topic Re: Penfed disaster leads to Navy rescue😊 in Credit Card Approvals

Penfed disaster leads to Navy rescue😊

AverageJoesCredit — Thu, 31 Dec 2020 19:17:38 GMT

Well i tried one last time to get the Penfed Gold card, as ill be needing a bt card soon. Wanted to end the year off with one last app but wouldnt you know it, Penfed still being Penfed ( see @FinStar i was nice😊). Denied again so like Boa and Langley, i now know im only allowed one card lol.

Since i wasted yet another hp i figured might as well go out swingin. Bigger problems in life then a hp so i said to self, " Self...what the hey, lets try a third card from Navy!" Sure im pretty sure ive gotten all i can from them on my income and credit but as i said when i drapp or donate hps i dont care

Signed in , had already unlocked TU in preparation, and checked if i was prequaled....As @tcbofade would say, YEAH ME!, Prequaled all cards....🤔🤨😏 ok so looked at all options and really didnt need anything except to bt so even though i have a Plat, i decided to try my hand.

Mind you ive tried getting the 3rd card before ( did previously have 3) and failed. Put in my info, my paltry income, and hit submit.....whereas it only took Penfed 24 hours to decide im not worthy, it took Navy about 10 seconds to decide i was!🤯 Approved! $3000 at 5.99!!!

Now it might not sound like alot, and ill need to pay down some of my card to utilize this bt, but you gotta see the context. Not only did Navy just give me a 3rd card, but they gave me lowest apr, im sure PF would have given me 17.99, and this on top of me already having 34k in limits , of which both got increases back in November!!

I hope everyone can have a safe and Happy New Year , its been a crazy year but i really am grateful for Navy and the trust they put in their members!. Blessings everyone😇

Re: Penfed disaster leads to Navy rescue😊

Anonymous — Thu, 31 Dec 2020 19:23:14 GMT

What a blessing that is. Congrats on your low APR with Navy! And a Happy New Year.

Re: Penfed disaster leads to Navy rescue😊

gingerflower — Thu, 31 Dec 2020 19:24:03 GMT

Yeah! Congratulations...Nfcu is the "Best" awesome SL and great APR! Again Congratulations and enjoy your New Year Eve! Be safe..🙂🎊🎉

Re: Penfed disaster leads to Navy rescue😊

blindambition — Thu, 31 Dec 2020 19:35:10 GMT

@AverageJoesCredit wrote:
Well i tried one last time to get the Penfed Gold card, as ill be needing a bt card soon. Wanted to end the year off with one last app but wouldnt you know it, Penfed still being Penfed ( see @FinStar i was nice😊). Denied again so like Boa and Langley, i now know im only allowed one card lol.

Since i wasted yet another hp i figured might as well go out swingin. Bigger problems in life then a hp so i said to self, " Self...what the hey, lets try a third card from Navy!" Sure im pretty sure ive gotten all i can from them on my income and credit but as i said when i drapp or donate hps i dont care

Signed in , had already unlocked TU in preparation, and checked if i was prequaled....As @tcbofade would say, YEAH ME!, Prequaled all cards....🤔🤨😏 ok so looked at all options and really didnt need anything except to bt so even though i have a Plat, i decided to try my hand.

Mind you ive tried getting the 3rd card before ( did previously have 3) and failed. Put in my info, my paltry income, and hit submit.....whereas it only took Penfed 24 hours to decide im not worthy, it took Navy about 10 seconds to decide i was!🤯 Approved! $3000 at 5.99!!!

Now it might not sound like alot, and ill need to pay down some of my card to utilize this bt, but you gotta see the context. Not only did Navy just give me a 3rd card, but they gave me lowest apr, im sure PF would have given me 17.99, and this on top of me already having 34k in limits , of which both got increases back in November!!

I hope everyone can have a safe and Happy New Year , its been a crazy year but i really am grateful for Navy and the trust they put in their members!. Blessings everyone😇

Well I'll be dammed, Doesn't that just make your heart all warm and fuzzy!!! A toast to Navy ❤️!!!

Congrats AJC!!! Well deserved brother!!! Great way to bring in the new year!! Happy New Year to you and yours!!!

Re: Penfed disaster leads to Navy rescue😊

ChargedUp — Thu, 31 Dec 2020 20:02:47 GMT

@AverageJoesCredit wrote:
Well i tried one last time to get the Penfed Gold card, as ill be needing a bt card soon. Wanted to end the year off with one last app but wouldnt you know it, Penfed still being Penfed ( see @FinStar i was nice😊). Denied again so like Boa and Langley, i now know im only allowed one card lol.

Since i wasted yet another hp i figured might as well go out swingin. Bigger problems in life then a hp so i said to self, " Self...what the hey, lets try a third card from Navy!" Sure im pretty sure ive gotten all i can from them on my income and credit but as i said when i drapp or donate hps i dont care

Signed in , had already unlocked TU in preparation, and checked if i was prequaled....As @tcbofade would say, YEAH ME!, Prequaled all cards....🤔🤨😏 ok so looked at all options and really didnt need anything except to bt so even though i have a Plat, i decided to try my hand.

