topic Re: My Final Navy success story in Credit Card Approvals

My Final Navy success story

AverageJoesCredit — Fri, 04 Dec 2020 12:13:23 GMT

With things getting worse, and heading for another 3 week lockdown, unlike many with secure jobs, i can only take a day at a time and between Dads falling health, helping my sister and nephew , and mounting debt, im probably going to step away from the credit game. But before i do, i thought id at least share a milestone that i recently achieved with Navy Federal. It aint no 100k credit card but for me it was something that just seemed impossible but happened nonetheless.

Earlier in the month i decided to try for a cli on my $1500 Plat, that started out as a $500 cc. Tried and got recent change denial. Lol, you know me, a week later tried again for s & g since my reports are locked. 2 days later i checked my account and the limit was different! Approved! I asked for $5k and got it ! This now put my Navy exposure at 30k! Not alot for those who get instant 25k cards but heck , i dont even make that.

About a week later, with a smorgasboard full of hps from Navy still on my TU , reports still locked, i figured what the heck, i know i have 6 months since last cli on my CR. It currently had a cl of 25k which i never imagined i could get, took me three years to achieve. So without thinking too much lol, filled in the form and put 30k . Lol, no way is Navy giving me that haha. They know exact money i make . 2 days later check my account and unbelievably, approved for 4k to 29k!! Highest amount ever! NO POI either!

Navy has now entrusted me with $34k in credit, in which i dont even come close to making whereas other CUs dont even trust me for more than $1k, Service CU looking at you.

So thank you Navy! Its a blessing but also scary because i dont think i could ever reaccomplish this if ever i had to start again. Thank you all who have made my experience in credit a pleasant one, couldnt have done it without you. Blessings AJC🙋‍♂️

Dps, EQ Fico 9 728 , at time of requests, hps TU 19, Ex 12, Eq 28 , AaoA 3.3 income, inadequate

Special shout outs to @Anonymous @Anonymous and @Anonymous whom i know are LIErs and would appreciate this achievment. @Anonymous you know im a pm away 😇 Anyone else not mentioned you all know how i feel. Hope everyone can make it safely through this crappy Pandemic.🙏

Re: My Final Navy success story

Doodlebug30 — Fri, 04 Dec 2020 12:26:38 GMT

Congratulations on your CLI @AverageJoesCredit , also I'm wishing you well. I hope everything works out for you and pls stay healthy.

Re: My Final Navy success story

GApeachy — Fri, 04 Dec 2020 12:35:50 GMT

Save the best for last un- @AverageJoesCredit ....too special. Enjoy and congrats!

Re: My Final Navy success story

newmomnewme — Fri, 04 Dec 2020 14:51:16 GMT

@AverageJoesCredit Sweet!!! Enjoy your time off, but don't stay away to long!!! We need you 'round these parts! Your posts have inspired me on several occasions! 😉

Re: My Final Navy success story

M_Smart007 — Fri, 04 Dec 2020 14:57:59 GMT

Congratulations!

Re: My Final Navy success story

blindambition — Fri, 04 Dec 2020 15:10:02 GMT

Congrats AJC!!! That makes me so happy for you!!! Looking for any kernel of a win in this sh*tstorm!!!

My best to you and family!! Stay safe buddy!! We're going back into mandatory isolation for most!!

Re: My Final Navy success story

jmos — Fri, 04 Dec 2020 15:19:50 GMT

Congrats on all of your credit success @AverageJoesCredit . Wishing you and your family well!!

Re: My Final Navy success story

gdale6 — Fri, 04 Dec 2020 15:25:36 GMT

Sweet, grats on the success with Navy!!

Re: My Final Navy success story

AllZero — Fri, 04 Dec 2020 15:38:22 GMT

Congratulations on your CLI! That's a great limit.

Re: My Final Navy success story

simplynoir — Fri, 04 Dec 2020 16:13:10 GMT

Congrats on the increase, AJC!

Re: My Final Navy success story

Elpadrino1 — Fri, 04 Dec 2020 16:47:01 GMT

Congrats on this awesome CLI.

Re: My Final Navy success story

Anonymous — Fri, 04 Dec 2020 17:11:36 GMT

@AverageJoesCredit your fico family has been so blessed to benefit from your knowledge, perseverance, heart and OMG that AJC sense of humor!! Only you can make us laugh out loud at the obsurdity of the credit game! 😂🤣😁
I know that your personal family is more than blessed to have you to look out for them right now.
Your accomplishments at Navy have inspired me to 'never say never' and congrats on the latest success!

Take your well-deserved break and you know that we can't wait to see what happens next when you jump back in.

Luv ya D. and see you after PB! 😉😇❤️

Re: My Final Navy success story

portlandmusician — Fri, 04 Dec 2020 18:09:55 GMT

@AverageJoesCredit Congrats! That's great! Navy showing you the love. AWESOME. Way to have a great weekend

Re: My Final Navy success story

cashorcharge — Fri, 04 Dec 2020 18:48:12 GMT

WOOHOO @AverageJoesCredit ! That's terrific! Congratulations!

Re: My Final Navy success story

Anonymous — Fri, 04 Dec 2020 19:06:12 GMT

Holy hell @AverageJoesCredit thats crazy lol! Congrats man!

Re: My Final Navy success story

ocheosa — Fri, 04 Dec 2020 19:34:05 GMT

Congratulations Bruh ! Total BadA$$ !!

Wishing your Pops a full recovery, family blessings and a peaceful, prosperous new year !

Re: My Final Navy success story

Gmood1 — Fri, 04 Dec 2020 20:36:10 GMT

A big congrats my friend on meeting your goal!!😀

Praying the situation gets better for you, as well as the rest of the world!🙏

Re: My Final Navy success story

dudefromtx — Fri, 04 Dec 2020 20:39:48 GMT

Congrats on your CLI!

Re: My Final Navy success story

Wavester64 — Fri, 04 Dec 2020 21:06:28 GMT

@AverageJoesCredit

Re: My Final Navy success story

Conceptual23 — Fri, 04 Dec 2020 21:08:14 GMT

Man, best of luck to you and your situation moving forward.