topic Re: Ah... first successful CLI with Apple Card.... in Credit Card Approvals

Ah... my first successful CLI with Apple Card....

joltdude — Sun, 27 Sep 2020 02:50:58 GMT

Tried a couple times for a CLI with GS.... Think i got one No Soup for You and then one.... crickets chirping.. No answer, no CLI, no email with your Fico 8 a few months back .... Said.. ah what the heck this AM.... Think i talked to the texting equivalent of the Sync CLI Robo Lady... a virtual rep or such... Said the magic phrase credit line increase, it showed a checkmark icon and repeated it.. then sent me a link to a form confirming income.... then.... less than a min later... it was almost instantaneous.... I got a reply saying it was increased to 9K.... 6.5K to 9K is not a bad haul.....

Aw dang, you couldnt just round it to 10.... No its actually more than i expected... Pleasant surprise for this kinda craptastic week..

-J

Re: Ah... first successful CLI with Apple Card....

M_Smart007 — Sat, 26 Sep 2020 17:40:18 GMT

Congratulations on your CLI

Re: Ah... first successful CLI with Apple Card....

AllZero — Sat, 26 Sep 2020 17:40:47 GMT

Congratulations on your CLI!

Re: Ah... first successful CLI with Apple Card....

blindambition — Sat, 26 Sep 2020 18:18:00 GMT

Congrats J!! That's a great increase!!

Whats your spend been like recently?

Re: Ah... first successful CLI with Apple Card....

cashorcharge — Sat, 26 Sep 2020 18:23:48 GMT

Congratulations! I think IIRC that you can do that every 120 days. Each time is a SP and usually instanteneous.

Re: Ah... first successful CLI with Apple Card....

TSlop — Sat, 26 Sep 2020 18:27:44 GMT

Congrats on your CLI!

Re: Ah... first successful CLI with Apple Card....

joltdude — Sat, 26 Sep 2020 18:35:38 GMT

@blindambition Slightly over 150-200$ a month... Though... i have moved my cell phone bill as well as purchasing a few 2 year Applecare contracts for family members devices... Also using it more in store lately with Walgreens/CVS ..... Also the card is just over a year old... Was one of the early invites... Not been aggressive on asking with this card.... Do think some of it is due to the activity esp in regards to apple... (i moved an IUP onto it as well)... Do think apple wants folks to use the 0 on the card vs IUP.... and iv had a couple of applecare contracts expire recently... Data mining says id be interested in a new device probably.... Tend to pay in full before statement generates as well.. Even got a couple of free months on and off of the .99 cents icloud offer... because it hardly ever posts in time for the statement to generate...

-J

Re: Ah... first successful CLI with Apple Card....

coreyb80 — Sat, 26 Sep 2020 18:45:22 GMT

Congrats on the CLI, great progress!

Re: Ah... first successful CLI with Apple Card....

Red1Blue — Sat, 26 Sep 2020 18:55:30 GMT

Congrats on your CLI. Very nice.

Re: Ah... first successful CLI with Apple Card....

CreditCuriosity — Sat, 26 Sep 2020 19:06:40 GMT

Congrats! I been stuck at 7500 despite a TU of around 800 give or take and 6 figure income, etc... I just refuse to use the card more than around 50 a month due to their dumb imho CLI policies as not going to buy a MacBook pro at 3-4k on a 7500 limit as would tank utilization if i didnt pif and only point of card. is to really carry a balance... So I rather give it to AOD at 3% and alot bigger limit and just PIf that way. It is a vicious circle that I am in with GS as I think they really low balled me on my CL.. Also friend that makes over 600k a year back during launch and 840 scores got an initial offer for 20k i told him to turn it down and run . Funny thing if i would of got a 6500 approval it appears they are upping those easier than if you got the 7500 approval then it takes alot more use from the DP's i have seen. Waiting for Iphone 12 to come out and decide then if going to axe the card as no growth for me

Regardsless congrats on your CLI! I tried when i saw you post and no soup for me.

Re: Ah... first successful CLI with Apple Card....

joltdude — Sat, 26 Sep 2020 19:26:45 GMT

@CreditCuriosity Have a sneaking suspicion im near or at the end of the line for CL's... Iv slightly landed ahead of my expectations...

Theres proportedly some magic number where its much harder to get a CL.... folks on the low end, not a big deal..... think the number i saw was 7500 as well... Though when they first were giving out initial CLs when the card was released. Felt like an outlier at 6500.. saw a lot of lower approvals and noticably higher approvals...Also felt they were getting some data from their own internal service Clarity Money.....

Re: Ah... first successful CLI with Apple Card....

CreditAggie — Sat, 26 Sep 2020 20:10:59 GMT

Congratulations on your Apple Card CLI!

Re: Ah... first successful CLI with Apple Card....

NoMoreE46 — Sat, 26 Sep 2020 22:20:32 GMT

@joltdude

That is great- I remember that you tried about a month ago and you said that you got no reply, denial or email back then. The bot makes the CLI process from GS a lot better imo.

@Aim_High will be asking you for some detailed DPs...

Re: Ah... first successful CLI with Apple Card....

mrjerry — Sat, 26 Sep 2020 22:12:12 GMT

Congrats on the CLI, I've also had trouble with CLI for the Apple Card ...

Re: Ah... first successful CLI with Apple Card....

pinkandgrey — Sun, 27 Sep 2020 00:17:18 GMT

Congrats! That's one of the best CLIs I've heard of for Apple Card.

Re: Ah... first successful CLI with Apple Card....

Anonymous — Sun, 27 Sep 2020 00:53:52 GMT

Congrats Jolt, hopefully that helped to improve your weekend

Re: Ah... first successful CLI with Apple Card....

joltdude — Sun, 27 Sep 2020 02:50:20 GMT

It's a silly thing but it did improve my weekend... feel like I accomplished something during this current mess of things...

Re: Ah... my first successful CLI with Apple Card....

mrcraft — Sun, 27 Sep 2020 04:11:40 GMT

Congratulations on your CLI!!

Re: Ah... my first successful CLI with Apple Card....

Credit4Growth — Sun, 27 Sep 2020 17:54:05 GMT

@joltdude wrote:
Tried a couple times for a CLI with GS....

Aw dang, you couldnt just round it to 10.... No its actually more than i expected... Pleasant surprise for this kinda craptastic week..
-J

Congratulations on the increase!👏👏👏

Re: Ah... my first successful CLI with Apple Card....

gdale6 — Sun, 27 Sep 2020 18:44:52 GMT

Not a bad one, congrats on it