topic Re: Neiman Marcus (Cap 1) SP CLI $8000 in Credit Card Approvals

Neiman Marcus (Cap 1) SP CLI $8000

cashorcharge — Sat, 02 Jan 2021 19:17:25 GMT

It wasn't until this past summer that I hit up Cap 1 for a CLI on my Neiman Marcus store card. I had thought that, like my legacy Cap 1 cards, I was forever bucketed. I've had those accounts over 15 years and they are my smallest CL's and haven't seen CLI's in years.

This summer when I requested a CLI from them on my Neiman's Card , I went from $4000 to $8000. I recalled @Anonymous success with the Saks WEMC approval (also Cap 1 cobranded) while NM doesn't offer anything but a store card....at this point, just keeping the stores open is likely their priority....I hit them up for another CLI today. Magic Number...$8000 CLI and instant approval! New Neiman Marcus Store Card CL is $16,000. Happy I made the 6 minute phone call to double my limit! Happy New Year!

Re: Neiman Marcus (Cap 1) SP CLI $8000

AllZero — Sat, 02 Jan 2021 19:18:03 GMT

Congratulations on your CLI!

Re: Neiman Marcus (Cap 1) SP CLI $8000

blindambition — Sat, 02 Jan 2021 19:31:13 GMT

Congrats on the CLI!! That's no longer 20% utilization when buying 2 pair of Gucci shoes!!

Re: Neiman Marcus (Cap 1) SP CLI $8000

cashorcharge — Sat, 02 Jan 2021 19:47:05 GMT

@blindambition wrote:
Congrats on the CLI!! That's no longer 20% utilization when buying 2 pair of Gucci shoes!!

HAHAHAHA! So true!

Re: Neiman Marcus (Cap 1) SP CLI $8000

Anonymous — Sat, 02 Jan 2021 20:02:39 GMT

Capital one is my only lender who doesn't like me and I give them a lot of spend. I'm jealous. Congrats!

Re: Neiman Marcus (Cap 1) SP CLI $8000

mrcraft — Sat, 02 Jan 2021 20:36:28 GMT

Congratulations on your CLI!!

Re: Neiman Marcus (Cap 1) SP CLI $8000

macinjosh — Sat, 02 Jan 2021 21:49:26 GMT

@cashorcharge, you are on a roll! Congrats!

Re: Neiman Marcus (Cap 1) SP CLI $8000

Credit4Growth — Sat, 02 Jan 2021 21:53:38 GMT

Happy New Year and happy limit doubling too!!!

Re: Neiman Marcus (Cap 1) SP CLI $8000

mgood — Sat, 02 Jan 2021 22:38:19 GMT

Congrats!

Re: Neiman Marcus (Cap 1) SP CLI $8000

Creditsen — Sat, 02 Jan 2021 22:39:55 GMT

Congrats on the CLI!!

Re: Neiman Marcus (Cap 1) SP CLI $8000

Anonymous — Sat, 02 Jan 2021 22:41:22 GMT

@cashorcharge wrote:
It wasn't until this past summer that I hit up Cap 1 for a CLI on my Neiman Marcus store card. I had thought that, like my legacy Cap 1 cards, I was forever bucketed. I've had those accounts over 15 years and they are my smallest CL's and haven't seen CLI's in years.

This summer when I requested a CLI from them on my Neiman's Card , I went from $4000 to $8000. I recalled @Anonymous success with the Saks WEMC approval (also Cap 1 cobranded) while NM doesn't offer anything but a store card....at this point, just keeping the stores open is likely their priority....I hit them up for another CLI today. Magic Number...$8000 CLI and instant approval! New Neiman Marcus Store Card CL is $16,000. Happy I made the 6 minute phone call to double my limit! Happy New Year!

Awesome. Congratulations and Happy New Year!

Re: Neiman Marcus (Cap 1) SP CLI $8000

GApeachy — Sat, 02 Jan 2021 22:56:02 GMT

Good heavens! Does Cap1 know they service this card? Glad NM is too swanky for buckets. You're obviously no NM buckethead @cashorcharge , congrats!

Lol, pace yourself, all this 2021 success right off the rip is pretty exciting but leave something for the rest of the year or you're gonna get mighty bored....or maybe it's just me being all jealous sitting in this boring ~~a$$~~ garden. You're making me wanna app. hahaha! Enjoy all this extra $$$$$$ you've been racking up in 2021.

Re: Neiman Marcus (Cap 1) SP CLI $8000

Matt9543 — Sat, 02 Jan 2021 23:00:22 GMT

Congrats! That's an awesome limit!!

Re: Neiman Marcus (Cap 1) SP CLI $8000

cashorcharge — Sat, 02 Jan 2021 23:00:42 GMT

@GApeachy wrote:
Good heavens! Does Cap1 know they service this card? Glad NM is too swanky for buckets. You're obviously no NM buckethead @cashorcharge , congrats!
Lol, pace yourself, all this 2021 success right off the rip is pretty exciting but leave something for the rest of the year or you're gonna get mighty bored....or maybe it's just me being all jealous sitting in this boring ~~a$$~~ garden. You're making me wanna app. hahaha! Enjoy all this extra $$$$$$ you've been racking up in 2021.

HAHAHA!! The funny thing is, not only does Cap 1 service the card, calling them doesn't feel like an exercise futility! The reps are actually polite, knowledgable, speak very clearly and it wouldn't surprise me if they're based somewhere in the US. Unlike any Cap1 experience with my legacy cards, that's for sure. I will do my best...I'm a terrible gardner and I'm focused on NFCU #3 in Q1

Re: Neiman Marcus (Cap 1) SP CLI $8000

gdale6 — Sun, 03 Jan 2021 00:08:25 GMT

Nice, enjoy it

Re: Neiman Marcus (Cap 1) SP CLI $8000

JR_TX — Sun, 03 Jan 2021 01:19:02 GMT

Congrats on that awesome CLI!

Hope you left some items in your shopping cart in time for your new CL! 😀

Re: Neiman Marcus (Cap 1) SP CLI $8000

AverageJoesCredit — Sun, 03 Jan 2021 01:20:07 GMT

@cashorcharge wrote:
It wasn't until this past summer that I hit up Cap 1 for a CLI on my Neiman Marcus store card. I had thought that, like my legacy Cap 1 cards, I was forever bucketed. I've had those accounts over 15 years and they are my smallest CL's and haven't seen CLI's in years.

This summer when I requested a CLI from them on my Neiman's Card , I went from $4000 to $8000. I recalled @Anonymous success with the Saks WEMC approval (also Cap 1 cobranded) while NM doesn't offer anything but a store card....at this point, just keeping the stores open is likely their priority....I hit them up for another CLI today. Magic Number...$8000 CLI and instant approval! New Neiman Marcus Store Card CL is $16,000. Happy I made the 6 minute phone call to double my limit! Happy New Year!

Grats on NOT getting the Cap One Special ($100)

Re: Neiman Marcus (Cap 1) SP CLI $8000

RonM21 — Sun, 03 Jan 2021 01:45:53 GMT

Very nice increase there!!! Congrats!!!

Re: Neiman Marcus (Cap 1) SP CLI $8000

M_Smart007 — Sun, 03 Jan 2021 16:09:40 GMT

Congratulations!

Re: Neiman Marcus (Cap 1) SP CLI $8000

Mr_Mojo_Risin — Sun, 03 Jan 2021 23:44:39 GMT

Very nicely done!! Great start to 2021, enjoy it!