topic Re: CFF win - 3/24 in Credit Card Approvals

CFF win - 3/24

expatCanuck — Sat, 07 Nov 2020 12:16:31 GMT

Got to 3/24 this month. Decided that it was time for the Chase trio.

Applied for the CFF. Immediate approval for 25.5 (more than my CFU, less than my CSP (which used to be a CSR, but Covid)).

Data points: 3/24, 14 other cards, FICO8 scores between 841 and 850 (ikr), and enough income. That said, Chase has now extended to me a total credit line of more than half my income, which is &%#*ing absurd. This is my 15th card; it lifts my aggregate CL to just over 300 (which is more than twice my income (again -- absurd)).

EX FICO8 immediately dropped from 841 to 814; just so happens that the mortgage payoff also hit today. Be interesting to see what happens when the new mortgage hits.<sigh>

I don't much care -- I've completed the refi, and bought a Space Horse (which I've been contemplating for over 2 years).

Re: CFF win - 3/24

M_Smart007 — Sat, 07 Nov 2020 00:59:11 GMT

Congratulations on your CFF Approval..

Re: CFF win - 3/24

blindambition — Sat, 07 Nov 2020 01:08:55 GMT

Congrats on the approval and achieving your trifecta!!! Very nice SL!!!

Re: CFF win - 3/24

simplynoir — Sat, 07 Nov 2020 01:40:39 GMT

Congrats, @expatCanuck!

Re: CFF win - 3/24

AllZero — Sat, 07 Nov 2020 01:53:45 GMT

Congratulations on your approval!

Re: CFF win - 3/24

nuohlac — Sat, 07 Nov 2020 02:12:50 GMT

Congratulations on your approval!!! Nice bike.

Re: CFF win - 3/24

expatCanuck — Sat, 07 Nov 2020 02:20:48 GMT

@nuohlac wrote:
Congratulations on your approval!!! Nice bike.

Thanks. I've been well-behaved. The last one was ~14 years ago.

https://archive.trekbikes.com/us/en/2006/trek/520#/us/en/2006/trek/520/details

Re: CFF win - 3/24

cashorcharge — Sat, 07 Nov 2020 02:49:11 GMT

Congratulations on achieving the Chase Trifecta!

Re: CFF win - 3/24

Jordan23ww — Sat, 07 Nov 2020 04:08:26 GMT

Congratulations on your approval! Fantastic starting limit!

Re: CFF win - 3/24

Conceptual23 — Sat, 07 Nov 2020 06:38:58 GMT

Sheesh, well done!

Re: CFF win - 3/24

expatCanuck — Sat, 07 Nov 2020 12:25:25 GMT

@Jordan23ww wrote:
Congratulations on your approval! Fantastic starting limit!

It definitely is a very nice starting limit (which will, in all likelihood, never rise). On the high side for me, but I have 5 cards with more, so it's not totally out of line. It may be the highest starting limit I've received (tho' the CSP and BCP might have been 30) -- but the highest starting limit for a no-fee card, I think.

Re: CFF win - 3/24

gdale6 — Sat, 07 Nov 2020 15:18:05 GMT

A top approval for you out of Chase, grats on it

Re: CFF win - 3/24

mrcraft — Sat, 07 Nov 2020 20:09:42 GMT

Congratulations on your approval!!

Re: CFF win - 3/24

CreditAggie — Sun, 08 Nov 2020 04:57:10 GMT

Congratulations on your CFF approval!