topic Re: BoA BankAmeriCard Approval in Credit Card Approvals

BoA BankAmeriCard Approval

Anonymous — Wed, 25 Nov 2020 19:14:07 GMT

Bank of America has finally given me a 'pre-qualified' offer, via special offers. Decided to bite the bullet and give it a go, seeing as this is the first time in 8 years since they offered me something (1st being a secured visa, upgraded 4 years later to an unsecured).

The offer was for a 14.99% APR, my lowest by 5% (BBVA being first). They approved me for a SL of $8,000, while my BoA Rewards is at only $4,000. May not have any CB bonuses, but I already have those with my Amex BCP, BBVA, PPMC, and Disco.

Bout time they acknowledge my 11 year relationship with them lol.

Re: BoA BankAmeriCard Approval

dudefromtx — Wed, 25 Nov 2020 19:25:15 GMT

Congrats on the approval!

Re: BoA BankAmeriCard Approval

Mad12345 — Wed, 25 Nov 2020 19:30:46 GMT

Congratulations on the approval. May there be many more to come.

@Anonymous wrote:
Bank of America has finally given me a 'pre-qualified' offer, via special offers. Decided to bite the bullet and give it a go, seeing as this is the first time in 8 years since they offered me something (1st being a secured visa, upgraded 4 years later to an unsecured).

The offer was for a 14.99% APR, my lowest by 5% (BBVA being first). They approved me for a SL of $8,000, while my BoA Rewards is at only $4,000. May not have any CB bonuses, but I already have those with my Amex BCP, BBVA, PPMC, and Disco.

Bout time they acknowledge my 11 year relationship with them lol.

Re: BoA BankAmeriCard Approval

Anonymous — Wed, 25 Nov 2020 19:41:55 GMT

Nice, @Anonymous! Congrats on finally getting your just due!

Re: BoA BankAmeriCard Approval

M_Smart007 — Wed, 25 Nov 2020 19:42:47 GMT

Congratulations!

Re: BoA BankAmeriCard Approval

gdale6 — Wed, 25 Nov 2020 19:56:31 GMT

Grats on the card, this is a solid approval out of them

Re: BoA BankAmeriCard Approval

cashorcharge — Wed, 25 Nov 2020 20:08:27 GMT

That's great! Congratulations on your approval!

Re: BoA BankAmeriCard Approval

AllZero — Wed, 25 Nov 2020 20:21:43 GMT

Congratulations on your approval!

Re: BoA BankAmeriCard Approval

coreyb80 — Wed, 25 Nov 2020 20:34:43 GMT

Congrats on the approval!

Re: BoA BankAmeriCard Approval

BAD_UP — Wed, 25 Nov 2020 20:51:16 GMT

@Anonymous

CONGRATS am still waiting for them to graduate me after 3yrs by the can i ask whats the minimun fico they look for to graduate

Re: BoA BankAmeriCard Approval

Anonymous — Wed, 25 Nov 2020 21:02:28 GMT

@BAD_UP wrote:
@Anonymous
CONGRATS am still waiting for them to graduate me after 3yrs by the can i ask whats the minimun fico they look for to graduate

Thanks everyone! I was astonished by the limit.

My fico at the time was actually awful, up until last summer my fico scores were in the low 600s / high 500s. If you have showed a solid reputation of on-time payments with them, I'd say it's always worth giving a call to them to see if they will upgrade you!

Re: BoA BankAmeriCard Approval

BAD_UP — Wed, 25 Nov 2020 22:38:15 GMT

Ok thanks. Just waiting for one baddie😢 to fall off mid December and i will call to graduate

Re: BoA BankAmeriCard Approval

nuohlac — Thu, 26 Nov 2020 00:05:24 GMT

Congratulations on your approval!!!

Re: BoA BankAmeriCard Approval

Anonymous — Thu, 26 Nov 2020 00:28:49 GMT

Congratulations

Re: BoA BankAmeriCard Approval

CreditAggie — Thu, 26 Nov 2020 05:37:45 GMT

Congratulations on your BofA approval!

Re: BoA BankAmeriCard Approval

Anonymous — Tue, 01 Dec 2020 17:47:54 GMT

congrats!

Re: BoA BankAmeriCard Approval

Elpadrino1 — Fri, 04 Dec 2020 02:44:40 GMT

Awesome SL from BofA. Congrats!

Re: BoA BankAmeriCard Approval

Dp23 — Tue, 22 Dec 2020 16:39:13 GMT

Congrats on your increase, I've had BoA secured card 2 years & 3 months with no increase or graduation at all. I manually went from 300-1500 in the last year. They did offer the Cash Rewards card but I'm unsure if I want to do business with them again.

Re: BoA BankAmeriCard Approval

gingerflower — Tue, 22 Dec 2020 17:28:04 GMT

Congratulations!