topic Re: Tomo Credit Card Approved in Credit Card Approvals

Tomo Credit Card Approved

Creditaddict — Thu, 12 Nov 2020 01:19:22 GMT

(Mod cut-sorry referral links not allowed on myFico)

Current Balance

$0.00

Available Credit

$2,000.00

My application is still in verification with my driver's license but my husband went through instantly.

took a few weeks to receive the offer to apply after joining the waiting list.

I find it very fascinating... obviously not a great option for those with excellent credit but no credit check and approval in minutes! I can get behind that!

Re: Tomo Credit Card Approved

AllZero — Wed, 11 Nov 2020 04:53:28 GMT

Congratulations on DH approval!

Re: Tomo Credit Card Approved

CreditAggie — Wed, 11 Nov 2020 05:13:21 GMT

Congratulations on DH Tomo approval!

Re: Tomo Credit Card Approved

CreditMagic7 — Wed, 11 Nov 2020 05:19:47 GMT

Interesting. WTG!

Re: Tomo Credit Card Approved

cashorcharge — Wed, 11 Nov 2020 06:40:59 GMT

Congrats to DH on his approval

Re: Tomo Credit Card Approved

M_Smart007 — Wed, 11 Nov 2020 07:26:22 GMT

Congrats! ..

Re: Tomo Credit Card Approved

Anonymous — Wed, 11 Nov 2020 08:00:48 GMT

@Creditaddict Thanks for linking the page. I find this card interesting. Congrats on the approval!

It's interesting that you can't carry a balance, one of the main perks of a cc, but no fees/apr is a nice concept.

I wonder if they will nerf the rewards eventually?

I am also curious how a potential default would work.

Re: Tomo Credit Card Approved

daveg38 — Wed, 11 Nov 2020 11:54:38 GMT

The "cannot carry a balance" rule is definitely intriguing.

You can only default if you spend more than is in your bank account. So, if one month you charge $1100 but only have $600 in the bank, your payment would be returned (unless your bank has OD protection) and the default process ensues, unless you make it right immediately by adding another bank account.

I do not like how a denial means you are forever denied. They are working to change that.

Re: Tomo Credit Card Approved

MartyWrite75 — Wed, 11 Nov 2020 13:25:43 GMT

Congratulations!! Nice!

Re: Tomo Credit Card Approved

JoeLuvsHisCredit — Wed, 11 Nov 2020 23:00:24 GMT

Congrats

Re: Tomo Credit Card Approved

Red1Blue — Tue, 06 Apr 2021 00:41:51 GMT

Hi @Creditaddict did you get your tomo card? I see your post about $2k limit. Did they give you 2k Limit? Did you get any CLI on that card after wards.

Re: Tomo Credit Card Approved

Creditaddict — Tue, 06 Apr 2021 03:08:01 GMT

@Red1Blue wrote:
Hi @Creditaddict did you get your tomo card? I see your post about $2k limit. Did they give you 2k Limit? Did you get any CLI on that card after wards.

Yes $2k

ive only used it when I have been sent a $5 offer or something... total of 3 times I think.