topic Re: Alliance CU Max Cash Preferred Visa Signature in Credit Card Approvals

Alliance CU Max Cash Preferred Visa Signature

rgate88 — Sat, 23 Jan 2021 19:44:19 GMT

I thought I was going to be in the garden most of this year. I should have known >.<

Signed up for a local credit union and decided to give one of their cc's a shot. It's a 5% card that allows you to pick 2 catagories, one catagory that gets 2%, and everything else 1%. Low hanging fruit SUB of $150/$500. It'll become my card for utilities primarily when I'm not chasing other subs. It's a card that's issued through Elan so I assume it's a similar card around the country just with different names and logos depending on the institution. SL of $20k.

Re: Alliance CU Max Cash Preferred Visa Signature

AllZero — Sat, 23 Jan 2021 19:45:45 GMT

Congratulations on your approval!

Re: Alliance CU Max Cash Preferred Visa Signature

blindambition — Sat, 23 Jan 2021 19:48:13 GMT

Congrats on the approval!!! Gotta love CU limits!

Re: Alliance CU Max Cash Preferred Visa Signature

CreditMagic7 — Sat, 23 Jan 2021 20:10:54 GMT

Just for community reference did you recently join and if so about how long before you went for their card account product. Thanks

Congratulations on your approval!

Re: Alliance CU Max Cash Preferred Visa Signature

rgate88 — Sat, 23 Jan 2021 20:22:29 GMT

@CreditMagic7 wrote:
Just for community reference did you recently join and if so about how long before you went for their card account product. Thanks

Congratulations on your approval!

It had been about an hour between when I finalized my membership paperwork and I applied. So it was all the same day. I had a HP for membership and then a separate pull for the CC because the CC is through Elan, but I can use the original pull for other products. I'm gonna look at doing a personal loan to help consolidate some things.

Re: Alliance CU Max Cash Preferred Visa Signature

CreditMagic7 — Sat, 23 Jan 2021 20:28:26 GMT

@rgate88 wrote:
@CreditMagic7 wrote:
Just for community reference did you recently join and if so about how long before you went for their card account product. Thanks

Congratulations on your approval!
It had been about an hour between when I finalized my membership paperwork and I applied. So it was all the same day. I had a HP for membership and then a separate pull for the CC because the CC is through Elan, but I can use the original pull for other products. I'm gonna look at doing a personal loan to help consolidate some things.

Thanks @rgate88 for your reply. Appreciated. Much success in your progress ahead

Re: Alliance CU Max Cash Preferred Visa Signature

firefox100 — Sat, 23 Jan 2021 21:21:26 GMT

Congratulations on cl.

Re: Alliance CU Max Cash Preferred Visa Signature

gdale6 — Sat, 23 Jan 2021 21:40:46 GMT

Sweet, grats on your approval

Re: Alliance CU Max Cash Preferred Visa Signature

Curious_George2 — Sat, 23 Jan 2021 23:26:36 GMT

Congrats! This card has been the subject of much attention around here in the month or so since it came out, but we haven't seen very many apps, so your DP is helpful and appreciated.

Would you mind sharing how many new cards you had in the prior 6 and 12 months?

And chin up, there are still 342 days left in 2021, so you still can garden for the vast majority of the year.

Re: Alliance CU Max Cash Preferred Visa Signature

Getty59 — Sat, 23 Jan 2021 23:29:19 GMT

Wow, congrats and very nice SL!

Re: Alliance CU Max Cash Preferred Visa Signature

rgate88 — Sun, 24 Jan 2021 00:19:50 GMT

@Curious_George2 wrote:
Congrats! This card has been the subject of much attention around here in the month or so since it came out, but we haven't seen very many apps, so your DP is helpful and appreciated.

Would you mind sharing how many new cards you had in the prior 6 and 12 months?

And chin up, there are still 342 days left in 2021, so you still can garden for the vast majority of the year.

Yes, I had 3 cards in the last 12 (3/20, 8/20, 11/20), and they pulled EQ for me in St. Louis. The CU pulled TU for my membership. I mainly got it because I can't get a new card with US Bank for a while because I got the AmEx Platnium in November for the 100k offer and well, who needs to be under 5/24 to have fun?

Re: Alliance CU Max Cash Preferred Visa Signature

cashorcharge — Sun, 24 Jan 2021 01:27:35 GMT

That's terrific! Great SL!! Congratulations on your approval!! 🎉🥂

Re: Alliance CU Max Cash Preferred Visa Signature

Credit4Growth — Sun, 24 Jan 2021 02:06:34 GMT

Wow! Greta approval, great starting limit!

Congratulations!

Do you have any other DPs to share, scores inquires at time of this application and time since last app?

Re: Alliance CU Max Cash Preferred Visa Signature

Credit4Growth — Sun, 24 Jan 2021 02:07:58 GMT

@rgate88 wrote:
@CreditMagic7 wrote:
Just for community reference did you recently join and if so about how long before you went for their card account product. Thanks

Congratulations on your approval!
It had been about an hour between when I finalized my membership paperwork and I applied. So it was all the same day. I had a HP for membership and then a separate pull for the CC because the CC is through Elan, but I can use the original pull for other products. I'm gonna look at doing a personal loan to help consolidate some things.

Thanks for the added info 👍

Re: Alliance CU Max Cash Preferred Visa Signature

Credit4Growth — Sun, 24 Jan 2021 13:38:20 GMT

@rgate88 wrote:
@Curious_George2 wrote:

Would you mind sharing how many new cards you had in the prior...:
Yes, I had 3 cards in the last 12 (3/20, 8/20, 11/20), and they pulled EQ for me in St. Louis. The CU pulled TU for my membership. I mainly got it because I can't get a new card with US Bank for a while because I got the AmEx Platnium in November for the 100k offer and well, who needs to be under 5/24 to have fun?

Just seeing this now. Thank you, this helps all of us!

Re: Alliance CU Max Cash Preferred Visa Signature

rgate88 — Sun, 24 Jan 2021 02:58:28 GMT

@Credit4Growth wrote:
Wow! Greta approval, great starting limit!
Congratulations!

Do you have any other DPs to share, scores inquires at time of this application and time since last app?

My CK EQ score was ~770 at the time of application. 7 inquires, 2 within the last 12 months on my report. Income ~$90k; AAoA 2 yr 5 mo

Re: Alliance CU Max Cash Preferred Visa Signature

Mr_Mojo_Risin — Sun, 24 Jan 2021 03:54:30 GMT

Sounds like a great CC! 20K SL is fantastic! Cheers!

Re: Alliance CU Max Cash Preferred Visa Signature

CreditAggie — Sun, 24 Jan 2021 05:35:12 GMT

Congratulations on your CU approval!

Re: Alliance CU Max Cash Preferred Visa Signature

M_Smart007 — Sun, 24 Jan 2021 10:49:48 GMT

Congratulations!

Re: Alliance CU Max Cash Preferred Visa Signature

Ficoproblems247 — Mon, 25 Jan 2021 22:05:37 GMT

@rgate88congrats on an awesome approval and THANK YOU for all of the great DPs you shared with everyone. All of this info is super helpful!