topic Re: Venmo Visa Approval in Credit Card Approvals

Venmo Visa Approval

Calicurli — Wed, 27 Jan 2021 06:25:58 GMT

After deliberating for a month, on a whim I decided to click the link I kept seeing in the Venmo app to find out more about their credit card. I already have a debit card with them, so initially didn't think I would want to risk the hard pull.

It's currently offered to a few users before they proceed with rolling it out to a broader audience, and it's from Synchrony, who I already have existing cards with.

So glad I did! The app was completely, well, through the app and very brief. Once I clicked "Submit," I was very surprised to see it was approved with an $8500 cl!

It has no annual or foreign transaction fees. You receive up to 3% cash back for your top category each quarter, 2% for your 2nd and 1% for your 3rd. What's great is that you don't have to worry about registering for each category - the card will adjust based on your transactions. It also comes with your own personalized QR code for payment, you can choose your preferred card color and it has tap and pay.

Upon approval, I immediately received access to $4K and a virtual card number; the full $8.5K will be unlocked once the physical card comes and is activated. I have already made a purchase from eBay, which accepted the virtual card with no problems.

TU was pulled, and when I last checked my true FICO with them last week, it was 690. Only baddies on all 3 bureaus are 2 30-day latest with CapitalOne, which are due to fall off in April of this year.

Re: Venmo Visa Approval

Credit4Growth — Wed, 27 Jan 2021 06:27:30 GMT

👋 Congrats on your approval!

Re: Venmo Visa Approval

Calicurli — Wed, 27 Jan 2021 06:30:19 GMT

Thank you! Very excited because this amount will help decrease my utilization while I pay off my other cards!

Re: Venmo Visa Approval

AllZero — Wed, 27 Jan 2021 06:36:04 GMT

Congratulations on your approval!

Re: Venmo Visa Approval

Calicurli — Wed, 27 Jan 2021 06:41:43 GMT

Thank you!

Re: Venmo Visa Approval

mrcraft — Wed, 27 Jan 2021 07:14:57 GMT

Congratulations on your approval!!

Re: Venmo Visa Approval

dudefromtx — Wed, 27 Jan 2021 07:56:33 GMT

Congrats on your approval! Nice SL too!

Re: Venmo Visa Approval

Calicurli — Wed, 27 Jan 2021 08:04:23 GMT

Thank you!

Re: Venmo Visa Approval

M_Smart007 — Wed, 27 Jan 2021 09:49:41 GMT

Congratulations!

Re: Venmo Visa Approval

_bobby_lee — Wed, 27 Jan 2021 14:34:30 GMT

Congrats on the approval, and thanks for the info about the card. I was unfamiliar with it until your post. Sounds like a cool rewards set up with the automatic 3%, 2%, 1% system... hope it serves you well!

Re: Venmo Visa Approval

MartyWrite75 — Wed, 27 Jan 2021 14:36:00 GMT

Congratulations on your approval! Awesome!

Re: Venmo Visa Approval

CreditAggie — Wed, 27 Jan 2021 15:15:19 GMT

Congratulations on your Venmo Visa approval!

Re: Venmo Visa Approval

gdale6 — Wed, 27 Jan 2021 16:16:53 GMT

Excellent, grats on your Venmo approval

Re: Venmo Visa Approval

cashorcharge — Wed, 27 Jan 2021 21:06:28 GMT

That's terrific! Congratulations on your approval!! 🎉🥂

Re: Venmo Visa Approval

Anonymous — Thu, 28 Jan 2021 03:45:01 GMT

Congrats on your venmo approval!