topic Re: DCU platinum 9.5% $10,000 approved SP offer accepted in Credit Card Approvals

DCU platinum 9.5% $10,000 approved SP offer accepted

AnimatorProcrastinator — Tue, 27 Oct 2020 15:19:24 GMT

I've been a DCU member since March, only ever used the savings account to stash $1,000. I had never seen any 'approved' offers with the 'accept offer' button before yesterday. Offer was 'up to $10,000' at 9.5% APR. I made sure all my reports were locked/frozen as I only wanted the offer if it was a SP, hit accept and filled in my income, rent, etc. A screen flashed with only "loan application #xxxxx approved" and then returned to the dashboard, no notification email or anything. I had read about this experience on the forum, otherwise I would've been confused and called for clarification. I woke up today and immediatley logged in to DCU (I dont have an addiction I swear ) to see the Visa under my other accounts with $10,000 available. I checked my reports again today and no HP has been attempted, also DCU has not requested any docs. DCU shows my EQ Fico (mortgage score?) as 720. AAoA 1 year 7 months, AoOA 3 years 5 months, newest account is 7 months, total util 15%.

Re: DCU platinum 9.5% $10,000 approved SP offer accepted

AllZero — Tue, 27 Oct 2020 15:20:23 GMT

Congratulations on your approval!

Re: DCU platinum 9.5% $10,000 approved SP offer accepted

CreditAggie — Tue, 27 Oct 2020 15:25:23 GMT

Congratulations on your DCU approval!

Re: DCU platinum 9.5% $10,000 approved SP offer accepted

blindambition — Tue, 27 Oct 2020 15:29:32 GMT

Congrats on your DCU SP pre-approval!!! The best type of approval!! 👍🏻

Re: DCU platinum 9.5% $10,000 approved SP offer accepted

mrcraft — Tue, 27 Oct 2020 15:42:32 GMT

Congratulations on your approval!!

Re: DCU platinum 9.5% $10,000 approved SP offer accepted

CreditMagic7 — Tue, 27 Oct 2020 16:12:47 GMT

Congratulations on your long awaited DCU card approval!

Re: DCU platinum 9.5% $10,000 approved SP offer accepted

Anonymous — Tue, 27 Oct 2020 16:21:17 GMT

@AnimatorProcrastinator wrote:
... Visa under my other accounts with $10,000 available ...

Nicely played -- Congratulations! on the new card.

Re: DCU platinum 9.5% $10,000 approved SP offer accepted

cashorcharge — Tue, 27 Oct 2020 16:25:19 GMT

Nicely done! Congratulations on your DCU Approval!

Re: DCU platinum 9.5% $10,000 approved SP offer accepted

M_Smart007 — Tue, 27 Oct 2020 16:44:25 GMT

Congratulations on your DCU Plat. Approval..

Re: DCU platinum 9.5% $10,000 approved SP offer accepted

rostrow416 — Tue, 27 Oct 2020 18:19:15 GMT

Congrats! That's the best kind of approval 😁

Re: DCU platinum 9.5% $10,000 approved SP offer accepted

gdale6 — Tue, 27 Oct 2020 19:23:57 GMT

Sweet, congrats on your new card

Re: DCU platinum 9.5% $10,000 approved SP offer accepted

Wavester64 — Tue, 27 Oct 2020 19:58:35 GMT

@AnimatorProcrastinator wrote:
I've been a DCU member since March, only ever used the savings account to stash $1,000. I had never seen any 'approved' offers with the 'accept offer' button before yesterday. Offer was 'up to $10,000' at 9.5% APR. I made sure all my reports were locked/frozen as I only wanted the offer if it was a SP, hit accept and filled in my income, rent, etc. A screen flashed with only "loan application #xxxxx approved" and then returned to the dashboard, no notification email or anything. I had read about this experience on the forum, otherwise I would've been confused and called for clarification. I woke up today and immediatley logged in to DCU (I dont have an addiction I swear ) to see the Visa under my other accounts with $10,000 available. I checked my reports again today and no HP has been attempted, also DCU has not requested any docs. DCU shows my EQ Fico (mortgage score?) as 720. AAoA 1 year 7 months, AoOA 3 years 5 months, newest account is 7 months, total util 15%.

Conrats @AnimatorProcrastinator !

I went the same route earlier this month - I am liking DCU more and more each day!

Re: DCU platinum 9.5% $10,000 approved SP offer accepted

Meanmchine — Wed, 28 Oct 2020 02:59:42 GMT

Congrats on your new DCU card !

Re: DCU platinum 9.5% $10,000 approved SP offer accepted

ZackAttack — Wed, 28 Oct 2020 14:09:41 GMT

@AnimatorProcrastinator wrote:
I've been a DCU member since March, only ever used the savings account to stash $1,000. I had never seen any 'approved' offers with the 'accept offer' button before yesterday. Offer was 'up to $10,000' at 9.5% APR. I made sure all my reports were locked/frozen as I only wanted the offer if it was a SP, hit accept and filled in my income, rent, etc. A screen flashed with only "loan application #xxxxx approved" and then returned to the dashboard, no notification email or anything. I had read about this experience on the forum, otherwise I would've been confused and called for clarification. I woke up today and immediatley logged in to DCU (I dont have an addiction I swear ) to see the Visa under my other accounts with $10,000 available. I checked my reports again today and no HP has been attempted, also DCU has not requested any docs. DCU shows my EQ Fico (mortgage score?) as 720. AAoA 1 year 7 months, AoOA 3 years 5 months, newest account is 7 months, total util 15%.

Congratz on the card for this month!!!!

For this month with DCU, I only been a member since June with the highest relationship on the checking and 1k in savings. I ending up taking a HP for a personal loan of $8k 5-year loan. Down the road the month, I used the same HP and got approved for the plat at 8k with 8.5% APR.

The plat for me was hard to get because the system goof on me and opened up a rewards which I didn't want. So multiple people were called in to fix the problem for me. So far I am waiting on the card and the second HP to be removed from Equifax.

Re: DCU platinum 9.5% $10,000 approved SP offer accepted

Mr_Mojo_Risin — Wed, 28 Oct 2020 21:48:18 GMT

That's a great SL!! And from SP, I love it!! Congratulations!