topic Re: Hilton Honors Amex Offer in Credit Card Approvals

Update Approved! Hilton Honors Amex Offer

Anonymous — Wed, 21 Oct 2020 00:55:35 GMT

Hello everyone,

I recently received an offer in the mail for the Hilton Honors Amex card. I applied for this card in the past and was denied. Experian FICO at the time was 646. My current Experian FICO is lower at 635.

Is my chance of approval higher since I received the custom offer code in the mail? I realize my FICO is much lower than Amex typically approves. Really don't want or need a HP if this is going to be a no go.

Thanks for the advice.

Re: Hilton Honors Amex Offer

sxa001 — Tue, 20 Oct 2020 21:06:08 GMT

Most of those offers are marketing. If they declined you before because of score and your score is lower I would probably hold off. Not sure about AMEX but for many if there is an APR range it is just marketing.

Re: Hilton Honors Amex Offer

coldfusion — Tue, 20 Oct 2020 21:24:38 GMT

The recent rounds of mailers that have gone out have been invitations to apply.

I would put a lot more faith in the outcome of an online check for preapprovals than I would in these online mailers.

Re: Hilton Honors Amex Offer

Anonymous — Tue, 20 Oct 2020 21:29:48 GMT

Thanks @sxa001 . My initial thought was marketing since I am a Hilton Honors member and also receive email invitations to apply, just without the offer code. Also the link on the mailer is through Hilton which directs you to Amex.

Re: Hilton Honors Amex Offer

Anonymous — Tue, 20 Oct 2020 21:32:33 GMT

Good point @coldfusion . Will do the online check.

@coldfusion wrote:

The recent rounds of mailers that have gone out have been invitations to apply.

I would put a lot more faith in the outcome of an online check for preapprovals than I would in these online mailers.

Re: Hilton Honors Amex Offer

Anonymous — Tue, 20 Oct 2020 23:06:40 GMT

I went for it. Got it! Approved for $1,000 @ 24.74% and 100,000 Bonus Points! Yes!!!

Re: Hilton Honors Amex Offer

Meanmchine — Tue, 20 Oct 2020 23:41:59 GMT

Congrats! ----- ( before the mod on duty closes this thread)

Re: Hilton Honors Amex Offer

Anonymous — Wed, 21 Oct 2020 00:21:50 GMT

Congratulations on the Hilton approval!

Re: Hilton Honors Amex Offer

M_Smart007 — Wed, 21 Oct 2020 00:25:12 GMT

@Anonymous wrote:
I went for it. Got it! Approved for $1,000 @ 24.74% and 100,000 Bonus Points! Yes!!!

Congratulations on your Approval..

Re: Hilton Honors Amex Offer

gdale6 — Wed, 21 Oct 2020 00:56:01 GMT

@Anonymous wrote:
I went for it. Got it! Approved for $1,000 @ 24.74% and 100,000 Bonus Points! Yes!!!

Grats on the approval

Re: Update Approved! Hilton Honors Amex Offer

AllZero — Wed, 21 Oct 2020 00:57:09 GMT

Congratulations on your approval!

Re: Update Approved! Hilton Honors Amex Offer

Applepro1990 — Wed, 21 Oct 2020 02:34:04 GMT

Congrats on the approval. I hope to one day join the Amex club.

Re: Update Approved! Hilton Honors Amex Offer

MyFault — Wed, 21 Oct 2020 02:40:45 GMT

Congrats on your approval!

Re: Hilton Honors Amex Offer

Anonymous — Wed, 21 Oct 2020 02:57:06 GMT

Thank you @Meanmchine . I guess I need to move this thread? Um, I haven't done that before. I'm happy so it's all good.

Re: Update Approved! Hilton Honors Amex Offer

Anonymous — Wed, 21 Oct 2020 03:01:15 GMT

You have some great cards! @Applepro1990

Re: Update Approved! Hilton Honors Amex Offer

cashorcharge — Wed, 21 Oct 2020 03:08:23 GMT

Congratulations on your approval!

Re: Hilton Honors Amex Offer

CreditAggie — Wed, 21 Oct 2020 22:44:00 GMT

Congratulations on your Amex Hilton Honors approval!

Re: Hilton Honors Amex Offer

PointsBonus — Sat, 24 Oct 2020 04:31:25 GMT

Congratulations!! The mailer I got from AMEX/Hilton = my 6th Revolver !

Re: Hilton Honors Amex Offer

Anonymous — Sun, 25 Oct 2020 03:12:32 GMT

How cool is that?!? Congrats @PointsBonus !!

Re: Hilton Honors Amex Offer

Anonymous — Sun, 25 Oct 2020 03:15:41 GMT

6 Revolvers!!! What's your magic trick?

@PointsBonus wrote:
Congratulations!! The mailer I got from AMEX/Hilton = my 6th Revolver !