topic Re: NFCU GoRewards Approved thank you! in Credit Card Approvals

NFCU GoRewards Approved thank you!

CaptRon — Mon, 23 Nov 2020 17:55:14 GMT

since BK on 4/17/15 I've been on a slow paced recovery to low rate credit. THANK YOU ALL! It wouldn't be possible w/o you!

some DP's from myfico 3 report 11/15

All are MyFico

Fico 8

EQ 654 TU 639 EX 668

Fico 8 bankcard

EQ 651 TU 645 EX 667

Fico 9

EQ 661 TU 690 EX 684

Fico 9 bankcard

EQ 673 TU 690 EX 683

10% UT

inquires EQ 1 TU 1 EX 2

no collections (dispute open w/Verizon from 11/19)

BK 4/17/15 only lates are the one month on accounts discharged then.

currently have

Cap One Platinum MC $0/$1,000 sl

Credit 1 $337/$800 SL (statement hadn't cut before app no$36/$800)

Credit1 $0/$1,750

Cap1 auto @ 15% reporting $4,700/$14,500

(has been pd off should report next month)

New 9/20 Cap 1 Auto @9.87% $23,580/$24,400 (wii refi next few months)

Now for why I'm doing the Happy Dance 🕺🏻🕺🏻🕺🏻 this morning:

Applied on Friday for membership with NFCU via telephone, had grandfather's serial number and DD214 on hand was never asked for. Opened checking & savings, deposit $100 in each. After the great CSR walked me through the app and I got off the phone app for GoRewards this was 6pm central time Friday afternoon. Received the 24-48 hour message and very impatiently waited, i.e., scouring the forum to see if I should call to get update, refreshing the app, logging on with PC etc.

Finally this morning received a text congratulations you're approved. Nothing else, nothing showing on the app nor website, so I called in.

$3,000SL @ 12.99%
I'm ecstatic 🕺🏻🤸‍♀️🎉!

Thank you Navy Federal and thank you all here in myFico!!!! Thank you! Thank you! Thank you!

Re: NFCU GoRewards Approved thank you!

cashorcharge — Mon, 23 Nov 2020 18:16:05 GMT

WOOHOO!! Congratulations on your approval!

Re: NFCU GoRewards Approved thank you!

ocheosa — Mon, 23 Nov 2020 18:39:09 GMT

Congratulations !! Red Alert ! You Killed It !!

Re: NFCU GoRewards Approved thank you!

KatSoDak — Mon, 23 Nov 2020 19:13:48 GMT

What a great feeling it is to get in with Navy! Congratulations!!

Re: NFCU GoRewards Approved thank you!

AllZero — Mon, 23 Nov 2020 19:15:24 GMT

Congratulations on your approval!

Re: NFCU GoRewards Approved thank you!

Slabenstein — Mon, 23 Nov 2020 19:18:10 GMT

Grtz on getting in with Navy.

Re: NFCU GoRewards Approved thank you!

M_Smart007 — Mon, 23 Nov 2020 19:48:57 GMT

Congratulations!

Re: NFCU GoRewards Approved thank you!

Anonymous — Mon, 23 Nov 2020 19:53:14 GMT

Congratulations

Re: NFCU GoRewards Approved thank you!

gdale6 — Mon, 23 Nov 2020 20:30:52 GMT

Grats on your NFCU GR approval

Re: NFCU GoRewards Approved thank you!

coreyb80 — Mon, 23 Nov 2020 21:54:22 GMT

Congrats on the approval! Go Navy!!

Re: NFCU GoRewards Approved thank you!

AverageJoesCredit — Mon, 23 Nov 2020 22:36:58 GMT

You GO reward yo self😁

Re: NFCU GoRewards Approved thank you!

designated_knitter — Tue, 24 Nov 2020 03:23:31 GMT

@CaptRon wrote:
since BK on 4/17/15 I've been on a slow paced recovery to low rate credit. THANK YOU ALL! It wouldn't be possible w/o you!

some DP's from myfico 3 report 11/15
All are MyFico
Fico 8
EQ 654 TU 639 EX 668
Fico 8 bankcard
EQ 651 TU 645 EX 667
Fico 9
EQ 661 TU 690 EX 684
Fico 9 bankcard
EQ 673 TU 690 EX 683

