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    <title>topic Re: AMEX Optima Approved (Finally) in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6252721#M728963</link>
    <description>&lt;P&gt;Congrats on the AmEx Optima!&lt;/P&gt;</description>
    <pubDate>Wed, 10 Feb 2021 02:53:14 GMT</pubDate>
    <dc:creator>Demented1</dc:creator>
    <dc:date>2021-02-10T02:53:14Z</dc:date>
    <item>
      <title>AMEX Optima Approved (Finally)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246371#M727539</link>
      <description>&lt;P&gt;&lt;STRONG&gt;SL: $1,000.00&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;After a very long and rather difficult experience with dealing with multiple departments about updates for this card (see my other post&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;A href="https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-Recon-Odds/m-p/6245433/highlight/true#" target="_self"&gt;here&lt;/A&gt;)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Received a HP from AMEX on Experian last night, checked the status online application and saw this:&lt;/P&gt;&lt;P&gt;&lt;SPAN class="lia-inline-image-display-wrapper lia-image-align-inline"&gt;&lt;SPAN class="lia-message-image-wrapper lia-message-image-actions-narrow lia-message-image-actions-below"&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="Pasted Graphic.jpg"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/69254i591C1DA8EF63BB0A/image-size/large?v=v2&amp;amp;px=999" alt="Pasted Graphic.jpg" title="Pasted Graphic.jpg" /&gt;&lt;/span&gt;&lt;/SPAN&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;They seemed to have backdated when they "received" the application even though every rep from New Accounts could not confirm whether or not it was even received, and one person even suggested I send in another application (which I did via overnight shipping..)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Called in this morning and asked if I could have the card overnight shipped, which they said they could not do since the application was already processed.. Instead it would be coming in about 3-5 days via USPS First Class mail.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Also the rep mentioned that, after the 12 month period with the Optima, I would have to cancel the card in order to be considered for some of their other cards. But I've read on some other forums that you can still hold the Optima and be approved still? (Unless this has now changed recently or if anyone can provide some DPs, that would be helpful!)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Just a DP for anyone that's still waiting on either their application to be mailed in or waiting for their card, just know that they had a technical issue with updating their systems which reflect whether or not the application has been received or not.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Here's my &lt;A href="https://ficoforums.myfico.com/t5/Credit-Card-Applications/Amex-Optima-Card-Application-UPDATE-APPROVED/td-p/6230364" target="_self"&gt;timeline post&lt;/A&gt; if you guys want to refer to it!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Well I can atleast finally begin "gardening" for the next year and get back into a &lt;FONT size="4"&gt;&lt;STRONG&gt;BIG BOY AMEX&lt;/STRONG&gt;&lt;/FONT&gt;!&lt;/P&gt;</description>
      <pubDate>Tue, 02 Feb 2021 16:21:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246371#M727539</guid>
      <dc:creator>bicboiOD</dc:creator>
      <dc:date>2021-02-02T16:21:13Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima Approved (Finally)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246383#M727540</link>
      <description>Congratulations on your approval!</description>
      <pubDate>Tue, 02 Feb 2021 16:25:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246383#M727540</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2021-02-02T16:25:42Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima Approved (Finally)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246390#M727541</link>
      <description>&lt;P&gt;Congratulations on the Amex Optima approval, your 3rd revolver! 👍&lt;/P&gt;</description>
      <pubDate>Tue, 02 Feb 2021 16:30:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246390#M727541</guid>
      <dc:creator>Credit4Growth</dc:creator>
      <dc:date>2021-02-02T16:30:50Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima Approved (Finally)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246437#M727549</link>
      <description>&lt;P&gt;Grats on getting back in good graces with Amex &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 02 Feb 2021 17:35:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246437#M727549</guid>
      <dc:creator>gdale6</dc:creator>
      <dc:date>2021-02-02T17:35:59Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima Approved (Finally)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246472#M727554</link>
      <description>&lt;P&gt;Congrats for your Optima Approval&lt;/P&gt;</description>
      <pubDate>Tue, 02 Feb 2021 18:28:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246472#M727554</guid>
      <dc:creator>Red1Blue</dc:creator>
      <dc:date>2021-02-02T18:28:14Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima Approved (Finally)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246477#M727555</link>
      <description>&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="21785i28A83A703392EAB8.gif" style="width: 200px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/69257iDEBE81854E83F218/image-size/small?v=v2&amp;amp;px=200" role="button" title="21785i28A83A703392EAB8.gif" alt="21785i28A83A703392EAB8.gif" /&gt;&lt;span class="lia-inline-image-caption" onclick="event.preventDefault();"&gt;21785i28A83A703392EAB8.gif&lt;/span&gt;&lt;/span&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 03 Mar 2021 06:56:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246477#M727555</guid>
      <dc:creator>JoeLuvsHisCredit</dc:creator>
      <dc:date>2021-03-03T06:56:09Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima Approved (Finally)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246497#M727560</link>
      <description>&lt;P&gt;Congrats on your Amex Optima Approval🎉👍&lt;/P&gt;</description>
      <pubDate>Tue, 02 Feb 2021 18:51:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246497#M727560</guid>
      <dc:creator>BAD_UP</dc:creator>
      <dc:date>2021-02-02T18:51:03Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima Approved (Finally)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246512#M727566</link>
