topic Re: Discover CLI in Credit Card Approvals

Discover CLI

Anonymous — Wed, 09 Sep 2020 22:10:58 GMT

Discover IT $500 increase ($3700 to $4200), called in for double dip and got an extra $500 to $4700. Card is my first card and is just over a year old. Moderate spend. Started at $1500.

Re: Discover CLI

coreyb80 — Wed, 09 Sep 2020 22:37:30 GMT

Congrats on the CLI!

Re: Discover CLI

Anonymous — Wed, 09 Sep 2020 22:41:54 GMT

Congratulations on your Disco CLI

Re: Discover CLI

MyFault — Wed, 09 Sep 2020 22:50:55 GMT

Congrats on your CLI!

Re: Discover CLI

cashorcharge — Wed, 09 Sep 2020 22:57:05 GMT

Congrats on your CLI!

Re: Discover CLI

M_Smart007 — Wed, 09 Sep 2020 23:31:59 GMT

Congratulations on your CLI

Re: Discover CLI

Irv02 — Wed, 09 Sep 2020 23:44:52 GMT

Congratulations on your CLI!!!

Re: Discover CLI

3se7ens — Thu, 10 Sep 2020 00:03:48 GMT

Nice DD

Re: Discover CLI

gdale6 — Thu, 10 Sep 2020 00:18:26 GMT

Excellent and grats on the successful double hit

Re: Discover CLI

TSlop — Thu, 10 Sep 2020 01:06:21 GMT

Congrats on your double dip CLI!

Re: Discover CLI

AllZero — Thu, 10 Sep 2020 01:11:09 GMT

Congratulations on your CLI x 2!

Re: Discover CLI

CreditAggie — Thu, 10 Sep 2020 02:10:53 GMT

Congratulations on your Discover CLIs!

Re: Discover CLI

Anonymous — Thu, 10 Sep 2020 02:13:47 GMT

Congrats. That's awesome. I never received a DD... Maybe I'll try my next time with them.

Re: Discover CLI

mrcraft — Thu, 10 Sep 2020 02:42:48 GMT

Congratulations on your CLI!!

Re: Discover CLI

Anonymous — Thu, 10 Sep 2020 03:55:50 GMT

Congratulations on the CLI

Re: Discover CLI

CreditBones — Thu, 08 Oct 2020 01:47:39 GMT

@Anonymous wrote:
Discover IT $500 increase ($3700 to $4200), called in for double dip and got an extra $500 to $4700. Card is my first card and is just over a year old. Moderate spend. Started at $1500.

Congrats on your sweeeet DD CLI!
I am scavenging for details on how and when to request CLI's on the one I just got approved today. I have a few questions I would like to ask you:
Was the first $500 CLI automatic, offered by email or website, or did you requested it online before calling for the DD?
To get from $1500 to $3700 in little over a year, can you share how many times did it got CLI'd, the amounts, how often, and if it was automatic, offered, or requested?
What was your monthly spending average, versus your UTIL %?

Thank you very much!

Re: Discover CLI

Anonymous — Sat, 10 Oct 2020 11:22:19 GMT

None of my CLIs have been automatic. I tend to request every 2-3 months. At first, I was getting approved every time but then got denied and probably waited an extra 1-2 months before this last one.

Moderate spend. I think my highest balance was $2500 and that was just partial down payment when I bought a vehicle. Interesting enough, i thought the higher usage and immediate payoff would grease the wheels for a higher CLI. However, it ended up being my first denial, lol.

If you read the discover threads here, you'll see that there seems to be no predictability to discover.