topic Re: Target luv in Credit Card Approvals

Target luv

Anonymous — Wed, 25 Mar 2020 11:22:57 GMT

Just a dp

Had this card since September 2019 didn't activate it till November, swiped for 10 in December pif before cut, used it in January, February, and March for 50-75 purchases paid 98% each month let report a few dollars March statement got a cli from 300>800 I plan on keep using this card this way and see if the cli fairy keeps hitting me all the way to the MasterCard!

Re: Target luv

AllZero — Wed, 25 Mar 2020 11:23:49 GMT

Congratulations on your CLI!

Re: Target luv

newfossil — Wed, 25 Mar 2020 12:17:41 GMT

Congratulations

Re: Target luv

Anonymous — Wed, 25 Mar 2020 12:57:04 GMT

Congratulations! Let us know how your plan works.

Re: Target luv

coreyb80 — Wed, 25 Mar 2020 13:29:05 GMT

Congrats on the CLI! Be good to them and they'll definitely be good to you!!

Re: Target luv

M_Smart007 — Wed, 25 Mar 2020 15:25:23 GMT

Congrats!

Re: Target luv

Anonymous — Wed, 25 Mar 2020 15:57:49 GMT

Congratulations on your CLI! 👍

Re: Target luv

ocheosa — Wed, 25 Mar 2020 16:56:17 GMT

Congratulations !

Re: Target luv

JoeLuvsHisCredit — Wed, 25 Mar 2020 17:34:30 GMT

Congratulations

Re: Target luv

Anonymous — Wed, 25 Mar 2020 17:35:33 GMT

Congrats on the CLI

Re: Target luv

Conceptual23 — Fri, 02 Oct 2020 11:54:07 GMT

Can you please update us on this strategy? I've been using the pif strategy and letting no balance report every month. 0 increases in a year.

Re: Target luv

Anonymous — Sat, 03 Oct 2020 02:10:42 GMT

No secret formula I spent around 50-80 a month pif and updated salary monthly, they are slashing people right now I wouldn't look for an increase from the right now

Re: Target luv

designated_knitter — Tue, 13 Oct 2020 05:27:25 GMT

@Anonymous wrote:
No secret formula I spent around 50-80 a month pif and updated salary monthly, they are slashing people right now I wouldn't look for an increase from the right now

I've also had this card for about a year... would put through a bunch of spend, let it report, PIF, rinse repeat, update my income info regularly and my scores have gone up about 30 points since then and no love.

Was starting to think it was just me but maybe Covid spooked them before I could get on the CLI gravy train.

i really want this one to grow!

Re: Target luv

Anonymous — Tue, 13 Oct 2020 10:25:30 GMT

I haven't seen any cli on this card since around when I got mine all I've seen is shlashes

Re: Target luv

Credit_Aficionado — Tue, 13 Oct 2020 12:35:25 GMT

Mine was upgraded at the 2 year mark, after multiple CLIs. Congrats, and hopefuly you keep seeing those CLIs.

Re: Target luv

coreyb80 — Tue, 13 Oct 2020 12:54:25 GMT

I literally just hit the 2 year mark this month with my Target. Not expecting anything soon, but hopefully sometime next year it will happen.

Re: Target luv

MartyWrite75 — Tue, 13 Oct 2020 14:26:09 GMT

Congratulations on your CLI!

Re: Target luv

Anonymous — Thu, 15 Oct 2020 01:01:30 GMT

@Anonymous wrote:
I haven't seen any cli on this card since around when I got mine all I've seen is shlashes

When did you get yours ? My 4th statement cut at the end of September. No CLI for me. I put about 200-300 a month on it. Pay in full before statement cut usually. Obviously I am not on the gravy train on the 4 month cycle lol

Re: Target luv

blindambition — Thu, 15 Oct 2020 01:16:34 GMT

I was given a CLI to 9k in January, with MC upgrade that took effect in March.

Theres been a few CLD on store cards reported, but no CLI reported since about March or April. No doubt COVID related.

Re: Target luv

Anonymous — Thu, 15 Oct 2020 01:29:54 GMT

@blindambition wrote:
I was given a CLI to 9k in January, with MC upgrade that took effect in March.
Theres been a few CLD on store cards reported, but no CLI reported since about March or April. No doubt COVID related.

I did read in one thread in August about target doing CLD action. Definitely not seeing increases much around the forums. I didn't even receive a SP from TD bank on any reports going halfway to my 5th statement with heavy use for my limit. Totally understand we are in a global pandemic. I was only curious.