topic Re: US Bank Cash+ and Citi Premier approvals. in Credit Card Approvals

Update: 2 US Bank Cash+ and Citi Premier approvals!

Mnk1 — Thu, 31 Dec 2020 02:18:48 GMT

Updated: DW got an email yesterday that US Bank Cash+ card was approved for 5k SL too! 3 hard pulls and 3 new shiny cards. I'll take it.

Been looking at the US Bank Cash+ for awhile for me and DW. Applied 12/25.

I was approved for 5k SL w/13.99% APR. (Not my largest, but I'll take it.) DPs:

1/12 INQ (my Premier card in Feb 2020)

Wells Fargo Experian FICO9: 811
Citi Equifax Fico Bankcard Score8: 821

Experian FICO8 786

TU Vantage 3 765

EQ Vantage 3 765

DW got the 7-10 days notice. Trying to get a few more CC in DW name. We'll see (DW has same income/financials as me since doesn't work outside the home). DW has Amex BCP 18k CL and WF Propel 1.5k CL and AU on two of my Cap1 CCs (10.5k and $750).

DW also pulled the trigger for Citi Premier. Approved: $3,600 SL w/21.99%.

Wells Fargo Experian FICO9: 778

Experian FICO8 768

TU Vantage 3 800

EQ Vantage 3 800

Re: US Bank Cash+ and Citi Premier approvals.

AllZero — Sat, 26 Dec 2020 05:17:46 GMT

Congratulations on DW and your approvals!

Re: US Bank Cash+ and Citi Premier approvals.

cashorcharge — Sat, 26 Dec 2020 05:23:20 GMT

That's great! Congratulations on your approvals! 🥂

I would agree that SL is sort of low considering your DP's but I don't have a lot of experience with them to add much context! Hope DW is approved too!

Re: US Bank Cash+ and Citi Premier approvals.

Anonymous — Sat, 26 Dec 2020 05:53:17 GMT

Enjoy those X-Mas presents! Congrats.

Re: US Bank Cash+ and Citi Premier approvals.

mrcraft — Sat, 26 Dec 2020 06:54:01 GMT

Congratulations on the approvals!!

Re: US Bank Cash+ and Citi Premier approvals.

Credit4Growth — Sat, 26 Dec 2020 10:59:33 GMT

Congratulations on approvals for both of you and good luck to DW on the Cash+ application!

Re: US Bank Cash+ and Citi Premier approvals.

gdale6 — Sat, 26 Dec 2020 16:23:57 GMT

Nicely done, grats on the double play

Re: US Bank Cash+ and Citi Premier approvals.

M_Smart007 — Sat, 26 Dec 2020 20:45:22 GMT

Congratulations!

Re: US Bank Cash+ and Citi Premier approvals.

Anonymous — Sat, 26 Dec 2020 22:16:49 GMT

Congratulations. Tell your wife to contact the underwriter to see if she can get the application to push through.

Re: US Bank Cash+ and Citi Premier approvals.

Marz2002 — Sun, 27 Dec 2020 01:34:15 GMT

CONGRATS @Mnk1 on DW and your approvals and Thanks for the DPs!!

Re: US Bank Cash+ and Citi Premier approvals.

MartyWrite75 — Sun, 27 Dec 2020 11:13:06 GMT

Congratulations on your approval!

Re: US Bank Cash+ and Citi Premier approvals.

CreditAggie — Sun, 27 Dec 2020 15:50:25 GMT

Congratulations on the approvals!

Re: Update: 2 US Bank Cash+ and Citi Premier approvals!

Mnk1 — Thu, 31 Dec 2020 05:13:22 GMT

Updated: DW got an email yesterday that US Bank Cash+ card was approved for 5k SL too! 3 hard pulls and 3 new shiny cards. I'll take it.

@Mnk1 wrote:

Been looking at the US Bank Cash+ for awhile for me and DW. Applied 12/25.

I was approved for 5k SL w/13.99% APR. (Not my largest, but I'll take it.) DPs:
1/12 INQ (my Premier card in Feb 2020)
Wells Fargo Experian FICO9: 811
Citi Equifax Fico Bankcard Score8: 821
Experian FICO8 786
TU Vantage 3 765
EQ Vantage 3 765

DW got the 7-10 days notice. Trying to get a few more CC in DW name. We'll see (DW has same income/financials as me since doesn't work outside the home). DW has Amex BCP 18k CL and WF Propel 1.5k CL and AU on two of my Cap1 CCs (10.5k and $750).

DW also pulled the trigger for Citi Premier. Approved: $3,600 SL w/21.99%.

Wells Fargo Experian FICO9: 778
Experian FICO8 768
TU Vantage 3 800
EQ Vantage 3 800