approval :

-Income around 100k

-5/24 expired on September 5, 2020

-Application : Applied on September 5 around 2pm, application was through chase account (NOT green check mark, but through the credit card section), all credit cards disappeared after approval:

-Utilization is 1%

-Experian is the only bureau pulled, every major bank appears to only pull Experian here in New Jersey. Have 8 inquiries on Experian, 1 on the other two.

-FICO scores upon approval : 762 experian, 778 equifax, and 791 on Transunion

-AAoA is 2 years and 1 month

-I do bank with chase. No preapprovals in branch or online. Another data point, 5/24 expired on the day and not the first of the next month.

-Credit cards:

Cap one quicksilver - $500

Cap one quicksilver - $1500

Discover It - $2700

Chase Freedom - $4000

Chase Freedom Unlimited - $6600

Capital one Venture - $10000

TD cash CC (Authorised user)- $12000

APPROVED :

Starting credit limit $21,700, APR at 16.99%.

If i missed anything, please feel free to ask. I will update thread once card arrives if they include their score. Thank you to all!

Re: Chase Sapphire Reserve Approval

AllZero — Thu, 10 Sep 2020 01:32:56 GMT

Congratulations on your approval!

Re: Chase Sapphire Reserve Approval

Anonymous — Thu, 10 Sep 2020 02:02:37 GMT

Congrats on your CSR approval!

Re: Chase Sapphire Reserve Approval

Slabenstein — Thu, 10 Sep 2020 02:09:53 GMT

Grtz on the approval and great starting limit.

Re: Chase Sapphire Reserve Approval

CreditAggie — Thu, 10 Sep 2020 02:09:58 GMT

Congratulations on your Chase Sapphire Reserve approval!

Re: Chase Sapphire Reserve Approval

Anonymous — Thu, 10 Sep 2020 02:27:47 GMT

Congrats. Wow that's great. Double your highest limit. It feels good when you get a high SL like that. You know your doing something right. Enjoy it.

Re: Chase Sapphire Reserve Approval

Anonymous — Thu, 10 Sep 2020 02:30:38 GMT

I almost fell out of my chair, I never thought I'd see such a initial starting limit. Its all thanks to these forums and I mean that.

Re: Chase Sapphire Reserve Approval

mrcraft — Thu, 10 Sep 2020 02:36:50 GMT

Congratulations on your approval!!

Re: Chase Sapphire Reserve Approval

M_Smart007 — Thu, 10 Sep 2020 03:21:35 GMT

Congratulations on your Approval..

Re: Chase Sapphire Reserve Approval

Anonymous — Thu, 10 Sep 2020 03:53:54 GMT

Congratulations on your approval. Way to Go!!

Re: Chase Sapphire Reserve Approval

MyFault — Thu, 10 Sep 2020 03:56:03 GMT

Congrats on your CSR approval!

Re: Chase Sapphire Reserve Approval

cashorcharge — Thu, 10 Sep 2020 04:23:09 GMT

Congratulations on your approval!

Re: Chase Sapphire Reserve Approval

randomguy1 — Thu, 10 Sep 2020 06:02:19 GMT

Congrats and nice SL.

Re: Chase Sapphire Reserve Approval

TSlop — Thu, 10 Sep 2020 11:09:49 GMT

Congrats on your approval!

Re: Chase Sapphire Reserve Approval

importxpresions — Thu, 10 Sep 2020 12:50:35 GMT

Nice SL!

Re: Chase Sapphire Reserve Approval

mrjerry — Thu, 10 Sep 2020 12:54:04 GMT

Congrats on the approval!!

Re: Chase Sapphire Reserve Approval

xiocc — Thu, 10 Sep 2020 13:52:54 GMT

Congrats and big thanks for the data points!

Re: Chase Sapphire Reserve Approval

UH_HUH — Thu, 10 Sep 2020 14:27:11 GMT

@Anonymous wrote:
Hello to all! I am a long time lurker and have been building my credit for some time. I started with several derogatory remarks from college, which have all disappeared and fell off my report.

I wanted to share this information for any individual reading the forums, there is hope and light at the end of the tunnel. Keep reading, researching, and listening to the users here. It has helped me change my entire credit health and life around. Some stats to my approval :

-Income around 100k
-5/24 expired on September 5, 2020
-Application : Applied on September 5 around 2pm, application was through chase account (NOT green check mark, but through the credit card section), all credit cards disappeared after approval:
-Utilization is 1%
-Experian is the only bureau pulled, every major bank appears to only pull Experian here in New Jersey. Have 8 inquiries on Experian, 1 on the other two.
-FICO scores upon approval : 762 experian, 778 equifax, and 791 on Transunion
-AAoA is 2 years and 1 month
-I do bank with chase. No preapprovals in branch or online. Another data point, 5/24 expired on the day and not the first of the next month.

-Credit cards:
Cap one quicksilver - $500
Cap one quicksilver - $1500
Discover It - $2700
Chase Freedom - $4000
Chase Freedom Unlimited - $6600
Capital one Venture - $10000
TD cash CC (Authorised user)- $12000

APPROVED :
Starting credit limit $21,700, APR at 16.99%.

If i missed anything, please feel free to ask. I will update thread once card arrives if they include their score. Thank you to all!

That's one of the official

I am about to be a Baller cards :-)

Congratulations on your success with Chase,

it is a very sweet accomplishment to

you I am sure :-)

Make sure to ENJOY this,

and thanks for sharing your story @Anonymous

Cheers

Re: Chase Sapphire Reserve Approval

Drwaz99 — Thu, 10 Sep 2020 14:50:23 GMT

Awesome! Congrats!

Re: Chase Sapphire Reserve Approval

Anonymous — Thu, 10 Sep 2020 20:50:17 GMT

Just some more data points! I applied September 5 (Saturday) and received the card Wednesday at 540pm. It came via UPS Overnight without me asking. Monday was Labor day so it did arrive fairly quickly.

I did not receive a CARS score with my card, is there anyway to figure that out?