topic Re: Pen Fed After Bankruptcy in Credit Card Approvals

Pen Fed After Bankruptcy

texamel — Mon, 12 Oct 2020 01:38:07 GMT

Hi Everyone, I filed for Chapter 7 on November 2017 and Discharged February 2018. Today I was approved for a Pen Fed Gold Visa card with a $10,000 limit, 17.99 percent interest. My Equifax 8 score was 667. I know the interest is a little high but it sure beats my Capital one Premium, Quicksiliver, Credit One rates and limits. Just wanted you to know that there is life after Chapter 7 you just have to be a little patient.

Re: Pen Fed After Bankruptcy

mrcraft — Mon, 12 Oct 2020 01:39:23 GMT

Congratulations on your approval!! I agree there is life after BK.

Re: Pen Fed After Bankruptcy

CreditAggie — Mon, 12 Oct 2020 01:46:50 GMT

Congratulations on your PenFed Gold approval!

Re: Pen Fed After Bankruptcy

AllZero — Mon, 12 Oct 2020 01:48:19 GMT

Congratulations on your approval!

Re: Pen Fed After Bankruptcy

M_Smart007 — Mon, 12 Oct 2020 02:12:08 GMT

Congratulations on your Penfed Approval..

Re: Pen Fed After Bankruptcy

Loquat — Mon, 12 Oct 2020 03:16:40 GMT

Very nice! Congrats on the approval. PenFed was one of the first to step up and offer me cards with sizeable limits when my BK13 was still alive and well on my report.

Re: Pen Fed After Bankruptcy

gdale6 — Mon, 12 Oct 2020 12:12:18 GMT

Grats on the great SL

Re: Pen Fed After Bankruptcy

coreyb80 — Mon, 12 Oct 2020 14:32:08 GMT

Congrats on the nice approval! FYI, I would drop Credit One now that you're in with a better prime lender with a great limit.

Re: Pen Fed After Bankruptcy

Anonymous — Mon, 12 Oct 2020 15:39:29 GMT

Yay! Congratulations

Re: Pen Fed After Bankruptcy

cashorcharge — Mon, 12 Oct 2020 16:58:39 GMT

Nicely done! Congratulations on your approval!

Re: Pen Fed After Bankruptcy

SSH0126 — Sat, 17 Oct 2020 19:54:38 GMT

We had a discharge 11/2017. Think may give them a try. Do they pull Equifax for everything?

Re: Pen Fed After Bankruptcy

boyboy1520 — Sat, 07 Nov 2020 01:27:39 GMT

Congrat! I am going thu the same process hopefully i am on the winning side.

Re: Pen Fed After Bankruptcy

boyboy1520 — Sun, 15 Nov 2020 22:22:50 GMT

Congratulations on your approval gives us confidence to those on the fence of applying

Re: Pen Fed After Bankruptcy

Openwater — Mon, 16 Nov 2020 02:15:14 GMT

Congrats on the approval!

Re: Pen Fed After Bankruptcy

CreditMagic7 — Tue, 17 Nov 2020 17:58:46 GMT

Congratulations on PenFed success! There is still life after BK.

Re: Pen Fed After Bankruptcy

reg45man — Fri, 22 Jan 2021 18:35:24 GMT

I filed chapter 7 in Sept 2018. I applied for the PenFed Gold card and was approved today after ID and address verification.

CONGRATULATIONS

You have been approved for the PenFed Gold Visa® card:

$7500.00 Credit limit

15.49% variable APR (Annual Percentage Rate)

Re: Pen Fed After Bankruptcy

coreyb80 — Sat, 23 Jan 2021 15:46:44 GMT

@reg45man wrote:
I filed chapter 7 in Sept 2018. I applied for the PenFed Gold card and was approved today after ID and address verification.

CONGRATULATIONS
You have been approved for the PenFed Gold Visa® card:

$7500.00 Credit limit

15.49% variable APR (Annual Percentage Rate)

Congrats on the approval!

Re: Pen Fed After Bankruptcy

AllZero — Sat, 23 Jan 2021 16:01:03 GMT

@reg45man wrote:
I filed chapter 7 in Sept 2018. I applied for the PenFed Gold card and was approved today after ID and address verification.

CONGRATULATIONS
You have been approved for the PenFed Gold Visa® card:

$7500.00 Credit limit

15.49% variable APR (Annual Percentage Rate)

Congratulations on your approval!

Re: Pen Fed After Bankruptcy

its_mona — Mon, 16 Aug 2021 22:46:06 GMT

Were you mid chapter 13 and was PenFed IIB at all?