topic Walmart Auto Increase in Credit Card Approvals

Walmart Auto Increase

Brian_Earl_Spilner — Thu, 05 Nov 2020 06:49:57 GMT

Was scrolling through emails and came across this today

Didn't ask for it. I've had it for 1 year, 1 month. Starting limit was $300. I've spent maybe $500 on it, ever. They still won't give me an increase on my other cards. Anyone else get an auto increase? Have a feeling it's because they just launched their black friday event today.

ETA: also want to note that they mention credit building, so this card is probably bucketed.

Re: Walmart Auto Increase

AllZero — Thu, 05 Nov 2020 06:50:26 GMT

Congratulations on your PCLI!

Re: Walmart Auto Increase

Anonymous — Thu, 05 Nov 2020 07:25:31 GMT

Congratulations on your auto increase!

I've put a good amount of spend on my Capital One Walmart and nothing. Maybe their Black Friday magic fell on my account.

Re: Walmart Auto Increase

Brian_Earl_Spilner — Thu, 05 Nov 2020 07:37:51 GMT

@Anonymous wrote:
Congratulations on your auto increase!
I've put a good amount of spend on my Capital One Walmart and nothing. Maybe their Black Friday magic fell on my account.

Check and let us know 👍

Re: Walmart Auto Increase

silver_idle — Thu, 05 Nov 2020 10:33:27 GMT

Congrats. The auto cli is likely based on usage in the past 6 months. Eg, my walmart mc auto cli to $1800 from $300 last month and since the time I had it I have been spending on it, paying it down to less than 8% if possible (but I do keep it below 30% whenever possible), let the statement close then PIF (except back in march where I had to carry the balance for that month but paid it off in full afterwards). If youre not spending much on it they might not be willingly to give a good increase, though there are other factors.

Re: Walmart Auto Increase

Conceptual23 — Thu, 05 Nov 2020 11:22:10 GMT

It's better than nothing I suppose. (that's usually my approach to Cap One) Congrats on the increase.

Re: Walmart Auto Increase

AverageJoesCredit — Thu, 05 Nov 2020 12:14:31 GMT

@Brian_Earl_Spilner wrote:
Was scrolling through emails and came across this today

Didn't ask for it. I've had it for 1 year, 1 month. Starting limit was $300. I've spent maybe $500 on it, ever. They still won't give me an increase on my other cards. Anyone else get an auto increase? Have a feeling it's because they just launched their black friday event today.

ETA: also want to note that they mention credit building, so this card is probably bucketed.

i think ALL Walmart cards are bucketed

Re: Walmart Auto Increase

MartyWrite75 — Thu, 05 Nov 2020 14:12:41 GMT

Congratulations on your auto increase!

Re: Walmart Auto Increase

CreditMagic7 — Thu, 05 Nov 2020 16:40:38 GMT

Glad that you seen some result of Cap One's wally world card edging up a bit.

Congrats!

Re: Walmart Auto Increase

cashorcharge — Thu, 05 Nov 2020 19:38:32 GMT

Congratulations on your Auto-CLI!!!

Re: Walmart Auto Increase

gdale6 — Thu, 05 Nov 2020 21:07:29 GMT

Grats on the auto luv

Re: Walmart Auto Increase

CreditAggie — Fri, 06 Nov 2020 05:30:34 GMT

Congratulations on your Walmart auto-CLI!

Re: Walmart Auto Increase

Whitneyy — Fri, 06 Nov 2020 21:36:30 GMT

I got the same email today! I hardly use it, so thanks Walmart.

Congrats!

Re: Walmart Auto Increase

Anonymous — Fri, 06 Nov 2020 21:49:12 GMT

Hey @Brian_Earl_Spilner . I got the email last night. Also approved for the increase to $550. We recently purchased a pretty cool, powered truck for my 5 year-old's birthday, & needless to say that generous $300 limit wouldn't cover it. So happy for it.

Re: Walmart Auto Increase

ToxikPH — Sat, 07 Nov 2020 01:29:16 GMT

Got this email the other day as well, moved from $400 to $650. Really hope it isn't bucketed but if so I may just close it because I have other cards with 10k limits so this just a punch in the face from Cap1 especially since I have a 5.5k QS.

Re: Walmart Auto Increase

nuohlac — Sat, 07 Nov 2020 01:56:47 GMT

Congratulations on your CLI!!!

Re: Walmart Auto Increase

Snoopy916 — Sat, 07 Nov 2020 07:47:09 GMT

same here, got the same email and increase yesterday. i almost never use it. meanwhile, i put $10,000+ spend a month on my $1,500 Quiksilver card and PIF almost daily, and they won't give me another **bleep** dollar no matter how hard I beg.

I'm guessing with all the others reporting this increase, Wal-mart probably told CO to stop being so **bleep** tight. I couldn't even buy one of their "pre black friday deals" with it the other day because the limit was so low. Of course, the item is out of stock now. I think my SL before it was a CO card was $2000, which was actually useful. Just like the Wayfair switch, I don't see how the stores are happy with so much less buying power with their new CC issuers. Seems counter-productive.