topic Re: Discover it in Credit Card Approvals

Discover it

bobkmn — Mon, 17 Mar 2014 20:31:46 GMT

I was just instantly approved for the Discover it card, but was not told what my CL would be. Is this normal?

Thanks!

Re: Discover it

PlasticOrPlastic — Mon, 17 Mar 2014 20:40:50 GMT

Yes that happened with me too. I believe I called about 2 hours later and they told me. Congrats on your IT card, I love mine!

Re: Discover it

bobkmn — Mon, 17 Mar 2014 20:47:12 GMT

Thanks and thank you. :-)

Re: Discover it

gdale6 — Mon, 17 Mar 2014 20:48:01 GMT

Grats & welcome to the Discover family

Re: Discover it

bobkmn — Mon, 17 Mar 2014 20:49:20 GMT

Thank you very much.

Re: Discover it

bobkmn — Mon, 17 Mar 2014 20:50:16 GMT

I am just hoping that is not a sign of a low CL.

Re: Discover it

-Wade- — Mon, 17 Mar 2014 21:17:18 GMT

@bobkmn wrote:
I was just instantly approved for the Discover it card, but was not told what my CL would be. Is this normal?
Thanks!

Yes it happen to me also ! Congrats on your approval

Re: Discover it

alvon123 — Mon, 17 Mar 2014 21:49:02 GMT

congrats

Re: Discover it

coldnmn — Mon, 17 Mar 2014 21:50:31 GMT

Congrats! Thanks for sharing.

Re: Discover it

Anonymous — Mon, 17 Mar 2014 23:20:03 GMT

Yes it's normal. Did you get an email about what alerts you want such as payment reminder, spend limit, etc. ?

Re: Discover it

bobkmn — Mon, 17 Mar 2014 23:24:13 GMT

Not as of yet. Question: is an instant approval an indication that the CL will be more than just the minimum? If you can't answer

that, I fully understand.'

Thanks for your note.

Re: Discover it

B335is — Mon, 17 Mar 2014 23:28:12 GMT

Congrats! Just call them and they can tell you the limit.

Re: Discover it

Anonymous — Mon, 17 Mar 2014 23:32:45 GMT

@B335is wrote:
Congrats! Just call them and they can tell you the limit.

When I got approved, I got an email regarding setting up an alert for when balance exceeds $xxxx. I found out that the alert was for when the account exceeds 90% of my CL. I hope it make sense what I'm saying.

Re: Discover it

Anonymous — Tue, 18 Mar 2014 04:32:02 GMT

@bobkmn wrote:
Not as of yet. Question: is an instant approval an indication that the CL will be more than just the minimum? If you can't answer
that, I fully understand.'

Thanks for your note.

I think it's different for every card you apply for honestly. Citi and BoA told me the limits upon approval, however I had to call to get the limits for Discover, AMEX, and Barclays.

Re: Discover it

CreditRookie22 — Tue, 18 Mar 2014 04:56:13 GMT

What was your aaoa, util, and inq if u don't mind me asking. Congrats btw

Re: Discover it

HYPASS33 — Tue, 18 Mar 2014 05:01:58 GMT

I didnt get a limit today either but called and mine was 8500 so doesn't indicate low limit.

Re: Discover it

bobkmn — Tue, 18 Mar 2014 14:05:53 GMT

@CreditRookie22 wrote:
What was your aaoa, util, and inq if u don't mind me asking. Congrats btw

Sorry, I don't know what any of those are. New at this.

Re: Discover it

rbon — Tue, 18 Mar 2014 14:18:44 GMT

Congrats. Discover It told me they would only approve w/ a co-applicant. This irritated me. All of my scores on other sites say 675, but the myFiCO pulled a 599?

Re: Discover it

bobkmn — Tue, 18 Mar 2014 14:29:53 GMT

@rbon wrote:
Congrats. Discover It told me they would only approve w/ a co-applicant. This irritated me. All of my scores on other sites say 675, but the myFiCO pulled a 599?

Thank you. myFICO score 708 - Experian score 738 - TU score 679 (go figure)

Re: Discover it

Anonymous — Wed, 19 Mar 2014 19:28:56 GMT

Congrats!