Mind you ive tried getting the 3rd card before ( did previously have 3) and failed. Put in my info, my paltry income, and hit submit.....whereas it only took Penfed 24 hours to decide im not worthy, it took Navy about 10 seconds to decide i was!🤯 Approved! $3000 at 5.99!!!

Now it might not sound like alot, and ill need to pay down some of my card to utilize this bt, but you gotta see the context. Not only did Navy just give me a 3rd card, but they gave me lowest apr, im sure PF would have given me 17.99, and this on top of me already having 34k in limits , of which both got increases back in November!!

I hope everyone can have a safe and Happy New Year , its been a crazy year but i really am grateful for Navy and the trust they put in their members!. Blessings everyone😇

I'm starting to wonder if you've got an UW at Navy that reads this forum and knows you the way we do 😎

Congrats my friend! May the New Year bring peace and prosperity back to you and everyone else in your neck of the woods!

Re: Penfed disaster leads to Navy rescue😊

gdale6 — Thu, 31 Dec 2020 20:21:11 GMT

Grats on your 3rd Navy card

Re: Penfed disaster leads to Navy rescue😊

AllZero — Thu, 31 Dec 2020 20:25:53 GMT

Congratulations on your approval and excellent APR!

Re: Penfed disaster leads to Navy rescue😊

Anonymous — Thu, 31 Dec 2020 20:30:16 GMT

Great to hear. Congrats and Happy New Year to ya!

Re: Penfed disaster leads to Navy rescue😊

mgood — Thu, 31 Dec 2020 20:41:23 GMT

Congrats and Happy New Year!

Re: Penfed disaster leads to Navy rescue😊

cashorcharge — Thu, 31 Dec 2020 20:56:54 GMT

I've been away 1 day and this is the first thread I come back too! WOOHOO!!! Congratulations!!!

Yes, too bad that PenFed is being a pickle, but as we have seen and said so many many times over "GO NAVY"

Seriously...Congrats on #3 and the BT you need! Cheers and Happy New Year @AverageJoesCredit

Re: Penfed disaster leads to Navy rescue😊

Anonymous — Thu, 31 Dec 2020 21:01:41 GMT

Fantastic AJC, I'm thrilled for you to get the card you needed. Nice to see at least one thing go right this year - big congrats buddy!

Re: Penfed disaster leads to Navy rescue😊

CerebralZulu — Thu, 31 Dec 2020 21:29:23 GMT

Congrats, number 3 for AJC!!!

Re: Penfed disaster leads to Navy rescue😊

FinStar — Thu, 31 Dec 2020 21:29:28 GMT

@AverageJoesCredit wrote:
Penfed still being Penfed ( see @FinStar i was nice😊). Denied again so like Boa and Langley, i now know im only allowed one card lol.

Mind you ive tried getting the 3rd card before ( did previously have 3) and failed. Put in my info, my paltry income, and hit submit.....whereas it only took Penfed 24 hours to decide im not worthy, it took Navy about 10 seconds to decide i was!🤯 Approved! $3000 at 5.99!!!

I hope everyone can have a safe and Happy New Year , its been a crazy year but i really am grateful for Navy and the trust they put in their members!. Blessings everyone😇

Congrats on the NFCU 3rd CC approval @AverageJoesCredit and keeping things decent with PenFed 😁👍. PenFed could surprise you in 2021🤷‍♂️

This approval definitely ends 2020 on a good note and kicks off 2021 on positive juju!

The question is, are you eventually going for the elusive 4th NAVY card m8? 😄😄😜

Happy New Year to you as well 🎊😎🥳

Re: Penfed disaster leads to Navy rescue😊

thornback — Thu, 31 Dec 2020 21:37:06 GMT

And that's how you end the year right. Congrats AJC! Happy New Year 🥂

Re: Penfed disaster leads to Navy rescue😊

Gmood1 — Thu, 31 Dec 2020 21:43:35 GMT

Congrats on your 3rd Navy CC AJC!!

Re: Penfed disaster leads to Navy rescue😊

jmos — Thu, 31 Dec 2020 21:50:11 GMT

Congrats on getting that elusive 3rd Navy Card!! Good job!!!

Re: Penfed disaster leads to Navy rescue😊

randomguy1 — Thu, 31 Dec 2020 21:55:06 GMT

Congrats AJ! Your persistence is always remarkable. It's just a HP lol. Almost makes me want to pull the trigger on another Chase card. 😬🤣

Re: Penfed disaster leads to Navy rescue😊

Anonymous — Thu, 31 Dec 2020 22:05:16 GMT

Congratulations!! Glad Navy pulled through for you

Re: Penfed disaster leads to Navy rescue😊

GApeachy — Thu, 31 Dec 2020 22:07:54 GMT

Yes! 5.99%

Happy New Year (not so average) @AverageJoesCredit

Re: Penfed disaster leads to Navy rescue😊

RonM21 — Thu, 31 Dec 2020 22:15:49 GMT

AJC congrats to you!! And way to not give in at the end of a crazy 2020! Very nice APR too. I'm glad it all worked out. That's how to head into '21