topic Re: FNBO Mailer Approval in Credit Card Approvals

FNBO Mailer Approval

Anonymous — Tue, 19 Jan 2021 01:21:13 GMT

FNBO sent me a mailer a couple weeks ago, the second or third in the last year I think. 1% "rewards" card, with a decent 0% period.

Seeing all the others in the invite wave made me curious. No need at all for a 1% card or balance transfer right now, but I'm in a phase of not saying no to ~~a good time~~ pre-selected invites. Applied on the 9th. Got the pending status. Experian inquiry popped on the 10th. Finally got an update email today that it was approved- $8100. A little strange that it'd take a week and then be approved on a bank holiday, but whatever.

FICO8 - 776 according to Amex updating a few days earlier.

AAoA - 3.5y, AoOA - 19y.

15+ cards.

4 Ex inquiries, 3 in December 2020.

Only 1 new account from 2020 was showing. Several others approved in December but weren't showing as of date of application.

<1% UTL.

~$55k income.

I'd hoped for a $10k or higher limit, but I'm happy with $8000. That seems to be around the average for all current accounts.

Re: FNBO Mailer Approval

AllZero — Tue, 19 Jan 2021 02:05:09 GMT

Congratulations on your approval!

Re: FNBO Mailer Approval

mrcraft — Tue, 19 Jan 2021 02:20:02 GMT

Congratulations on your approval!!

Re: FNBO Mailer Approval

gingerflower — Tue, 19 Jan 2021 02:46:13 GMT

@Anonymous

Congratulations on your approval! In 6 months you can request for a CLI or sometimes @ the 6 month FNBO will ACLI depending on your credit status.

Re: FNBO Mailer Approval

Anonymous — Tue, 19 Jan 2021 03:46:34 GMT

✊🏾right on!

Re: FNBO Mailer Approval

Credit4Growth — Tue, 19 Jan 2021 03:47:18 GMT

Congratulations on the approval! 👍

To me it does seem that many people are finding themselves to be approved from these FBNO mailers... I did not receive one so I will continue to exercise patience 👌

Re: FNBO Mailer Approval

Anonymous — Tue, 19 Jan 2021 03:56:51 GMT

Congrats! Sounds like a good deal!

Re: FNBO Mailer Approval

BAD_UP — Tue, 19 Jan 2021 04:22:36 GMT

Congrats on your FNBO Approval also thanks for the DP's

Re: FNBO Mailer Approval

cashorcharge — Tue, 19 Jan 2021 05:27:44 GMT

Another FNBO post! There's been quite a few lately. That's terrific! Congratulations on your approval!! 🎉🥂

Re: FNBO Mailer Approval

Getty59 — Tue, 19 Jan 2021 06:13:57 GMT

Congratulations 👍

Re: FNBO Mailer Approval

CreditAggie — Tue, 19 Jan 2021 14:35:00 GMT

Congratulations on your FNBO approval!

Re: FNBO Mailer Approval

fsalsa2 — Tue, 19 Jan 2021 18:27:54 GMT

Congrats!

Re: FNBO Mailer Approval

M_Smart007 — Wed, 20 Jan 2021 15:30:53 GMT

Congratulations!

Re: FNBO Mailer Approval

1500Creditcardsorbust — Thu, 21 Jan 2021 08:51:19 GMT

Haha I got that one too. "You're one of a select few, who will recieve this offer!"

A select million or so!

Gotta love advertising

Almost worked, but 1% and hp...not gunna be able to do it!

@Anonymous wrote:
FNBO sent me a mailer a couple weeks ago, the second or third in the last year I think. 1% "rewards" card, with a decent 0% period.

Seeing all the others in the invite wave made me curious. No need at all for a 1% card or balance transfer right now, but I'm in a phase of not saying no to ~~a good time~~ pre-selected invites. Applied on the 9th. Got the pending status. Experian inquiry popped on the 10th. Finally got an update email today that it was approved- $8100. A little strange that it'd take a week and then be approved on a bank holiday, but whatever.

FICO8 - 776 according to Amex updating a few days earlier.
AAoA - 3.5y, AoOA - 19y.
15+ cards.
4 Ex inquiries, 3 in December 2020.
Only 1 new account from 2020 was showing. Several others approved in December but weren't showing as of date of application.
<1% UTL.
~$55k income.

I'd hoped for a $10k or higher limit, but I'm happy with $8000. That seems to be around the average for all current accounts.

Re: FNBO Mailer Approval

MartyWrite75 — Thu, 21 Jan 2021 09:42:21 GMT

Congratulations on your approval! Nice SL!

Re: FNBO Mailer Approval

Anonymous — Thu, 21 Jan 2021 10:32:47 GMT

Congrats on your approval!