topic Re: Double dipping Amazon and eBay Synchrony CLIs - 5 days apart in Credit Card Approvals

Double dipping Amazon and eBay Synchrony CLIs - 5 days apart

mykeys — Sun, 17 Jan 2021 19:46:29 GMT

I recently had a 2013 Chase CC charge off fall off of my reports moving my scores into the 750-770 range at all three bureaus. I recently applied for and was approved for a couple of AMEX cards (I'll post about that soon). Next, I turned my attention to some cards with stagnant CLs. I first got my Amazon Prime Credit Builder Store Card on 2/10/19 (upgraded from credit builder on 10/1/19) and my eBay Mastercard on 8/22/19. I always PIF, have requested for CLIs every 3-4 months, but no CLIs until last week. They have just been sitting at $350 (Amazon) and $500 (eBay Mastercard), which for Amazon is pretty pointless as my monthly spend on Amazon.com is easily over $1k.

Date: 1/10/21

Amazon Prime Store Card CLI

CLI Amount: $700

New CL: $1050

eBay Mastercard CLI

CLI Amount: $250

New CLI: $750

I asked for $4000 from Amazon but was more than pleased with the $1050 I got. I did the eBay CLI request right after asking for $750 and I got the full amount. Five days later I'm thinking that I left something on the table with the eBay CLI since I got the full amount I asked for. I logged in again and asked for $4000 from Synchrony, I got $1200, which was now more than my Amazon card. Flip back over to Amazon and I ask for $4000, I get $2500 approved. Ok, now we're talking. This is a CL that will meet my Amazon needs.

Date: 1/15/21

eBay Mastercard CLI

CLI Amount: $450

New CLI: $1200

Amazon Prime Store Card CLI

CLI Amount: $1450

New CL: $2500

Just thought I would share since it was interesting that I could get a 2nd CLI on both Synchrony cards only 5 days later. YMMV.

Data Points:

EQ - 757

TU - 764

EX - 768

Util: 5%

Re: Double dipping Amazon and eBay Synchrony CLIs - 5 days apart

AllZero — Sun, 17 Jan 2021 19:50:41 GMT

Congratulations on your CLIs! Thank you for sharing the data points.

Re: Double dipping Amazon and eBay Synchrony CLIs - 5 days apart

AverageJoesCredit — Sun, 17 Jan 2021 20:36:00 GMT

@mykeys wrote:
I recently had a 2013 Chase CC charge off fall off of my reports moving my scores into the 750-770 range at all three bureaus. I recently applied for and was approved for a couple of AMEX cards (I'll post about that soon). Next, I turned my attention to some cards with stagnant CLs. I first got my Amazon Prime Credit Builder Store Card on 2/10/19 (upgraded from credit builder on 10/1/19) and my eBay Mastercard on 8/22/19. I always PIF, have requested for CLIs every 3-4 months, but no CLIs until last week. They have just been sitting at $350 (Amazon) and $500 (eBay Mastercard), which for Amazon is pretty pointless as my monthly spend on Amazon.com is easily over $1k.

Date: 1/10/21
Amazon Prime Store Card CLI
CLI Amount: $700
New CL: $1050

eBay Mastercard CLI
CLI Amount: $250
New CLI: $750

I asked for $4000 from Amazon but was more than pleased with the $1050 I got. I did the eBay CLI request right after asking for $750 and I got the full amount. Five days later I'm thinking that I left something on the table with the eBay CLI since I got the full amount I asked for. I logged in again and asked for $4000 from Synchrony, I got $1200, which was now more than my Amazon card. Flip back over to Amazon and I ask for $4000, I get $2500 approved. Ok, now we're talking. This is a CL that will meet my Amazon needs.

Date: 1/15/21
eBay Mastercard CLI
CLI Amount: $450
New CLI: $1200

Amazon Prime Store Card CLI
CLI Amount: $1450
New CL: $2500

Just thought I would share since it was interesting that I could get a 2nd CLI on both Synchrony cards only 5 days later. YMMV.

Data Points:
EQ - 757
TU - 764
EX - 768
Util: 5%

Nice job. You've hit the point where they will now become easier until you reach 10k. I would caution though of multiple cli smashings as Synchrony has been very finicky due to Pandemic and everytime you request cli, your accounts may come under scrutiny. I would wait a couple more months before retrying and maybe keep them single attempts. Just a thought....

Re: Double dipping Amazon and eBay Synchrony CLIs - 5 days apart

gdale6 — Mon, 18 Jan 2021 00:28:00 GMT

Grats to all your success here today

Re: Double dipping Amazon and eBay Synchrony CLIs - 5 days apart

Credit4Growth — Mon, 18 Jan 2021 00:45:15 GMT

Congratulations on your continued multiple successes!

Re: Double dipping Amazon and eBay Synchrony CLIs - 5 days apart

cashorcharge — Mon, 18 Jan 2021 05:15:56 GMT

That's terrific!! Congratulations on your approvals!! 🎉🥂

Re: Double dipping Amazon and eBay Synchrony CLIs - 5 days apart

M_Smart007 — Mon, 18 Jan 2021 09:03:43 GMT

Congratulations!

Re: Double dipping Amazon and eBay Synchrony CLIs - 5 days apart

fsalsa2 — Mon, 18 Jan 2021 09:36:09 GMT

Congrats!

Re: Double dipping Amazon and eBay Synchrony CLIs - 5 days apart

CreditAggie — Tue, 19 Jan 2021 14:20:13 GMT

Congratulations on your Synchrony CLIs!

Re: Double dipping Amazon and eBay Synchrony CLIs - 5 days apart

Anonymous — Wed, 20 Jan 2021 05:18:18 GMT

Congrats on the approvals! Amazon card is my goal so I hope to reach the same level someday!

Re: Double dipping Amazon and eBay Synchrony CLIs - 5 days apart

SweetCreditObsession — Sun, 18 Apr 2021 01:28:28 GMT

Thank you for the excellent data points!

Re: Double dipping Amazon and eBay Synchrony CLIs - 5 days apart

Anonymous — Sun, 18 Apr 2021 02:19:57 GMT

Ca-ching, baby! Congratulations on your double plus good CLI's! 🥳🥳🥳