topic Re: Elan Fidelity $10k CLI (Hard Pull on TransUnion) in Credit Card Approvals

Elan Fidelity $10k CLI (Hard Pull on TransUnion)

sammydavidjr — Wed, 16 Dec 2020 11:51:19 GMT

Just recording a data point for anyone interested in the Elan Fidelity product.

I have two Fidelity credit cards. One is my oldest (and first ever) credit card, dating back to 2006, with a $8,000 limit. The other a 2010 card with a $20,000 limit. I applied for a CLI for the latter card online, took the hard pull on TransUnion, and got a $10,000 increase within 3 days.

Further info: never late, always paid in full.

Re: Elan Fidelity $10k CLI (Hard Pull on TransUnion)

Conceptual23 — Wed, 16 Dec 2020 12:37:09 GMT

Congrats on the cli.

Re: Elan Fidelity $10k CLI (Hard Pull on TransUnion)

Credit-hoarder — Wed, 16 Dec 2020 14:30:11 GMT

Congrats--not bad for a HP. Lately they've been offering $4k with a SP every 4 to 6 mos. Did they offer you that one?

Re: Elan Fidelity $10k CLI (Hard Pull on TransUnion)

AllZero — Wed, 16 Dec 2020 14:32:02 GMT

Congratulations on your CLI!

Re: Elan Fidelity $10k CLI (Hard Pull on TransUnion)

gdale6 — Wed, 16 Dec 2020 15:51:55 GMT

Pretty nice CLI US Bank (Elan) doesnt seem worried like other banks are. Grats on getting it

Re: Elan Fidelity $10k CLI (Hard Pull on TransUnion)

M_Smart007 — Wed, 16 Dec 2020 16:24:48 GMT

Nice CLI ..Congratulations!

Re: Elan Fidelity $10k CLI (Hard Pull on TransUnion)

JoeLuvsHisCredit — Wed, 16 Dec 2020 16:55:11 GMT

Congrats

Re: Elan Fidelity $10k CLI (Hard Pull on TransUnion)

dudefromtx — Wed, 16 Dec 2020 17:29:34 GMT

Congrats on the CLI!

Re: Elan Fidelity $10k CLI (Hard Pull on TransUnion)

cashorcharge — Thu, 17 Dec 2020 01:16:06 GMT

That's great! Congratulations on your CLI approval!

Re: Elan Fidelity $10k CLI (Hard Pull on TransUnion)

CreditAggie — Thu, 17 Dec 2020 05:42:14 GMT

Congratulations on your Fidelity CLI!

Re: Elan Fidelity $10k CLI (Hard Pull on TransUnion)

sammydavidjr — Fri, 18 Dec 2020 00:00:49 GMT

@Credit-hoarder wrote:
Congrats--not bad for a HP. Lately they've been offering $4k with a SP every 4 to 6 mos. Did they offer you that one?

No. I went through the process online, and I don't think that option was available to me. I had never requested a CLI on these cards: the lines grew automatically when they were issued by FIA, Elan inherited the accounts and I never needed/asked/received a CLI.