topic Re: Propel Card CLI in Credit Card Approvals

Propel Card CLI

Jordan23ww — Fri, 30 Oct 2020 17:16:12 GMT

Decided today to try again to get my first successful CLI on my Propel card! I've had my card for just under 11 months (Nov 3 will be 11 months). My starting limit was $5500. I asked for $3000 more and they gave me $1400 using a soft pull! I laughed when I heard my limit is now $6900, I guess they didn't want to give me that extra $100 to make it an even $7000 to match my Visa Signature limit.

I first got my card in December 2019. I tried to get a limit increase back in June and again in August for $2500 and was told they couldn't approve it off the soft pull. I declined to have them do a hard inquiry.

Today I am grateful to get the $1400 increase! My goal for this card is to reach at least $10,000. I use it monthly for gas and dining out each month spending $300 to $500. I always pay in full by the closing date. My Experian Fico 9 is at 751. I believe that was used in the decision process.

Once travel is safer I hope to use this in combination with my Visa Signature for travel purchases and to maximize the reward points I earn.

Re: Propel Card CLI

MartyWrite75 — Fri, 30 Oct 2020 14:32:23 GMT

Congratulations on your CLI!

Re: Propel Card CLI

Jordan23ww — Fri, 30 Oct 2020 14:35:41 GMT

@MartyWrite75 wrote:
Congratulations on your CLI!

Thank you!

Re: Propel Card CLI

LakeLife — Fri, 30 Oct 2020 15:03:37 GMT

Congrats! It's a really nice card that was my daily until I started using my Citi Premier more. They were kind to me with my first CLI request too.

Re: Propel Card CLI

AllZero — Fri, 30 Oct 2020 15:05:25 GMT

Congratulations on your CLI!

Re: Propel Card CLI

Jordan23ww — Fri, 30 Oct 2020 17:15:40 GMT

@LakeLife wrote:
Congrats! It's a really nice card that was my daily until I started using my Citi Premier more. They were kind to me with my first CLI request too.

Thank you! That's great to hear how good they were to you! I saw your limit in your signature, that's fantastic!

Re: Propel Card CLI

Jordan23ww — Fri, 30 Oct 2020 17:16:45 GMT

@AllZero wrote:
Congratulations on your CLI!

Thank you!

Re: Propel Card CLI

AverageJoesCredit — Fri, 30 Oct 2020 17:26:25 GMT

@Jordan23ww wrote:
Decided today to try again to get my first successful CLI on my Propel card! I've had my card for just under 11 months (Nov 3 will be 11 months). My starting limit was $5500. I asked for $3000 more and they gave me $1400 using a soft pull! I laughed when I heard my limit is now $6900, I guess they didn't want to give me that extra $100 to make it an even $7000 to match my Visa Signature limit.

I first got my card in December 2019. I tried to get a limit increase back in June and again in August for $2500 and was told they couldn't approve it off the soft pull. I declined to have them do a hard inquiry.

Today I am grateful to get the $1400 increase! My goal for this card is to reach at least $10,000. I use it monthly for gas and dining out each month spending $300 to $500. I always pay in full by the closing date. My Experian Fico 9 is at 751. I believe that was used in the decision process.

Once travel is safer I hope to use this in combination with my Visa Signature for travel purchases and to maximize the reward points I earn.

Thats pretty good limit for a Wells card. I may try on sp but i wont use a hp lol. Ive had enough denials lol.

Re: Propel Card CLI

M_Smart007 — Fri, 30 Oct 2020 17:27:06 GMT

Congratulations on your Propel Increase!!!

Re: Propel Card CLI

gdale6 — Fri, 30 Oct 2020 17:40:38 GMT

Grats on your propel CLI

Re: Propel Card CLI

CreditAggie — Fri, 30 Oct 2020 18:13:50 GMT

Congratulations on your Wells Fargo Propel CLI!

Re: Propel Card CLI

Jordan23ww — Fri, 30 Oct 2020 18:18:20 GMT

@AverageJoesCredit wrote:
@Jordan23ww wrote:
Decided today to try again to get my first successful CLI on my Propel card! I've had my card for just under 11 months (Nov 3 will be 11 months). My starting limit was $5500. I asked for $3000 more and they gave me $1400 using a soft pull! I laughed when I heard my limit is now $6900, I guess they didn't want to give me that extra $100 to make it an even $7000 to match my Visa Signature limit.

I first got my card in December 2019. I tried to get a limit increase back in June and again in August for $2500 and was told they couldn't approve it off the soft pull. I declined to have them do a hard inquiry.

Today I am grateful to get the $1400 increase! My goal for this card is to reach at least $10,000. I use it monthly for gas and dining out each month spending $300 to $500. I always pay in full by the closing date. My Experian Fico 9 is at 751. I believe that was used in the decision process.

Once travel is safer I hope to use this in combination with my Visa Signature for travel purchases and to maximize the reward points I earn.
Thats pretty good limit for a Wells card. I may try on sp but i wont use a hp lol. Ive had enough denials lol.

Thank you! I say you might as well go for it! Thankfully they try a soft pull first and will warn you if they can't approve you with a soft pull and need to do a hard pull. You can always decline it at that point!

Re: Propel Card CLI

Jordan23ww — Fri, 30 Oct 2020 18:18:59 GMT

@M_Smart007 wrote:
Congratulations on your Propel Increase!!!

Thank you!

Re: Propel Card CLI

Jordan23ww — Fri, 30 Oct 2020 18:19:53 GMT

@gdale6 wrote:
Grats on your propel CLI

Thank you!

Re: Propel Card CLI

Jordan23ww — Fri, 30 Oct 2020 18:20:38 GMT

@CreditAggie wrote:
Congratulations on your Wells Fargo Propel CLI!

Thank you!

Re: Propel Card CLI

coreyb80 — Fri, 30 Oct 2020 18:43:06 GMT

Congrats on the CLI!

Re: Propel Card CLI

cashorcharge — Fri, 30 Oct 2020 19:22:57 GMT

Congratulations on your SP CLI with Wells! I did the same this month. Not sure how often you can request again....this was the first time in years I tried it. Best of luck on more!

Re: Propel Card CLI

Jordan23ww — Fri, 30 Oct 2020 19:29:36 GMT

@coreyb80 wrote:
Congrats on the CLI!

Thank you!

Re: Propel Card CLI

Jordan23ww — Fri, 30 Oct 2020 19:31:42 GMT

@cashorcharge wrote:
Congratulations on your SP CLI with Wells! I did the same this month. Not sure how often you can request again....this was the first time in years I tried it. Best of luck on more!

Thank you! Congratulations to you too! From everything I've read you can request a limit increase every 6 months from Wells Fargo! I'm not sure if they've changed this internally with the pandemic going on, but every post and website article I've read during my research before asking all said every 6 months. Since it's a soft pull definitely no harm in trying!

Re: Propel Card CLI

cashorcharge — Fri, 30 Oct 2020 19:41:00 GMT

@Jordan23ww wrote:
@cashorcharge wrote:
Congratulations on your SP CLI with Wells! I did the same this month. Not sure how often you can request again....this was the first time in years I tried it. Best of luck on more!
Thank you! Congratulations to you too! From everything I've read you can request a limit increase every 6 months from Wells Fargo! I'm not sure if they've changed this internally with the pandemic going on, but every post and website article I've read during my research before asking all said every 6 months. Since it's a soft pull definitely no harm in trying!

Thanks @Jordan23ww for sharing!! Counting down....