topic Re: 5 CLIs in Credit Card Approvals

5 CLIs

DaYooper — Sat, 24 Oct 2020 04:40:52 GMT

If it were not for these forums, I would not have been able to do what I accomplished.

7/28: Care Credit - $1500 to $4500

7/31: my bank's Signature Visa through Elan - $3850 to $5800

10/14: Home Depot - $500 to $2000

10/20: Care Credit - $4500 to $13500 (requested 15k, got countered with 13.5)

10/21: Discover - $21000 to $24000.

I wanted to go for the gold, and try another CLI with my Visa. The first one was over the phone with a SP. I tried online this time, but got the following message:

If anyone has requested a CLI through Elan on myaccountaccess dot com, can you confirm this is indeed a HP?

Re: 5 CLIs

AllZero — Sat, 24 Oct 2020 04:43:40 GMT

Congratulations on your CLIs!

Re: 5 CLIs

BmoreBull — Sat, 24 Oct 2020 04:45:04 GMT

Congrats on all your cli's.

Re: 5 CLIs

FinStar — Sat, 24 Oct 2020 05:05:06 GMT

ELAN is typically HP, phone or online request. There's rare instances where an account could qualify for SP (special offer or promotion) but YEMV.

Re: 5 CLIs

mrcraft — Sat, 24 Oct 2020 05:29:36 GMT

Congratulations on your CLIs!!

Re: 5 CLIs

CYBERSAM — Sat, 24 Oct 2020 06:47:18 GMT

Congrats on your CLIs!

Re: 5 CLIs

M_Smart007 — Sat, 24 Oct 2020 09:18:00 GMT

Congratulations on your CLI's ...

Re: 5 CLIs

Irv02 — Sat, 24 Oct 2020 09:43:41 GMT

Congratulations on your credit limit increases!!

Re: 5 CLIs

coreyb80 — Sat, 24 Oct 2020 12:07:13 GMT

Congrats on the increases!

Re: 5 CLIs

Cred4All — Sat, 24 Oct 2020 13:58:34 GMT

Congrats on the increases. I agree in that these forums were life changing, it pays to be well informed and share the wisdom, keep it going!

Re: 5 CLIs

gdale6 — Sat, 24 Oct 2020 14:07:46 GMT

Sweet, congrats to all your success

Re: 5 CLIs

Anonymous — Sat, 24 Oct 2020 14:13:02 GMT

Congratulations

Re: 5 CLIs

Anonymous — Sat, 24 Oct 2020 15:03:11 GMT

Amazing!

Re: 5 CLIs

cashorcharge — Sat, 24 Oct 2020 21:31:54 GMT

Congratulations on your approvals!!

Re: 5 CLIs

MyFault — Sat, 24 Oct 2020 22:29:44 GMT

Congrats on your CLI's!

Re: 5 CLIs

cahoot2005 — Sat, 24 Oct 2020 22:37:15 GMT

great run. That pad in unutilized credit will give your scores a nice bump. Thanks for the data points.

Re: 5 CLIs

Anonymous — Sun, 25 Oct 2020 00:08:25 GMT

Congrats

Re: 5 CLIs

DaYooper — Sun, 25 Oct 2020 01:05:33 GMT

@cahoot2005 wrote:
great run. That pad in unutilized credit will give your scores a nice bump. Thanks for the data points.

Discover reported overnight, and I woke up this morning to a 6pt increase. EX is sitting at 738 right now. Care will not report it's CLI for another week and a half -- that should take me into the very good range.

Re: 5 CLIs

CreditAggie — Sun, 25 Oct 2020 01:27:22 GMT

Congratulations on your CLIs!

Re: 5 CLIs

Anonymous — Sun, 25 Oct 2020 22:55:23 GMT

@DaYooper wrote:
If it were not for these forums, I would not have been able to do what I accomplished.

7/28: Care Credit - $1500 to $4500
7/31: my bank's Signature Visa through Elan - $3850 to $5800
10/14: Home Depot - $500 to $2000
10/20: Care Credit - $4500 to $13500 (requested 15k, got countered with 13.5)
10/21: Discover - $21000 to $24000.

I wanted to go for the gold, and try another CLI with my Visa. The first one was over the phone with a SP. I tried online this time, but got the following message:

If anyone has requested a CLI through Elan on myaccountaccess dot com, can you confirm this is indeed a HP?

@DaYooper i've heard of both happening.