topic Re: AMEX Approval! So excited! in Credit Card Approvals

AMEX Approval! So excited!

SophieHowl — Sat, 28 Nov 2020 02:17:01 GMT

I've wanted an AMEX forever and it's been one of the top reasons I wanted to fix my credit.

The Delta AMEX and an AMEX Platinum are what I've been working towards; both work best for my lifestyle.

Last Tuesday, I paid a charged off account in full. I previously paid off 2 other charge off's and this was the last.

Today, I got an experian app alert that it was reflected and my score jumped 38 points (!) to 661.

I decided to pre-qualify to see if I got any hits. I usually get no hits so I wasn't too optimistic.

Unfroze my experian and saw 3 of the co branded cards when I pre-apped: Delta, Hilton Surpass and Hilton Aspire.

I checked the rates and saw an APR range and got cold feet...

Spent most of the day thinking about it and said what the heck.

Decided to app and knew it was approved when I got to the screen asking if I wanted to add an AU.

Approved for $1K limit. Plan to CLI in 3 months.

So happy! I'm going to keep improving my credit to eventually get the platinum.

DP's:

Total credit - $15K

Highest limit is $5000

Credit utilization is 19%. Will be about 8% in a month.

Only baddies are some late payments from 2 years ago on my Cap. 1 cards.

Going to try goodwill letters to remove.

Success!!!

Re: AMEX Approval! So excited!

Anonymous — Sat, 28 Nov 2020 02:29:46 GMT

Congrats on getting in with one of your goal cards Treat it well and they can give back. Keep watching your preapprovals in your account once you set it up - you may see the Platinum come up and it's got a killer SUB right now. I jumped on it earlier this month and love it so far

Re: AMEX Approval! So excited!

MartyWrite75 — Sat, 28 Nov 2020 02:32:02 GMT

Congratulations on your approval!

Re: AMEX Approval! So excited!

Mr_Mojo_Risin — Sat, 28 Nov 2020 02:36:40 GMT

Congratulations getting in with AMEX! Great job finishing off those CO's as well!!

Re: AMEX Approval! So excited!

gdale6 — Sat, 28 Nov 2020 02:39:16 GMT

Grats on meeting your goal of the AMEX!!

Re: AMEX Approval! So excited!

Openwater — Sat, 28 Nov 2020 03:34:29 GMT

Congrats on the approval. I know how you feel. Amex was big on my list when I started fixing up my credit. Cheers!

Re: AMEX Approval! So excited!

mrcraft — Sat, 28 Nov 2020 03:35:43 GMT

Congratulations on your approval!!

Re: AMEX Approval! So excited!

M_Smart007 — Sat, 28 Nov 2020 04:05:02 GMT

Congratulations!

Re: AMEX Approval! So excited!

Red1Blue — Sat, 28 Nov 2020 04:32:22 GMT

Congrats

Re: AMEX Approval! So excited!

Streetervillelady — Sat, 28 Nov 2020 05:09:49 GMT

@SophieHowl wrote:
I've wanted an AMEX forever and it's been one of the top reasons I wanted to fix my credit.
The Delta AMEX and an AMEX Platinum are what I've been working towards; both work best for my lifestyle.
Last Tuesday, I paid a charged off account in full. I previously paid off 2 other charge off's and this was the last.
Today, I got an experian app alert that it was reflected and my score jumped 38 points (!) to 661.

I decided to pre-qualify to see if I got any hits. I usually get no hits so I wasn't too optimistic.
Unfroze my experian and saw 3 of the co branded cards when I pre-apped: Delta, Hilton Surpass and Hilton Aspire.
I checked the rates and saw an APR range and got cold feet...

Spent most of the day thinking about it and said what the heck.
Decided to app and knew it was approved when I got to the screen asking if I wanted to add an AU.
Approved for $1K limit. Plan to CLI in 3 months.

So happy! I'm going to keep improving my credit to eventually get the platinum.

DP's:
Total credit - $15K
Highest limit is $5000
Credit utilization is 19%. Will be about 8% in a month.
Only baddies are some late payments from 2 years ago on my Cap. 1 cards.
Going to try goodwill letters to remove.

Success!!!

Congratulations. I felt the same way about Amex!

Re: AMEX Approval! So excited!

dudefromtx — Sat, 28 Nov 2020 06:12:16 GMT

Congrats on getting one of your goal cards! It really paid off for you getting your foot in the door with Amex!

Re: AMEX Approval! So excited!

AllZero — Sat, 28 Nov 2020 06:19:00 GMT

Congratulations on your approval!

Re: AMEX Approval! So excited!

CreditAggie — Sat, 28 Nov 2020 14:36:51 GMT

Congratulations on your Amex approval!

Re: AMEX Approval! So excited!

cashorcharge — Sat, 28 Nov 2020 16:46:52 GMT

Congratulations on your approval!!! 🎉

Re: AMEX Approval! So excited!

ACN323 — Sat, 28 Nov 2020 19:14:53 GMT

Congrats on your approval!

Re: AMEX Approval! So excited!

blindambition — Sat, 28 Nov 2020 19:25:38 GMT

Welcome to the Amex family!! Congrats on achieving one of your goal cards!!

Re: AMEX Approval! So excited!

firefox100 — Sat, 28 Nov 2020 19:31:16 GMT

Congradulations and happy holidays.

Re: AMEX Approval! So excited!

SophieHowl — Sun, 29 Nov 2020 06:12:33 GMT

YES! I've seen that.

I've been green with envy but do truly hope to take advantage is it's still happening in the near future.

Re: AMEX Approval! So excited!

MyFault — Sun, 29 Nov 2020 19:42:33 GMT

Congrats on your approval!

Re: AMEX Approval! So excited!

joeyv1985 — Sun, 29 Nov 2020 20:21:39 GMT

Congratulations Sophie! I too got approved for a Amex card. I should get mine on Tuesday.