topic Re: Cap1 CLI's in Credit Card Approvals

Cap1 CLI's

jasonbourne84 — Mon, 28 Sep 2020 06:20:04 GMT

A few small Cap1 CLI's to report for me (stats in siggy) and DH (his Fico8s are all currently in the 700-706 range). We requested increases of several thousand for each, but this is all the love Cap1 was willing to give us today.

$500 for my VentureOne, bringing it to $6,500. This was my second CLI on that card (which I opened as a Platinum with a $3,000 SL in Feb 2019). My first CLI was a STEPS CLI for $3,000 in Sep 2019.
$200 for DH's Quicksilver, bringing it to $2,200. This was his second CLI on that card (which he opened as a Platinum with a $1,000 SL in Oct 2016). His first CLI was an auto CLI for $1,000 in May 2019.
$1,000 for DH's Venture, bringing it to $11,000. This was his first CLI on that card (which he opened as a Venture with a $10,000 SL in Jul 2019).

Re: Cap1 CLI's

Credit4Growth — Mon, 28 Sep 2020 09:26:43 GMT

Congratulations on yours and DH CLIs... the accounts are growing!

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Re: Cap1 CLI's

M_Smart007 — Mon, 28 Sep 2020 10:59:41 GMT

Congratulations on your CLI's

Re: Cap1 CLI's

TSlop — Mon, 28 Sep 2020 11:53:02 GMT

Congrats on the CLIs!

Re: Cap1 CLI's

cashorcharge — Mon, 28 Sep 2020 12:51:40 GMT

Great work! Congratulations!

Re: Cap1 CLI's

gdale6 — Mon, 28 Sep 2020 13:59:46 GMT

Grats on the Cap-1 CLIs to both of you

Re: Cap1 CLI's

AllZero — Mon, 28 Sep 2020 15:51:41 GMT

Congratulations on your and DH CLIs!

Re: Cap1 CLI's

Curious_George2 — Mon, 28 Sep 2020 17:50:35 GMT

Congrats and thanks for sharing the DPs. Just based on these, it kinda looks like your CLIs and DH's were capped at 10% per card. I wonder if that's a broader rule for them now?

Re: Cap1 CLI's

jasonbourne84 — Mon, 28 Sep 2020 17:58:49 GMT

@Curious_George2 wrote:
Congrats and thanks for sharing the DPs. Just based on these, it kinda looks like your CLIs and DH's were capped at 10% per card. I wonder if that's a broader rule for them now?

Observant. I noticed the same, and also noticed that most other people reporting CLIs in the previous few days seemed to be reporting essentially the same.

Re: Cap1 CLI's

Curious_George2 — Mon, 28 Sep 2020 19:56:31 GMT

Interesting. I hadn't noticed that on the others posted here recently. Thanks for pointing it out.

FWIW, I got a whopping 10.8% CLI from them at the end of May. $3700 -> $4100.

Re: Cap1 CLI's

sxa001 — Mon, 28 Sep 2020 20:01:02 GMT

Some CapOne Love! Nice!

Re: Cap1 CLI's

jasonbourne84 — Mon, 28 Sep 2020 20:32:57 GMT

@Curious_George2 wrote:
Interesting. I hadn't noticed that on the others posted here recently. Thanks for pointing it out.

FWIW, I got a whopping 10.8% CLI from them at the end of May. $3700 -> $4100.

haha Explains why I only got 8.33%.

Re: Cap1 CLI's

Curious_George2 — Mon, 28 Sep 2020 23:24:30 GMT

@jasonbourne84 wrote:

@Curious_George2 wrote:
Interesting. I hadn't noticed that on the others posted here recently. Thanks for pointing it out.

FWIW, I got a whopping 10.8% CLI from them at the end of May. $3700 -> $4100.
haha Explains why I only got 8.33%.

lol! I guess I took an extra $30, so they had to cut the budget. Sorry! 😉

Re: Cap1 CLI's

mrcraft — Tue, 29 Sep 2020 01:47:36 GMT

Congratulations on your CLI's!!

Re: Cap1 CLI's

blindambition — Tue, 29 Sep 2020 05:18:07 GMT

Congrats on the CLIs between you two. In the current financial situation, Cap One has closed the purse strings. So 3 decent bumps is an achievement. 👍🏻

Re: Cap1 CLI's

CreditAggie — Wed, 30 Sep 2020 03:48:20 GMT

Congratulations on your Capital One CLIs!