10% UT
inquires EQ 1 TU 1 EX 2
no collections (dispute open w/Verizon from 11/19)
BK 4/17/15 only lates are the one month on accounts discharged then.
currently have

Cap One Platinum MC $0/$1,000 sl
Credit 1 $337/$800 SL (statement hadn't cut before app no$36/$800)
Credit1 $0/$1,750

Cap1 auto @ 15% reporting $4,700/$14,500
(has been pd off should report next month)

New 9/20 Cap 1 Auto @9.87% $23,580/$24,400 (wii refi next few months)

Now for why I'm doing the Happy Dance 🕺🏻🕺🏻🕺🏻 this morning:

Applied on Friday for membership with NFCU via telephone, had grandfather's serial number and DD214 on hand was never asked for. Opened checking & savings, deposit $100 in each. After the great CSR walked me through the app and I got off the phone app for GoRewards this was 6pm central time Friday afternoon. Received the 24-48 hour message and very impatiently waited, i.e., scouring the forum to see if I should call to get update, refreshing the app, logging on with PC etc.
Finally this morning received a text congratulations you're approved. Nothing else, nothing showing on the app nor website, so I called in.

$3,000SL @ 12.99%
I'm ecstatic 🕺🏻🤸‍♀️🎉!

Thank you Navy Federal and thank you all here in myFico!!!! Thank you! Thank you! Thank you!

You give me hope! I applied on Friday and was finally approved for membership today after sending in my documents.

Tonight I applied for the CashRewards CC and also got the same message so laughed at your "very impatiently waited, i.e., scouring the forum to see if I should call to get update, refreshing the app, logging on with PC etc."

I should be cleaning the house because my son is coming home from Grad school tomorrow... instead, I'm glued to my laptop and FicoForums!

Re: NFCU GoRewards Approved thank you!

CaptRon — Tue, 24 Nov 2020 03:57:51 GMT

Thank you so much.

It's crazy the anxiety one has. From what I've read here they pull from TU9 or EQ9, Fico 9 anyway my Fico 9's are higher than my 8's but understand it varies by the person?

Congrates on the Graduate school baby, your membership & hopefull a congrats on your new card.

Re: NFCU GoRewards Approved thank you!

CaptRon — Tue, 24 Nov 2020 04:15:10 GMT

such a newb I've not figured out how to Update jus post w/o repeating myself.

Question if anyone knows; will I have to wait to recieve my card and activate before seeing on my Navy dashboard?

I can't see a chat button on there nor does my card show up when I go to account management and hit the love button, only asks me to apply.

Guess a phone call is due tomorrow to find out, was hoping to request a CLI using the same HP from card app?

Thanks in advance for your help. Thanks for all the Kudos and everyones support.

Spreading the Love!

Re: NFCU GoRewards Approved thank you!

AllZero — Tue, 24 Nov 2020 04:27:16 GMT

@CaptRon wrote:
Question if anyone knows; will I have to wait to recieve my card and activate before seeing on my Navy dashboard?

I don't recall the time frame for it to show up on your online portal. Perhaps, give it a week or two?

@CaptRon wrote:
Guess a phone call is due tomorrow to find out, was hoping to request a CLI using the same HP from card app?

You will be eligible for a CLI or another card at 91 days and 3 full statements from last approval. Before that, it will be instant denial. It is recommended to go for a 2nd card first before the CLI request on the first card.

For your reading pleasure. Navy Federal Thread for CLI and Additional Cards

Re: NFCU GoRewards Approved thank you!

Meanmchine — Tue, 24 Nov 2020 04:55:00 GMT

Congrats on your new Navy card and GL with your rebuild !

Re: NFCU GoRewards Approved thank you!

CreditAggie — Tue, 24 Nov 2020 05:48:10 GMT

Congratulations on your NFCU Go Rewards approval!

Re: NFCU GoRewards Approved thank you!

CaptRon — Tue, 24 Nov 2020 05:51:17 GMT

Thank You AllZero, thank you

Re: NFCU GoRewards Approved thank you!

AllZero — Tue, 24 Nov 2020 05:54:13 GMT

You are welcome. Good Luck!

Re: NFCU GoRewards Approved thank you!

Anonymous — Tue, 24 Nov 2020 08:10:35 GMT

Congratulations! It's always so exciting to get a new Navy card! You did great!