topic Re: Wells Fargo SP CLI's in Credit Card Approvals

Wells Fargo SP CLI's

cashorcharge — Fri, 16 Oct 2020 21:58:34 GMT

I was under the impression that the only way to go a CLI from Wells Fargo was via HP with a rep over the phone.

Called today and found out they will initiate your request, take your income and expense info then submit via SP. They already provide me my EX F9 every month. You are then told you're approved for what you requested, they will counter at a different offer or tell you "further review is needed" and if so, THEN they do a HP if you agree to the HP. A nice stop-gap in the process.

Requested $5000 CLI on my CashWise and was granted $4200, accepted offer without HP.

Requested $5000 on my Rewards Visa Signature and was granted $500 (likely because I asked for the CashWise first since that card had the lower limit), accepted offer without HP.

Less than 10 minute call for both cards...easy enough...Thanks Wells Fargo!

Re: Wells Fargo SP CLI's

gdale6 — Fri, 16 Oct 2020 22:00:35 GMT

Grats on your double play with Wells

Re: Wells Fargo SP CLI's

Anonymous — Fri, 16 Oct 2020 22:11:09 GMT

@cashorcharge wrote:
... Less than 10 minute call for both cards ...

Nicely done -- Congratulations! My last two WF CLI were done as you describe. Easy peasy.

Re: Wells Fargo SP CLI's

AllZero — Fri, 16 Oct 2020 22:28:16 GMT

Congratulations on your CLIs!

Re: Wells Fargo SP CLI's

newmomnewme — Fri, 16 Oct 2020 22:33:23 GMT

@cashorcharge Good DP! Now, I just need for them to approve a card for me so I can test your process 😂😂😂

Seriously a great way to start your weekend!!! Congrats!!

Re: Wells Fargo SP CLI's

cashorcharge — Fri, 16 Oct 2020 22:37:03 GMT

@Anonymous wrote:
@cashorcharge wrote:
... Less than 10 minute call for both cards ...
Nicely done -- Congratulations! My last two WF CLI were done as you describe. Easy peasy.

Absolutely @Anonymous ! I had no idea...these cards had been sitting with their original limits for so long now. Thanks!

Re: Wells Fargo SP CLI's

cashorcharge — Fri, 16 Oct 2020 22:36:50 GMT

@newmomnewme wrote:
@cashorcharge Good DP! Now, I just need for them to approve a card for me so I can test your process 😂😂😂

Seriously a great way to start your weekend!!! Congrats!!

My Thoughts Exactly @newmomnewme !!

Thanks!

Re: Wells Fargo SP CLI's

M_Smart007 — Fri, 16 Oct 2020 22:38:44 GMT

Congratulations on your WF CLI's

Re: Wells Fargo SP CLI's

nuohlac — Fri, 16 Oct 2020 22:57:42 GMT

Congratulations on your CLI's!!!

Re: Wells Fargo SP CLI's

AverageJoesCredit — Fri, 16 Oct 2020 23:02:31 GMT

Great job. Yes ive mentioned this before. Its a great process though ive never gone the hp route as i know in my heart they wont grant more sanz heavy spend

Re: Wells Fargo SP CLI's

AverageJoesCredit — Fri, 16 Oct 2020 23:03:06 GMT

@Anonymous wrote:
@cashorcharge wrote:
... Less than 10 minute call for both cards ...
Nicely done -- Congratulations! My last two WF CLI were done as you describe. Easy peasy.

Cover Girl?

Re: Wells Fargo SP CLI's

CreditAggie — Sat, 17 Oct 2020 03:40:37 GMT

Congratulations on your Wells Fargo CLIs!

Re: Wells Fargo SP CLI's

Meanmchine — Sun, 18 Oct 2020 02:15:28 GMT

I too always thought WF was a HP CLI

Thanks for posting your approvals !

Re: Wells Fargo SP CLI's

raisemysc0re — Sun, 18 Oct 2020 02:54:30 GMT

Would this process for a SP CLI work on store cards by Wells Fargo as well? Specifically looking to up my MicroCenter card limit. It is BY FAR my lowest limit card...

Re: Wells Fargo SP CLI's

cashorcharge — Sun, 18 Oct 2020 05:12:12 GMT

@raisemysc0re 🤷🏻‍♂️
I'm not sure...I don't have a store card. Hopefully another contributor can chime in.

Re: Wells Fargo SP CLI's

raisemysc0re — Sun, 18 Oct 2020 23:15:27 GMT

I do not see any way to request a CLI in my Wells Fargo account.

I click on Card Services and pick my card and the only 2 options are "Change my due date" and "Wells Fargo Mobile"

Re: Wells Fargo SP CLI's

nuohlac — Sun, 18 Oct 2020 23:20:15 GMT

@raisemysc0re wrote:
I do not see any way to request a CLI in my Wells Fargo account.
I click on Card Services and pick my card and the only 2 options are "Change my due date" and "Wells Fargo Mobile"

Well @raisemysc0re I guess it is time to make the call. Go ahead and dive into the deep end for us!!! Please report back with your findings.

Re: Wells Fargo SP CLI's

raisemysc0re — Sun, 18 Oct 2020 23:47:26 GMT

They are closed now. I guess they are not 24/7...

I will try again tomorrow

Re: Wells Fargo SP CLI's

stonedog23 — Mon, 19 Oct 2020 03:01:05 GMT

@raisemysc0re wrote:
I do not see any way to request a CLI in my Wells Fargo account.
I click on Card Services and pick my card and the only 2 options are "Change my due date" and "Wells Fargo Mobile"

There is no luv button, the OP specifically gave steps for a phone request for an increase.

Re: Wells Fargo SP CLI's

ccquest — Mon, 19 Oct 2020 16:09:15 GMT

Congrats on both increases! What were the SL on them? Just curious what sort of % increase they threw at you.

My Propel is at $4k, which is now $6k below the "average" for my cards. Ideally I'd like it to be an even $10k but really just want it at $5k because 5 > 4 haha.