      <description>&lt;P&gt;That's terrific! &amp;nbsp;Congratulations on your AMEX approval!! &lt;SPAN&gt;🎉🥂&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 02 Feb 2021 19:02:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246512#M727566</guid>
      <dc:creator>cashorcharge</dc:creator>
      <dc:date>2021-02-02T19:02:17Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima Approved (Finally)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246513#M727567</link>
      <description>&lt;P&gt;Congrats for gettiing back in the door with AMEX. Way to be persistent.&lt;/P&gt;</description>
      <pubDate>Tue, 02 Feb 2021 19:02:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246513#M727567</guid>
      <dc:creator>randomguy1</dc:creator>
      <dc:date>2021-02-02T19:02:22Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima Approved (Finally)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246530#M727570</link>
      <description>&lt;P&gt;Congratulations on your Optima approval!&lt;/P&gt;</description>
      <pubDate>Tue, 02 Feb 2021 19:22:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246530#M727570</guid>
      <dc:creator>Dryzzt23</dc:creator>
      <dc:date>2021-02-02T19:22:48Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima Approved (Finally)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246562#M727572</link>
      <description>&lt;P&gt;Congratulations!&lt;/P&gt;</description>
      <pubDate>Tue, 02 Feb 2021 20:02:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246562#M727572</guid>
      <dc:creator>2ski</dc:creator>
      <dc:date>2021-02-02T20:02:46Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima Approved (Finally)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246684#M727580</link>
      <description>&lt;P&gt;Congratulations!&lt;/P&gt;</description>
      <pubDate>Tue, 02 Feb 2021 23:06:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246684#M727580</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2021-02-02T23:06:10Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima Approved (Finally)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246710#M727586</link>
      <description>&lt;P&gt;Congrats&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 02 Feb 2021 23:43:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246710#M727586</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2021-02-02T23:43:34Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima Approved (Finally)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246931#M727620</link>
      <description>&lt;P&gt;Welcome back home!&lt;/P&gt;</description>
      <pubDate>Wed, 03 Feb 2021 06:21:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6246931#M727620</guid>
      <dc:creator>PointsBonus</dc:creator>
      <dc:date>2021-02-03T06:21:54Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima Approved (Finally)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6247095#M727655</link>
      <description>&lt;P&gt;Congratulations on your Amex Optima approval!&lt;/P&gt;</description>
      <pubDate>Wed, 03 Feb 2021 15:23:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6247095#M727655</guid>
      <dc:creator>CreditAggie</dc:creator>
      <dc:date>2021-02-03T15:23:27Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima Approved (Finally)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6247698#M727738</link>
      <description>&lt;P&gt;Congrats on the approval! 👍&lt;/P&gt;</description>
      <pubDate>Thu, 04 Feb 2021 01:26:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6247698#M727738</guid>
      <dc:creator>Getty59</dc:creator>
      <dc:date>2021-02-04T01:26:39Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima Approved (Finally)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6247762#M727740</link>
      <description>&lt;P&gt;Congrats in your AMEX Optima approval!!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 04 Feb 2021 02:26:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6247762#M727740</guid>
      <dc:creator>kidink1911</dc:creator>
      <dc:date>2021-02-04T02:26:46Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima Approved (Finally)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6247789#M727743</link>
      <description>&lt;P&gt;Sweet.&amp;nbsp; You're heading in the right direction.&lt;/P&gt;</description>
      <pubDate>Thu, 04 Feb 2021 03:13:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6247789#M727743</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2021-02-04T03:13:23Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima Approved (Finally)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6252557#M728914</link>
      <description>&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="OPTIMA CARD.jpg"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/69604i08447FDF3B107F5B/image-dimensions/334x239?v=v2" alt="OPTIMA CARD.jpg" title="OPTIMA CARD.jpg" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Finally came in yesterday! Excited to be back with AMEX.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Any suggestions on how I should use this? (CL: $1000)&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;Does AMEX like heavy spending with PIF?&lt;/LI&gt;&lt;LI&gt;Should I let it report a small balance and PIF by due date?&lt;/LI&gt;&lt;LI&gt;Heavy spending but PIF before statement cuts?&lt;/LI&gt;&lt;LI&gt;Sock drawer/ small charges recurrent charges and autopay to always PIF?&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;Just trying to figure out how I want to spread my spending across my cards, since my Discover It Secured is going to primarily be my driver with the cashback match on its first year. But I also want to show AMEX some love that by the time my 1 year hits, I can hopefully get approved for some of their core revolvers.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 24 May 2021 19:52:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6252557#M728914</guid>
      <dc:creator>bicboiOD</dc:creator>
      <dc:date>2021-05-24T19:52:21Z</dc:date>
    </item>
    <item>
      <title>Re: AMEX Optima Approved (Finally)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6252564#M728917</link>
      <description>&lt;P&gt;Congratulations on the new Amex Optima approval!&lt;/P&gt;</description>
      <pubDate>Tue, 09 Feb 2021 23:13:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-Optima-Approved-Finally/m-p/6252564#M728917</guid>
      <dc:creator>CreditMagic7</dc:creator>
      <dc:date>2021-02-09T23:13:35Z</dc:date>
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